- Report: #686668
Report - Rebuttal - Arbitrate
Complaint Review: National Recovery Agency/Columbia House/BMG
National Recovery Agency/Columbia House/BMGInternet United States of America
National Recovery Agency/Columbia House/BMG Sent me to collections for a contract that was FILLED ten years ago!!!! Internet
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Yes, I did sign up with Columbia House DVD club back in 98 or 99 (been so long ago, I don't remember which of the two). I FILLED my contractual obligations with them, and had them close out my account after doing so because I was tired of getting DVD's I didn't order, and then having to send them back, and STILL getting billed for them. When I closed my account, I made SURE I had a $0 balance.
Fast forward to yesterday--I ran my credit score on quizzle.com, to find out it had gone down 50 points within 6 months. When I checked into it to see why, I discover this collection 'agent' for BMG/Columbia House, sent me to collections for $36! They say I defaulted on the account and aged it to July of 2010. What a crock! I filed a dispute with Experian, as I REFUSE to ever contact a bottom feeding debt collector, especially when I know #1, I filled my contract with them and #2, even if their records show the contract was not filled, this is WAY beyond the statute of limitations.
Of course, in reading other reports on here, it looks like I will be stuck paying this $36 regardless of whether or not I owe it. I can't believe they can get away with ruining my credit without having to produce any proof of it (I see others who said all they did was send a printout with name and DVD's shipped--to me that is NOT validating the debt!) HELP!!!!
This report was posted on Ripoff Report on 01/25/2011 01:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/National-Recovery-AgencyColumbia-HouseBMG/internet/National-Recovery-AgencyColumbia-HouseBMG-Sent-me-to-collections-for-a-contract-that-wa-686668. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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