Let me tell you the Truth about NAA, because you wont get it from your upline or the other brainwashed agents that are a part of them. Let me tell all agents out there, you can call any insurance company, example Foresters, tell them you want a street contract, and you can start at 90-100% comm...now why join NAA, buy there over-priced leads, join hotspots, join Presidents Club, go to three conventions per year, buy cd's, join book of the month club, go to dials to dollars on Weds nights, and train all other agents on the webinars, while the top leaders are home, your training there agents for free...and you work for a 55% conract...guys thats ludicrous. The first thing they tell you is DO NOT hire the experienced agent, why is that you ask, well its because we know too much about the business and they dont want us to blow up there business. It is a total MLM, pyramid scheme, they want to bring in a list of 50 -100 names to build your team, sounds a little like Primamerica, or Amway, thats where Andy is from.Ok most Agents are in the business for residuals, dont let them tell you you get them. 8 months ago they came out with there New Lead, called CCL( Current Client Lead ), it cost 60.00 per lead, guys they are selling other agents clients to you, when you buy the lead, NAA is providing you with the policy holders name, address, 2 phone numbers, DOB, what company they bought the policy from, the name of the policy they bought, and how much there paying per month..they sell you this lead with the intent of you going out to client and rolling them to another carrier to get re-advanced. The owner of the company is selling YOUR clients off to other NAA agents and taking YOUR residuals from you behind your back, and hes making 60.00 bucks on the lead...guys every policy you sell, not being with NAA, you get a 10 yr residual on that policy.Call your state insurance commissioner and ask them about this...its called wholesale replacement and is against the law, if the companies that NAA represents knew they were selling there client info, they would shut down doing business with them...Guys run as far away as you can from this organization, there not the only game in town, but they try and brainwash you into thinking they are. Go on the internet and buy your leads from a lead company, get a contract with any insurance carrier and get paid 90 to 100% and make your own money...What the leader doesnt tell you, his contracts are 160% or higher...your making 55%, he makes 105% off your sales and your paying for his leads andother garbage too...WAKE UP!