• Report: #938441

Complaint Review: National Congress of Employers

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  • Submitted: Sat, September 08, 2012
  • Updated: Sat, September 08, 2012

  • Reported By: Bonners Ferry — Bonners Ferry Idaho United States of America
National Congress of Employers
Internet United States of America

National Congress of Employers First Choice Health Insurance Agency Misrepresentation, hoax Internet

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I was solicited over the phone in response to a request for information on affordable health care in relation to the Affordable Health Care Act.  Brett Taylor stated he was a broker from the National Congress of Employers with an opportunity for me to join a group in order to obtain reasonably priced insurance.  It was supposed to be limited coverage, 3 fully covered dr. visits, 1 Wellness exam, full coverage for emergency room plus 60%unlimited discount on all dental, eye and prescriptions, with no deductable,  For $120/month with a 1 time $60 membership.   I asked for a website, pamphlets to review and was told these were unavailable until I "reserved a spot".  I was told I could cancel at any time.  Unfortunately I did not pay attention to all the Red Flags and gave them my credit card #.  Fortunately for me, I gave them my Discover Platinum card and refused to give my SS#.  After the call I researched the company and could find nothing positive or legitimate!  I called to cancel and was told I could not cancel until I received my "packet of information" in the mail.  Meanwhile I called Discover to find $180 had already been charged to my account.  I now have to wait the "7-14 working days" for my "packet" to even begin the cancellation.  I have found reports from people stating that they never even received their Packet of info!  Discover told me I am covered through them but I have to follow procedure and try to cancel through the Insurance Co.  If I get nothing there, Discover will dispute the charge. 
  
I find this scam to be particularly reprehensible because it targets the sick and poorest of the poor! I'm sure some folk give out SS#s and/or debit cards and think they finally have some access to health care.  Please don't get sucked into this scam!

This report was posted on Ripoff Report on 09/08/2012 01:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/National-Congress-of-Employers/internet/National-Congress-of-Employers-First-Choice-Health-Insurance-Agency-Misrepresentation-ho-938441. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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