Here is my letter to the Better Business Bureau, online:
I've been fraudulently billed by collections and I'd like a refund. The local police station said that the better business bureau could help me and there was no police report made.
I received a letter in the mail in late 2007 from NCO Financial Systems, Inc. 507 Prudential Road, Horsham, PA, 19044; P. O. Box 4909 Dept 22, Trenton, NJ, 08650-4909; P. O. Box 4907, Trenton, NJ, 08650-4907 - dated November 07, 2007 which states that I owed $230.41 as a debt to Sprint, the telephone company. I've had an account with Sprint a year or two before and I already paid them but I thought Sprint never received my check in the mail so I decided to pay by credit card using the web address provided by NCO Financial Systems, Inc., in this letter ( www.ncofinancial.com). The website given to me in the letter as an option of payment was www.ncofinancial.com, with the "unique registration code": CQER8162-2AJVR4. I registered with samanthascarano as my username and my password was samantha1. I tried to pay with my Visa, it was declined; I tried my Debit/MasterCard, it was declined; I tried the Visa once more, and it went through; I paid $230.41 with Visa ending in 2383 on12/15/'07. My cards were working fine around that time everywhere else so I thought that was odd!
I've had money stolen from my bank account since then but cleared it up.
A couple of months ago, I received the same type of letter, this time from AssetCare, Inc., 5100 Peachtree Industrial Blvd., Norcross, GA, 30071; P. O. Box 15379 Dept 17, Wilmington, DE, 19850; P. O. Box 15380, Wilmington, DE, 19850-5380. Then another, dated 06/04/2008 claiming that there was a settlement offer to be made, if I act quickly since that offer could expire at any time without notice and that offer was for 60% ( $136.35) of the total balance to pay of the previous (2nd) letter I received which I shredded upon receiving the 3rd " Settlement Offer" letter based on the 2nd letter since I thought I no longer needed to retain this info. because all of it was the same except for the 60% settlement offer. Now, apparently, I had an outstanding balance with a company called, " MedClr, INC" for $227.25.
I called the number as I was instructed in the letter to do for this "special" offer: 1-866-429-3592. I was also given the option to pay at this website: www.assetcareinc.com with the "unique registration code": CRJ22471-76DRT0 but the letter said, " Before making payment, please confirm with one of our representatives that this offer has not expired. I called up and there was little to no professionalism that most would expect from a legitamit company, the woman said these calls are recorded for accuracy and any information I give will be used for billing purposes and then asked for the last four digits of my social security number, along with my name and etc. to identify me, I guess. I thought that was odd, so I asked what did I owe for and how much, etc. She gave me SEVERAL different amounts owed to only a few different companies... only some of which I HAD owed debt to in the past but PAID IT ALL OFF in the past! Nothing she stated now matched the amount in the letter, not even the "settlement fee"... so she was lying. I asked what MedClr was. I had to help her understand the question. I re-worded and repeated the question a few times, she finally told me I owed that to Hollywood Presbyterian Medical Physicians - which is true but that was paid off 3 years ago ( so was Sprint) and the letters didn't look like that and how come the 3 letters all looked the same; there were several different companies using the name MedClr - connected to numerous fraudulent billings all over the U. S. ( I google a lot), also not trusted by McAfee... my antivirus system which I've had for 3 years almost but ONLY since I checked www.ncofinancial.com again to see what was up - now suspicious- a couple weeks ago, there's a warning from McAfee stating I should not go to that website since they do things that people don't like and can't be trusted. When I googled "MedClr, INC NCO Financial" there were people who have had similar experiences with mine and have sued, recently; but I don't have money for a lawyer. I just want my money back, please!
Samantha M. Scarano
P. S: Please tell Assetcare to please stop harassing me. This is F-R-A-U-D. They've begun calling since I called them that one time. I refuse to get ripped off again, sorry!
P. P. S: Here are some other names this company boasts it's affiliation with in it's mailings:
NCO PORTFOLIO MANAGEMENT, INC.; NCOP Financing, Inc.; NCOP Services, Inc.; NCOP Holdings, LLC; NCOP Nevada Holdings, Inc.; Creditrust SPV2, LLC; Creditrust SPV 99-2, LLC; NCOP Capital Inc.; Creditrust SPV98-2, LLC; Creditrust Funding I, LLC; NCOP I, Inc; NCOP II, Inc; NCOP III, Inc; NCOP IV, Inc; NCOP V, Inc; NCOP VI, Inc; NCOP VII, Inc; NCOP VIII, LLC; NCOP/CF, LLC; NCOP Lakes, Inc; Creditrust SPV99-1, LLC; NCOP/Marlin, Inc.; InoVision Capitol, LLC; Inovision-Medclr NCOP Ventures, LLC; Inovision-Medclr-NCOP-F, LLC; NCOP-AN, LP; NCOP-BAR, LP; NCO Capitol I, LLC; NCO Capitol II, LLC; NCOP-CF-MED, LLC; IMNV Holdings, LLC; Inovision Medclr Portfolio Group, LLC; NCOP-CVI-Marlin, LLC; Medclr, Inc; Inovision, Inc; Integrated Capitol, A NCOP Company, LLC; Inovision, A NCOP Company, LLC; NCOP Capitol IIII, LLC; and NCOP-CF II, LLC.
There are many more companies to be listed, but I might get a bigger headache if I type any further. I hope this helps to assist many, many Americans who are targeted by these criminals.
Los Angeles, California
U.S.A. Click here to read other Rip Off Reports on NCO Financial