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Ripoff Report | National Vehicle Protection Review - , Internet
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Report: #879562

Complaint Review: Ripoff Report | National Vehicle Protection Services TRUSTED Business | National Vehicle Protection Services Verified Safe™ …businesses consumers can trust. National Vehicle Protection Services, Inc. was founded in June of 2007 specializes in vehicle protection plans and auto protection policies. NVPS is also proud to become a Certified Gold Member of the Vehicle Protection Association (VPA). - Internet

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  • Reported By: ejvh — Alabama United States of America
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  • National Vehicle Protection Services TRUSTED Business | National Vehicle Protection Services Verified Safe™ …businesses consumers can trust. National Vehicle Protection Services, Inc. was founded in June of 2007 specializes in vehicle protection plans and auto protection policies. NVPS is also proud to become a Certified Gold Member of the Vehicle Protection Association (VPA). Internet United States of America

National Vehicle Protection Services TRUSTED Business REVIEW: Customer Satisfaction Commitment: National Vehicle Protection Services is one of only 9 Vehicle Protection Association (VPA) certified companies in North America. As a VPA certified company, we have completed the VPA Certification-Audit Program and have received VPA Gold-Level Certification. With 16 administrators, most being AM Best Rated and members of the VPA, you can have confidence that you are in good hands.


*UPDATE: Recognized by Ripoff Report Corporate Advocacy Program as a safe business service National Vehicle Protection Services pledges to always resolve any issues: feel safe, confident & secure when doing business with National Vehicle Protection Services recognized by Ripoff Report Verifiedâ„¢ as a safe business service.

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Ripoff Report Verified™ REVIEW

EDitor's UPDATE: Positive rating and recognition has been given to National Vehicle Protection Services for its full commitment to quality customer service.

Ripoff Report's discussions with National Vehicle Protection Services have uncovered an ongoing dedication by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any concerns. National Vehicle Protection Services listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

National Vehicle Protection Services' co-owner, Mark Govero, has informed us the company's philosophy is ‘Customer satisfaction is the key to a successful business. By always putting customers first, NVPS has stayed in business for over 10 years and is a leading service contract provider in North America. Working with 16 different administrators allows us to customize coverage based on the customer's specific needs. We are able to ensure customer satisfaction by offering a plethora of plans that will fit within their budget. We take pride in the fact that not only are our customers happy, but so are our employees.

One of the things Ripoff Report learned in the course of its review is that typical customer feedback reads, “National Vehicle Protection Services has impressed us with their prompt responses to any an issue that have been brought forth. The Quality Assurance Team has shown exceptional responsiveness and professionalism. They take customer satisfaction very seriously and it's clear that their priority is to quickly resolve any customer dissatisfaction.

Aspire Sales is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..



The information provided in this report below is based on comments made by Mark Govero & Bryan Ponder during an onsite inspection held by a third-party verification company with no biases towards National Vehicle Protection Services.

National Vehicle Protection Services is a vehicle service contract company. They act as a broker for sixteen of the top-rated administrators in the United States of America.

Leads for National Vehicle Protection Services are primarily obtained through outbound phone campaigns and proactive communication to renew contracts. Bryan Ponder stated the following about the sales and services process for National Vehicle Protection Services, "If they decide to purchase a contract we would then within 7 to 10 business days receive the contract from the administrator. So since again we are the broker all we handle is the sale and the cancellation of the contract. Everything in between is handled by the actual administrator. So they will receive the contract lets say within a couple weeks of purchasing the policy and we always encourage everyone to go through the contract and let us know if they have any questions."



CUSTOMER CARE & COMPLAINT RESOLUTION – NATIONAL VEHICLE PROTECTION SERVICES

Mr. Ponder was asked to describe a situation where a client was not satisfied with the level of service they received. He stated the following, "there are often times that while we do everything we can on the front end to explain to the customer what is covered. Unfortunately, not everyone reads their contract and they don’t understand what the difference is between a covered component and a non-covered component. So I would chalk most of that up to contract confusion. They think a part should be covered that isn’t. Other than the claims issue I guess I can’t think of any else. I know that some customers get upset that they have to mail in a letter of cancellation. We have to have one on file that we are no longer responsible for that vehicle. And in the contract, it states this as well. Sometimes people don’t like to have to mail in their letter of cancellation. I mean we do let them fax it or email it if they can but the contract states mail. We are lenient on it as long as we get the letter we are okay."

When asked to comment on complaints posted on Ripoff Report's website Mark Govero stated the following, "we get complaints sometimes from consumers we don’t speak with. And just so you know we are the brokers and we sell to other people and companies. They are our customers though. And whenever a claim does not get paid or something like that so they are more likely to file a complaint without ever telling us but we kind of had it where anytime a consumer wanted to tell us anything we want them to call us. We want them to contact us so that we can try to rectify it because even though we are not the ones paying the claim they are still our customer. We want to make sure that every consumer is taken care of the way they need to be." In order to assure future and current clients, National Vehicle Protection Services is a certified member of the Vehicle Protection Association.

In order to ensure that clients are receiving the best experience possible National Vehicle Protection Services is dedicated to providing clear expectations and communication with their clients. Mr. Govero stated the following, "a lot of things have changed with us over the years. So back in 2012 and before...we opened in 2007. Our core focus I would say 6 or 7 years has been primarily just upon dealerships. We work with dealerships doing their remarketing for them. Before what we were doing is we were doing mail out pieces from a list we bought and mailed them out. And now we speak with consumers of actual dealerships who are our clients. Everything is 1000% customer service."

National Vehicle Protection Services is proud to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program. Mr. Govero stated the following, "It means everything absolutely everything...we had a lot of years of not exactly putting the complaints on top priority or any issues in top priority. And it is extremely regretful. We did consider changing our name completely just because starting fresh. I mean absolutely every single thing...it is very important that we do not lose any big clients or dealerships look us up and see that our consumers will be treated this way. These kinds of programs mean a whole lot. And they are also good for leads. If we can get consumers calling in from these types of leads as well, of course, it’s a win-win." Mr. Ponder additionally stated, "we also want to be able to earn or gain new clients. And with these complaints that are out there, we don’t want the complaints out there. When we are trying to do business with someone they are going to look us up. Our company mission our company focus is customer experience. We have learned over the years that is what is most important."



NATIONAL VEHICLE PROTECTION SERVICES - STATEMENT FROM THE GENERAL MANAGER – BRYAN PONDER

" We are one of the top service contract providers in North America. Our company is 100% dedicated to customer satisfaction. We provide ongoing training to ensure that all employees have the most current knowledge of the industry. This guarantees the customer has the best possible customer experience and feels confident in the service. Please take a moment to look at our website and learn more about our company."

National Vehicle Protection Services's team feels 100% comfortable in their capability to accommodate any customer and their needs. After thorough training, they have all of the knowledge necessary to educate the customer and provide a smooth and seamless interaction. National Vehicle Protection Services takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this, ""NVPS is the best job I've ever had! This is the most fun, friendly and energetic environment I've ever worked in. For the first time ever, I look forward to coming to work everyday. The best part of this company is the gratitude the owners and management show us daily. It's made very clear that the most important things here is the customer experience and happiness of the employees."

Ripoff Report was pleased to learn that National Vehicle Protection Service's past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.



STATED IMPROVEMENTS FROM NATIONAL VEHICLE PROTECTION SERVICES

National Vehicle Protection Services recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report's review, National Vehicle Protection Services has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

In summary, after our review, which included discussions with Mark Govero, Ripoff Report is convinced that National Vehicle Protection Services is committed to quality delivery of services resulting in total client satisfaction.



How does a business get Ripoff Report Verified™

The member business allows Ripoff report to email everyone from the past. Those who respond to Ripoff report with a valid complaint must be take care of. They have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days. The member business must err on the side of their customers. Otherwise the member business is off the program.

Ripoff Report has determined that National Vehicle Protection Services meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24-hour monitoring and for support with customers to resolve any disagreements.

Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint, so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses, so we can insure that the member business did right by their customer.

NOW TO THE ORIGINAL REPORT THAT WAS FILED

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National Vehicle Protection Services NVPS Internet

First off, I will say I did not get ripped off by this company because I didn't give them my business.  However, my experience with them was enough to make me want to file a report warning consumers not to fall for their antics.
 
Back story...I received a call from this company at my work number, but decided I'd give them 5 minutes. Super nice representative transferred me to a "coverage specialist". This guy was also super nice. They informed me that they wanted to offer me coverage on my vehicle as they noticed my previous 5-year warranty with them had expired the prior year (I had purchased a transmission and engine only policy when I bought the car used from a small town dealer for that added protection). The new coverage would be full comprehensive but they needed a commitment by the end of the call and an immediate down payment of ~$400 (along with $215/month payments for one year for a total of ~$3000 for the policy).  Thinking the immediate commitment and payment were a little much, I told them I wouldn't be able to make that decision without thinking it over. They then said they couldn't do that because it would be like contacting them only when I needed them...which is not at all the case. I wanted to be able to think it over like I would a quote that I received for some house work. No, not with them. The guy asked me "Why would you want to gamble and not have the coverage when you had it before?" which was rude but I answered back with "I am more financially stable now, however this is what I consider an unexpected high expense that I'm not about to make a decision on right this second."  He didn't care.
 
I proceeded to tell them that with my current family's unexpected major medical health needs I didn't know what the coming months would hold for us financially, so I'd have to pass on the offer. They then said they could take $200 off of the total price of the policy and immediately file a hardship to keep me "covered" (which I wasn't) and they could cut my payments in half and pay for two years instead of one. To which I said, thanks but no, I'd still like to review something before signing up for this. They told me I could see a sample policy online and I guess they'd wait for me to review it...I didn't get that far...I wanted to review MY quote. So they offered me another $200 off the price. I just said thanks but I'll take my chances for now.
 
Instead of them saying "Thanks lady. Call us when it's a better time and we'll see what we can offer you" which would've been the perfect end to the call, I got this: "So you want to take your chances with paying out of pocket costs on a high risk vehicle and pay more in the long run instead of being protected?", "Ummmm, yes", I said thinking this guy was the biggest A-hole. I stayed on the phone thinking this can't end this way.  It did not get any better.  This fellow talked over me when I was trying to answer his condescending questions.  Then when I said "please let me finish", he says "well, you are talking over me!"  Seriously, this guy acted so childish and desperate and like he just wanted to pick a grade school fight. 
 
Let me just say that I reminded him my car is not high risk...it's 9 years old and has about 117k miles...no serious issues. My husband and I are proactive and preventive with all of our belongings. This company considers high risk to be anything over 100,000 miles and will try to convince you that you need coverage like it's the plague you are protecting yourself from.
 
This guy (I think he might have been an owner or something because he made a reference to "my business") proceeded to call me "sweetie" several times as if he were trying to talk me into buying a designer handbag or some crap. Our phone call lasted about 20 minutes too long because he refused to take my answer of "I can't make that kind of commitment right now." I just sat there not saying anything at one point and then finally got honest and told him I wouldn't buy a thing from him based on the entire situation. To which he laughed at me! I then told him that he was doing crappy business and I couldn't see anyone buying his services no matter how awesome the policy was...if you are looking for customers you better strive to make them happy. If they aren't happy you will not get their business. 
 
I feel sorry for the guy because I honestly think they are desperate for business. Why would he keep trying to convince me I needed this coverage based on my circumstances?  I said several times that I'd love to have the option to think about it and call them back; it's my loss if I don't, etc.  And I even said 5 minutes before I hung up on him "this situation is really ticking me off. Why don't you go try to convince someone else of your services." and he still kept going. This wasn't just someone having a bad day people. This guy is genuinely doing crap business and thinks it's ok. All I know is his name was Nathan. I hope the rest of the "coverage specialists" for this company aren't like him but this is what I dealt with yesterday.
 
I honestly was going to call them back in a couple of months once things settled down for me...his comment to that was "well, everyone wants to come looking for help when they need it." Which doesn't apply to me but, again, he thought that comment was ok.  Now, I'll avoid this company to no end and will share my experience with anyone who asks. Hopefully, they'll get their act together, but yeah, for now I'd rather pay a mechanic twice as much as I would've paid for this policy in total as long as the mechanic did honest work. I'd rather walk everywhere I needed to go and have no car than have this coverage!  This guy was just clueless in running a business. Unfortunate, really.
 
Also, a note of caution with this company:  at one point our call was disconnected and they called me right back but made it appear to be from a "local" number within my area code when before they called me from a Missouri area code number; I've heard to be leery of this in the past.  Please just do your research and if anyone demands you have to make a decision over the phone concerning any amount of money, much less $400, then trust your instinct which I would hope would be not to do it.

This report was posted on Ripoff Report on 05/08/2012 07:56 AM and is a permanent record located here: https://www.ripoffreport.com/reports/national-vehicle-protection-services-trusted-business-national-vehicle-protection-services-verified-safe-businesses-consumers-can-trust-national-vehicle-protection-services-inc-was-founded-in-june-of-2007-specializes-in-vehicle-protection-plans-and-auto-protection-policies-nvps-is-also-proud-to-become-a-certified-gold-member-of-the-vehicle-protection-association-vpa/internet/national-vehicle-protection-services-nvps-internet-879562. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

National Vehicle Protection Services aka NVPS is a Scam

AUTHOR: Mike K - (USA)

POSTED: Saturday, December 26, 2015

National Vehicle Protection Services in MO is a BLATANT SCAM.  They contacted me to 'renew' my warranty.  I NEVER had coverage with them, I had sold the vehicle, purchased a new one and contacted the company I had coverage with to let them know as well as get  a new warranty whcih I did with them.

I told the representative all of this and he procedded to tell me that only they can renew my coverage and that they are the original company I had coverage with all of which I knew was not true.  They were rude, nasty, pushy and dishonest.  Further research find this company was sued by the Missouri Attorney General for fraud, deceipt, misleading consumers specifically relating to 'expiration of their coverage' or 'renewing coverage they never had with NVPS'

Although the BBB seems to be a little innacurate on ownership of the company here are the corrrect owners from a news artice:

National Vehicle Protection Services AKA Dealership Warranties

Address: 12131 Dorsett Road, Maryland Heights

Principals: Eric C. Gerhardt, president; Mark Govero, vice president; Christopher Riley, vice president

 

Here is a link to the Missouri State Attorney General lawsuit which includes a settlement and an agreement to stop misleading customers whcih they are obviously not abiding by:

https://ago.mo.gov/docs/default-source/press-releases/dealershipwarrantiesconsentjudgment.pdf?sfvrsn=2

 

 

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