• Report: #175475

Complaint Review: National Choice Grant

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  • Submitted: Thu, February 09, 2006
  • Updated: Tue, February 28, 2006

  • Reported By:Richmond Michigan
National Choice Grant
1900 Howell Branch Rd. Ste 4-7, Winter Park, Florida U.S.A.

National Choice Grant, AKA's 1st National Government Grant Benefits, Advantage America, Advantage America Benefits, American Advantage, American Advantage Benefits, Easy Step Solution, & More ripoff, Scam Winter Park, Florida *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you!

*Consumer Comment: bank account ripped off 6 months later using a different company name

*Author of original report: They claimed to have canceled my account

*Consumer Comment: We can have the information about them who are doing frauds

*Consumer Comment: close your account please....

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These people claim they have Government Grants for you! The money is suppose to be deposited in 48 to 72 hrs. They go by many different names and here they are 1st

National Government Grant Benefits
Advantage America
Advantage America Benefits
American Advantage
American Advantage Benefits
Easy Step Solution
Federal Grant Processing Center
First National Benefits
National Choice Grant Department

They are listed on the Florida BBB. They took 59.95 out of my account without permission and I have spent the last week calling every number that they have listed and finally got through to one today. A

fter a lot of argueing all they kept saying is I would get package in the mail (yeah right) I told them that I was going to get a lawyer and they better not try and touch my account again!

The weird thing is they did not even have my full account number and some how my bank cashed it. Please if these people call hang up on them they have a way of getting information about you! Here is all the numbers I have for them and the Addresses 300 N. Corporate Dr., Suite 350, Brookfield, WI 56045-5865 MAP
Union Industrial Estate, Castries, St. Lucia - West Indies
15720 John J. Delaney Dr., Charlotte, NC 28277, Mecklenburg County MAP

24 Main St., Poland, NY 13431, Herkimer County MAP
1900 Howell Branch Rd. Ste 4-7, Winter Park, FL 32792, Orange County MAP
Phones (800) 410-1682
(800) 503-7345
(866) 503-7345
(866) 503-7345
(877) 851-3466
(877) 851-4366

Jill
Richmond, Michigan
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 02/09/2006 08:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Choice-Grant/Winter-Park-Florida-32792-Orange-County/National-Choice-Grant-AKAs-1st-National-Government-Grant-Benefits-Advantage-America-Ad-175475. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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Updates & Rebuttals

#1 Consumer Comment

bank account ripped off 6 months later using a different company name

AUTHOR: Peggy - (U.S.A.)

close your account as soon as the bank opens before the hit you for 299.95
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#2 Author of original report

They claimed to have canceled my account

AUTHOR: Jill - (U.S.A.)

The company has called me several times over the last few days claiming that they are going to give me my 59.95 back plus 500.00 for any issues that I have had. I know they are only doing this because I have something on them. They claimed to have canceled my account and that no more money would be touched! The number they called from this time is 999-999-1234.
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#3 Consumer Comment

We can have the information about them who are doing frauds

AUTHOR: Varun - (U.S.A.)

Hi there,

I do have this information that few telemarketing agencies are doing this kind of cheating with United States Nationals and taking away there hard earned money from them.

i have visited few centers in Delhi and near around and came to know about those who are doing telemarketing for Advantage Amrecia and taking money from you.

if you are really interested to know about there identity then i can find it out and will give it to all of you so that you can take necessary legal action againts all of them, i am also one of the victim of the same fraud telemarketing company as even i am an indian then also i lost my money as they guraanteed me that i will get $12500 in my account in the next 1 weeks time, then after that i went to india and stayed at delhi to just search it out who are the culprits and then i came to know about such agencies who are doing such crime.

kindly let me know that you all are really interested in this so that i can furnish all information with there contact details so that we can fight against them and save our hard earned money from the criminals.
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#4 Consumer Comment

close your account please....

AUTHOR: Elizabeth - (U.S.A.)

it dosent matter how many numbers or addresses you get.this company will next take out 299.95 and some banks wont help you get it back.read way back in all these reports,this company so far is untouchable,protect yourself and close your account.please update on what you did...
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