- Report: #290100
Report - Rebuttal - Arbitrate
Complaint Review: National Credit Acceptance
National Credit Acceptance1731 Howe Avenue #254 Sacramento, California U.S.A.
National Credit Acceptance Filed for Writ of Garnishment that violated Federal and State Law Sacramento California
*Consumer Comment: Actually Bob...
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This company has a history of using illegal and unethical tactics to collect on their accounts. From what I have read here this is the norm for them, and the State of CA seems to allow them to get away with this type of activity. The states where they domesticate the original judgment apparently do not research the law, they take what the attorney tells them.
When I originally found out about the judgment (more than 2 years after the fact), I spoke with an attorney friend of mine and he told me that to file for a judgment in most states the company filing only has to say that mailed out paperwork, they do not have to show that the person actually received it. I never received any of the paperwork that they claim they sent. The court records show that 2 years after I had moved, and NCA knew this, they served my old address in CA. Someone at the house received the paperwork. I am in the process of getting an attorney here in TN to fight this whole mess.
NCA has more than doubled the original amount by filing these claims.
Oak Ridge, Tennessee
This report was posted on Ripoff Report on 12/09/2007 10:27 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Credit-Acceptance/Sacramento-California-95825/National-Credit-Acceptance-Filed-for-Writ-of-Garnishment-that-violated-Federal-and-State-L-290100. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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