- Report: #7899
Report - Rebuttal - Arbitrate
Complaint Review: National Credit Shopper
National Credit Shopper7349 NW 34 ST Miami, Florida U.S.A.
National Credit Shoppe r (Diamond Select) Consumer Rip-off
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I asked again if this was a credit card that could only be used for there catalog,reply no.I asked if I could use it for cash advances at any ATM,reply yes.
I again said 'this credit card is a real credit card that I would be able to consolidate all my other cards on to,reply YES!I am disabled and I am on SSI and I made it very clear to them what I was needing and that I could not afford to through away $200,00.
They assured me several times that I WAS GETTING A REGULAR CREDIT CARD!After they took the money out of my acct,the same day I called and asked when I would be getting my credit card and AGAIN I asked and verifyed what I had been GUERNTEED the first time $4,000,00 credit card limit on a regular credit card.I was told I WOULD receive it in 10 to 12 buissness days.
When I got the package it was this NCS card,I IMMEDIATLY called to get my money back,they took my information and said they would have a manager call me with a RAN # AND THEN i WOULD GET A REFUND.
They never called me back so I called them at that point I was informed that I was very much informed when I talked to them the first time that this was NOT a credit card,and that if I wanted a regular credit cared I would first have to buy something out of there catalog and then I would have to make three(3) consecutive payments of $33.00 and these payments can not be late or less then $33.00 a month.Then I could APPLY FOR A CREDIT CARD WITH A VERY MINIMAL LIMIT(NOT THE $4,000,00 LIMIT i WAS PROMISED)I would really like it if someone could let me know how do I go after these BIG TIME RIPP OFFS!
Thanks and whatever you do:
If it seems to good to be true
This report was posted on Ripoff Report on 11/17/2001 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Credit-Shopper/Miami-Florida-33122/National-Credit-Shoppe-r-Diamond-Select-Consumer-Rip-off-7899. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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