- Report: #426024
Report - Rebuttal - Arbitrate
Complaint Review: National Credit Acceptance Corporation - John J. Pugh
National Credit Acceptance Corporation - John J. Pugh9738 Lincoln Village Dr. Sacramento, California U.S.A.
Credit Acceptance Corporation - John J. Pugh Law Firm - National Credit Acceptance Corporation Removed entire balance from my bank account(s) intermittently for the past 8 years and emptied PayPal account Sacramento California
*Consumer Suggestion: I believe you have the wrong credit acceptance.. There's A Car Financing and the other a possible Credit Co ?
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They sent a guy to my door and stupidly I signed some something and it turns out Pugh uses this signature to get into my bank accounts and wipe out my balance.
I called them in 2005 and tried to work out a payment plan. At the time, I was struggling w/out a full-time job and all I could offer was $25 per month. I spoke with an attorney named Justin who said that would be fine. I sent them a check two months in a row, but then had no income for 2 months and couldn't pay anything.
They found my website (I'm a freelancer), contacted a designer I work with on occasion who's also a friend, with a court order telling him to garnish my wages, which insane, as I don't and never have worked for him. They knew this would upset me. I called them and told them to leave him alone, and had to resort to sending a certified letter from my friend stating I don't work for him. They told me that I would be dragged into court and liable for the court costs, which I believe is untrue and illegal. They did bring to court one day and I supplied all the info they asked for.
The bottom line is, if I could do monthly payments to pay off this debt I would. But they have refused to let me do that. They want a lump sum or nothing and, in the meantime, they put liens on my bank accounts and remove money every 6 months or so.
They patently refuse to work with me and have threatened my well-being, my family, my livelihood, and I can't figure out why, because they have really not gotten much money in return. If they set up a payment plan with me I'd be more than happy to pay them. I think they prefer trying go hit the "jackpot" by taking the money out of my bank account. Too bad for them I don't make very much.
Los Angeles, California
This report was posted on Ripoff Report on 02/19/2009 09:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Credit-Acceptance-Corporation-John-J-Pugh/Sacramento-California-95827/Credit-Acceptance-Corporation-John-J-Pugh-Law-Firm-National-Credit-Acceptance-Corpora-426024. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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