- Report: #616921
Report - Rebuttal - Arbitrate
Complaint Review: National Credit Solutions - NCS - Capital Managment Systems - BMG Music
National Credit Solutions - NCS - Capital Managment Systems - BMG Music3675 E I 240 SERVICE RD Oklahoma City, Oklahoma United States of America
National Credit Solutions - NCS - Capital Managment Systems - BMG Music Bad business Oklahoma City Oklahoma 73135, Oklahoma
*Consumer Comment: In your defense
National Credit Solutions, Collection
Agency, RIP-OFF - BREAKING THE LAW & VERY RUDE
I received a notice from a company who monitors my credit report recently and noticed that a derogatory account was added to for something I did not authorize authorize or give my approval on. I found out it was an account with Columbia House stating I owed $54 and they said in 2007 I signed up for free DVD movies. However, they reported this to the 3 credit bureaus this account became delinquent in 2008 when it was closed.
100% of all corporations and today will put
your account in delinquent status if you do not pay after 30 days, and close
the account after 90 days.
When I called National Credit Solutions and spoke to a lady this evening about this account, I was being very professional and nicely asked her to show me proof the account is mine, and that I was disputing the $54 amount and wanted to know why I was not contacted by their company to allow me to dispute this matter before they added it to my CREDIT REPORT.
When began discussing this information the lady that I was speaking to would start talking over me and not allow me to finish talking, and then she started yelling at me. I asked to speak with a supervisor and the lady told me there was one available, but I would be on hold for a long time before I was able to speak with one.
I have never made a payment, and have never once received any
letter, phone call, email, or communication with this company because if I did,
I would have paid the bill, if I did owed it.
THIS COMPANY IS CLEARLY IN VIOLATION OF FTC LAWS. IT IS FLAT OUT
ILLEGAL AND AGAINST THE LAW.
National Credit Solutions HAS CLEARLY violated the federal Fair by reporting false, deceptive and misleading information about the plaintiff to the three national credit reporting agencies.
I AM TAKING THE FOLLOWING ACTION IMMEDIATELY:
1. Filing a ripoff report here so everyone will know about this company.
2. Filing a report with the BBB in their local area
3. Filing an FTC complaint
4. Filing a report with the Attorney Generals Office
5. Contacting an Attorney
BEWARE! Always check your credit reports. You can go to and you can check your reports online every day, each month and see what is going on. The do this because they know they can get away with it, and they can re-age old accounts whenever they feel like it, because they are getting away with it.
But they are not getting away with this with me either!
Victim of fraud
A big thank you too Victim of Fraud from
This report was posted on Ripoff Report on 06/23/2010 10:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/National-Credit-Solutions-NCS-Capital-Managment-Systems-BMG-Music/Oklahoma-City-Oklahoma-73135/National-Credit-Solutions-NCS-Capital-Managment-Systems-BMG-Music-Bad-business-Okl-616921. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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