I was briefly involved with National Agents Alliance back in 2005 and it was one of the worst experiences I have had in my career. I have been in the insurance business since 1977 and had some success in selling mortgage proection insurance before so this seemed like a good way to make some money. Was I ever misled!
First, most of the leads were "cherry picked" by the manager so what I received was garbage. Of a run of ten leads, most were elderly, uninsurable or barely had enough money to afford anything. I was promised credit on "bad" leads, but that never happened. Instead my checking account was debited for additional leads that weren't any better.
Second, they said that commissions would be paid promptly upon submission and issue and that commissions would be annualized - WRONG! Instead it took a couple of weeks before commissions were paid and then I had to fight to get them annualized instead of paid as earned. Because of those promises that weren't delivered and lead costs being debited from my checking account, this caused many overdrafts resulting in fees from my bank.
When I tried to solve those problems, I was quickly labeled a "complainer" and the quality of the leads got worse. Finally I had had enough and told them I no longer wanted any more leads or anything to do with NAA. They stopped the flow of leads, but debited my checking acocunt for leads that I never received.
When I called NAA about correcting this, I was given the classic run around - bounced from person to person with no one taking any action or responsibility. I was finally told that was the manager's responsibility, but he deined anything had gone wrong.
I finally filed a formal complaint with the state department of insurance and I heard that particular manager was later diciplined and fired since NAA tried to recruit me back again.
NAA is a scam and they will cost you money. Even two years after this experience, NAA emails still clog up my inbox despite doing everything I can do to stop the spam. They are a bunch of sleaze artists that should be put out of business and a disgrace to the insurance business.
Parma Heights, Ohio