- Report: #434629
Report - Rebuttal - Arbitrate
Complaint Review: National Credit Solutions
National Credit Solutions3875 E I 240 Service Road Oklahoma City, Oklahoma U.S.A.
National Credit Solutions Fraudulent Credit Reporting Causes AMEX Cancellation Oklahoma City Oklahoma
*Consumer Comment: NCS SUSPECTED IN SCAM WITH BMG / COLUMBIA HOUSE
I had pulled my credit report on March 10th, but didn't see anything unusual until I looked at the details and saw that there was a new negative item on my Experian credit report.
The line items reads as such:
Account Name: National Credit Solutions
Account Type: Collection Department / Agency / Attorney
Date Opened: 12/1/2008
Account Status: Closed
Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Original Creditor: BMG
I haven't had a BMG account since I have lived in my last two homes, at least 2001. If I have had any account with them at all, it would have been from before 2000. I have never received any information from them, including bills, statements, requests for payment...anything.
Suddenly there is a negative line item from NCS regarding BMG and it has already adversely affected my credit report and has cost me to lose my only credit account. Not having any credit is going to negatively affect my credit score.
I am in the process of disputing this line item, filing complaints with the local BBB. If this is not resolved properly and expediently, I am filing a lawsuit for violation of the FCRA and other laws.
Ridgewood, New York
This report was posted on Ripoff Report on 03/16/2009 08:41 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Credit-Solutions/Oklahoma-City-Oklahoma-73135/National-Credit-Solutions-Fraudulent-Credit-Reporting-Causes-AMEX-Cancellation-Oklahoma-Ci-434629. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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