- Report: #975461
Report - Rebuttal - Arbitrate
Complaint Review: NFM
NFM2052 45TH. ST, Internet United States of America
NFM NATIONAL FINANCIAL MORTGAGE, common sense lending. preaproved me for a loan and then denied that i qualify for it, used other partner to tell people that he can fix poeple's credit. Internet
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i met the guy and asked me to pay him $400 to do the job, he told me he would work hard to help me solve my credit reports and that way ,get a better score to ge ta better loan rate, 4 months latter the guy didn't do his job and told the woman at NFM that my score was good enough to qualify for a FHA loan, she sent me a prequalification letter and asked me to find the house , a month latter requested more info, and i delivered to her office, a week ago she called to her office to sing some papers and found the i didn't qualify for the loan , that my credit score was to low and for that reason my interest was going to be higher that previously told,
using a pen change the amount of down payment that i would need to show at closing, it was totally different of what she assured me it would be, i asked her why , she said that her my credit score was not good for a lower interest rate, i asked what about the guy who was supposed to help me with my credit reports? she denied ever telling me to seek this guy's help, so i just came out of the office and refused to continue doing bussiness with her and NFM . the lure the clients with promises that they qualify for a loan and then try to force them to takea high interest loan with big down payment ,even though the FHA says that it should be at least 3% they jack it up to 6%, .
This report was posted on Ripoff Report on 11/29/2012 09:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/NFM/internet/NFM-NATIONAL-FINANCIAL-MORTGAGE-common-sense-lending-preaproved-me-for-a-loan-and-then-975461. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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