• Report: #414839

Complaint Review: National Action Financial Services

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  • Submitted: Thu, January 22, 2009
  • Updated: Sat, June 20, 2009

  • Reported By:Hartselle Alabama
National Action Financial Services
3587 Parkway Lane Norcross, Georgia U.S.A.

National Action Financial Services Unfair debt collection, threatening, yelling, harrassment Norcross Georgia

*Consumer Comment: GET A ATTORNEY

*Consumer Comment: Have the # blocked

*Consumer Comment: also send the debt validation letter

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For several weeks I have been contacted almost daily by NAFS, sometimes twice daily for a debt they claim I owe of $168 dollars. When I was actually able to talk to a human being and asked what account this was connected to, they told be it was my old MBNA credit card. I politely explained to the person that I had completed a pay-off arrangement on that account with the original lender and had indeed paid it off. I told her I would send her a copy of the pay-off letter. When I could not find my copy, she called back and began yelling at me that I would have to pay it off or face dire consequences. I explained to her that I didn't owe the original company any money and certainly didn't owe her company a dime. I then stated that her company must quit calling me. She stated they would call me as much as they liked until I paid this off.

In short, they are HARRASSING me on money I don't even owe. I've sent them a formal cease and desist letter. If they continue to call me I will sue.

Mayberryfan
Hartselle, Alabama
U.S.A.

This report was posted on Ripoff Report on 01/22/2009 10:57 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Action-Financial-Services/Norcross-Georgia-30092-2827/National-Action-Financial-Services-Unfair-debt-collection-threatening-yelling-harrassme-414839. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

GET A ATTORNEY

AUTHOR: Mark - (U.S.A.)

File a report with the New York Attorney General they can't collect outside New York. File a complaint with the FTC send the collection company a cease and desist letter that they can't contact you and have fun also see this site at bud hibbs he had a listing of many of these crooks in the agency section



http://www.budhibbs.com/index.html

http://www.budhibbs.com/debtcollectorpages/national_action_financial_service.htm
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#2 Consumer Comment

Have the # blocked

AUTHOR: Steph - (U.S.A.)

If this so called collection agency calls again and the 3 shows up Do not answer the phone ask the phone company about blocking the # from calling . Also if your phone has a speaker and a hold but when they call again hit the speaker button do not say a word then hit the hold button. Everytime they call do this
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#3 Consumer Comment

also send the debt validation letter

AUTHOR: Laurie - (U.S.A.)

Its not your responsibilty to prove YOU PAID IT -

ITS THEIR RESPONSIBILITY TO VALIDATE THE DEBT IS YOURS.

THEY CAN'T that is why they continue to call you.


This collection agency is a KNOWN FDCPA Violator - read about them here

http://www.budhibbs.com/debtcollectorpages/national_action_financial_service.htm
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