• Report: #381224

Complaint Review: National City Bank Of Cleveland Ohio

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  • Submitted: Tue, October 14, 2008
  • Updated: Wed, October 15, 2008

  • Reported By:Euclid Ohio
National City Bank Of Cleveland Ohio
www.nationalcitybank.com Cleveland, Ohio U.S.A.

National City Bank Of Cleveland Ohio Bank Account Ripoff Cleveland Ohio

*Consumer Comment: The account is as much yours as your mother's

*Consumer Comment: Why shouldn't those transactions have gone through?

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I have overdrawn my account due to the bank putting through debits that should not have gone through my account. They informed me that since I was a customer for so many years, out of courtesy they put the debits through instead of bouncing the debits. I called the bank to close my account and set up payment arrangements. The young lady informed me that I would receive paperwork within 10 business days, but instead I receive a copy of a form stating that they had taken $1300.00 out of my mother's account because my name was on the account. My mother had that account since I was a child. She files the interest on her tax return every year, and I am totalling upset that this would happen. They informed me by law they can go into anyone account if my name is on the account. My mom put my name on her account because she is sickly and sometimes she needs me to go into the account to get money for medicine and pay her insurance bills. My mother is upset with me for the overdrawn and the removal of her funds that she worked hard to put into the savings account. My account was a checking account, and her account was a savings account. Is there anything I can do to get her money back?

Ann xxxxxx
Euclid, Ohio
U.S.A.

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This report was posted on Ripoff Report on 10/14/2008 05:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/National-City-Bank-Of-Cleveland-Ohio/Cleveland-Ohio-44115/National-City-Bank-Of-Cleveland-Ohio-Bank-Account-Ripoff-Cleveland-Ohio-381224. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
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#1 Consumer Comment

The account is as much yours as your mother's

AUTHOR: Lenny - (U.S.A.)

You have a joint account with your mother so, yes, they can take money from there to cover another account of yours. Were the debits they put through your debits? I have a feeling they were and you thought, maybe by postdating checks, that the debits would be done on the check date. Debits are processed the night they are received.
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#2 Consumer Comment

Why shouldn't those transactions have gone through?

AUTHOR: Edgeman - (U.S.A.)

Did you not authorize those transactions and guarantee payment?

The only way for your mother to get her money back (that I can think of) is for you to pay her back yourself.
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