• Report: #454525

Complaint Review: National Affidavit Processing

  • Submitted: Fri, May 22, 2009
  • Updated: Sat, May 30, 2009

  • Reported By:Scottsdale Arizona
National Affidavit Processing
Phoenix, Arizona U.S.A.
  • Phone: 518-2880137
  • Web:
  • Category: Loans

National Affidavit Processing SCAM *** National Affidavit Processing/Legal Affidavit Office *** SCAM Phoenix Arizona

*Author of original report: CORRECTION

*Author of original report: National Affidavit Processing Center

*Consumer Comment: So

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I began received several calls from a Restricted number a week or two ago. I finally answered on Friday, May 22nd, 2009. A man with a thick Indian accent said he was calling in regards to a lawsuit that was going to be filed against me for an unpaid cash loan. He told me my SSN and asked me to verify it. I said no it's not and hung up. He called back within seconds and began yelling that he would be sending the local police department to have me arrested and they would be coming to pick me up at my work. I'm 19 years old and pregnant...and have cleaned up my life, so getting arrested is not something I want to go through. I got a bit flustered and asked why and he told me that I had an unpaid loan with a Payday loan company. I denied such loans, because -- although I HAD taken out payday loans in the past, I had NO outstanding loans. I am 100% sure of that. He told me that I, along with the two references on my loan data, would be prosecuted. He said that my loan was with Wells Fargo in MAY 2008. I told him that I had no account with Wells Fargo in May 2008. I asked for the name and number of the company that I had the loan with. He said it was with Advance Cash, an online payday lender, and the phone number was 360-350-1994. I asked for a phone number to call HIM back and he was reluctant at first, but I said I'd like to call him back to settle the balance, so he gave me his name and number. He said his name was Eric Johnson and the number was 518-288-0137.

I called "Advance Cash" and immediately another man with an Indian accent answered the phone (I dont know if you are familiar with MOST payday companies -- especially online ones, but MOST payday companies are flooded with calls, so you have to go through PROMPTS to get to an operator.... they dont pick up when you call). I told him I was inquiring about a loan that I had supposedly taken from the company. He put me on hold and I heard this terrible sounding music** (THIS IS IMPORTANT LATER) He confirmed that I had an outstanding loan totalling $711. I explained what happened with "Eric Johnson" and that I had no account open with Wells Fargo in May 2008. He then said that the loan was taken out in JANUARY 2009. He proceeded to tell me my bank name, account information, employer information, ect. I explained to him that it wasn't possible because the account I had with Wells Fargo was closed several months ago. He said that if I'd like to settle the balance he would be glad to call "Eric Johnson" and put a hold on my pending lawsuit. He also said that I seem like a genuine person and that he suggests I settle this now because paying for a lawyer to take it to court would be very expensive and not worth it. I told him that I would like to talk to Wells Fargo and confirm if I had received such loan. I explained that I would be happy to pay the balance if I do owe it. He said that I "obviously am not taking this seriously. This is a serious legal issue." I said that I would just like to confirm the information with my bank FIRST and then I'll pay it. He said "then I can't help you. If you are not willing to settle this now, we will continue filing the lawsuit. Goodbye" and hung up.

I looked online to see the company he said he was from. I looked up "Eric Johnson + National Affidavit" and all this information came up regarding SCAMS! The same type of information and names was being used by Legal Affidavit Office or National Affidavit Processing Center or National Affidavit Processing Service. Eric Johnson was the name given to me, but I've seen other reports with other similar names (all people with foreign accents and english names).

I went into Wells Fargo and confirmed the dates my account was closed. My account was closed on January 2nd, 2009. There was NO ACCOUNT ACTIVITY in my account for several months prior to it closing. I reviewed my bank statements and none of them show any electronic funds being received from any company.

I called Eric Johnson and told him that if I am to be sued, I'd like the information sent to me in writing and that I'd be happy to take it to court. He hung up.

I am calling the Attorney Generals Office to file a complaint and I'm going to research what else I can do.

DO NOT PAY THESE PEOPLE MONEY! IT IS BOGUS!!! AND NEVER USE ANY INTERNET PAYDAY LENDERS! THEY WILL SELL YOUR INFORMATION!

Pissed & pregnant
Scottsdale, Arizona
U.S.A.

This report was posted on Ripoff Report on 05/22/2009 02:30 PM and is a permanent record located here: http://www.ripoffreport.com/r/National-Affidavit-Processing/Phoenix-Arizona/National-Affidavit-Processing-SCAM-National-Affidavit-ProcessingLegal-Affidavit-Offic-454525. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

CORRECTION

AUTHOR: Pissed & pregnant - (U.S.A.)

I'm sorry, I noticed an error in my original report!!!

"He said that my loan was with Wells Fargo in MAY 2008"

I meant to say that my loan was deposited into my WELLS FARGO account in May 2008. The LOAN was with ADVANCE CASH. My bank was Wells Fargo.
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#2 Author of original report

National Affidavit Processing Center

AUTHOR: Pissed & pregnant - (U.S.A.)

They called back again this morning Tuesday, May 26th. Another man with an Indian accent. I told him that they were a fraud company and to send me the information in writing. I hung up. They immediately called back. The man said this is only for an INITIAL payment and then he would fax me the information. I refused and said AGAIN to send me the information in WRITING. I hung up. They called back a THIRD TIME! I told him that I would be making NO PAYMENT, that they were a fraud company, and that I would be calling the police.

I have not received any further phone calls. But we'll see.... I have filed a complaint with the Attorney General's office.
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#3 Consumer Comment

So

AUTHOR: Susan - (U.S.A.)

So you supposedly owe Advance Cash (you admit you took out cash advance) and you owe Wells Fargo on a loan you took out.

Did you pay both off?

If so, get on the phone with both and tell them what you said here. They wouldn't want these people trashing their names.

If you didn't pay the bills (19 and pregnant so I bet you didn't pay) and want to clear it up. Don't pay the bill collector, pay directly to who you owe.

Because these people know your bank account and SS numbers. Your bank will change your account number for free. Your SS number however, you put it out there online. Buying identity theft protection would be a good idea.
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