- Report: #564412
Report - Rebuttal - Arbitrate
Complaint Review: National Recovery Agency/Columbia House
National Recovery Agency/Columbia House2491 Paxton St Harrisburg, Pennsylvania United States of America
National Recovery Agency/Columbia House NRA reported to Experian a debt of $67.00, opened august 2009, reported sept.2009. I haven't had an account with Colubia house since 2004 Harrisburg, Pennsylvania
*Consumer Comment: advise
I received a letter from NRA stating I owed them $67.00 from a debt from Columbia House. I called columbia house, they had only a record that I was a customer in 2004. Nothing else.
I called NRA, they had no information about how or when the debt was bought by their company. sounds like a scam.
I pulled a copy of my credit report and there it was. NRA reported that I owed $67.00, first opened august 2009, reported sept2009.
I disputed with Experian, they stated that they verified the debt as accurate and it would stay on my report. Soooo now I get to do more work, to fix what was fraudulently damaged.
I didn't even get a letter from them until December of 2009! Not to mention that I kept all my banking statements from 2003 to the present. Sooooo they are gonna get it.
I just don't understand how they can fraudulently file reports. No less with no valid proof!!
Now I have already spent at least 8 hours researching, getting proof together, photo copying, money for certified letter to NRA. Not to mention the irritation and the rise of the blood pressure!
Now my final question is,,,, do I get paid for all the time and effort I put into fixing my credit and name which was wrongly reported?? Nope
This report was posted on Ripoff Report on 02/04/2010 08:58 AM and is a permanent record located here: http://www.ripoffreport.com/r/National-Recovery-AgencyColumbia-House/Harrisburg-Pennsylvania-17111/National-Recovery-AgencyColumbia-House-NRA-reported-to-Experian-a-debt-of-6700-opened-564412. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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