Complaint Review

NMB

Report: #281258

Submitted:
Sat, October 27, 2007
Updated:
Sat, April 02, 2011
Reported By:

mChENRY Maryland
Name:
NMB
Address:
credit-land.com/indexphp credit-land.com/indexphp, Maryland U.S.A. Phone:

Category:
Credit Card Processing (ACH) Companies

NMB I had not filled out an application for this app and my bank accoount was billed 99.95 credit-land.com/indexphp Maryland

*REBUTTAL Owner of company: Has nothing to do with Credit-Land.com - baseless accusation

*Consumer Comment: RE:


As said above, i noticed my bank account was billed NMB CC app fee for 99.95 and it had no number or address for me to contact them. I now have lost the money and have to change all of my acounts. other people have reported the same problem.

Amanda
mChENRY, Maryland
U.S.A.

This report was posted on Ripoff Report on 10/27/2007 11:47 AM and is a permanent record located here: http://www.ripoffreport.com/r/NMB/credit-landcomindexphp-Maryland/NMB-I-had-not-filled-out-an-application-for-this-app-and-my-bank-accoount-was-billed-9995-281258. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 1Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Owner of company

Has nothing to do with Credit-Land.com - baseless accusation

AUTHOR: Credit-Land.com - (United States of America)

Credit-Land.com does research on credit card industry and presents its visitors with a selection of credit cards that were chosen because of best benefits, policies, and credit opportunities. A visitor can choose a card based on own preference, however all applications are completed by applicant on a website of the issuing bank. Credit Land does not process CC app and does not charge customers fees. It's service is absolutely free for visitors of Credit-Land.com  

What has happened in Amanda's case was that she has probably applied for a credit card but did not read details on the card. Some banks charge fees on a credit card as soon as you open one. That fee usually includes an annual fee and an application fee. Although the fee is high, a credit card presents an opportunity to rebuild your credit history so that in the future you can qualify to apply for a credit card with better terms. Also, there is a selection of best credit cards that Amanda should review. These cards, if you qualify, offer most comfortable terms to consumer, such as 0% balance transfer, for example. 
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#2 Consumer Comment

RE:

AUTHOR: John - (U.S.A.)

Anytime someone has your bank debt card # or bank transit/account # and is doing debits without your authorization....this is obviously not good....If they did it once they'll most likely do it again...You should probably have your debit card canceled.
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