• Report: #301639

Complaint Review: Neasham Financial, Glenn Neasham "The Safe Money Guy"

  • Submitted: Sat, January 19, 2008
  • Updated: Tue, October 25, 2011

  • Reported By:kelseyville California
Neasham Financial, Glenn Neasham "The Safe Money Guy"
383 Lakeport Blvd Lakeport, California U.S.A.

Neasham Financial AKA Glenn Neasham "The Safe Money Guy" Agent takes advantage of our financial information to swindle thousands from us to fund his new company Lakeport California

*REBUTTAL Owner of company: Civil suit filed, we won,and other case overturned and reversed in full October 2013

*REBUTTAL Individual responds: My response

*Consumer Comment: Glenn Neasham "The Safe Money Guy" Arrested

*REBUTTAL Owner of company: These ex employee's were sued and I won.I recieved a cash settlement.

*REBUTTAL Owner of company: These claims are 100% untrue,libelious and false.

*REBUTTAL Individual responds: Previous poster is not an ex employee.

*UPDATE EX-employee responds: ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

*UPDATE EX-employee responds: ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

*UPDATE EX-employee responds: ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

*UPDATE EX-employee responds: ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

*Consumer Comment: Buried?

*Author of original report: BANKRUPTCY - NECESSARY INFO

*REBUTTAL Individual responds: I ALMOST FORGOT THIS?

*UPDATE EX-employee responds: FBI phone number......Operators standing by!

*REBUTTAL Individual responds: SOOOOOOOOOOOOOO CONFUSED....

*REBUTTAL Individual responds: AS USUAL YOU DONT KNOW WHAT YOUR TALKING ABOUT.

*Author of original report: Glenn Neasham's Continual Lying -

*REBUTTAL Individual responds: YOU GOT YOUR MONEY BACK. I HAVE THE CANCELLED CHECK. DID YOUR HUSBAND FORGET TO GIVE IT TO YOU?

*REBUTTAL Individual responds: I showed up to my deposition,and buried your asses?

*Author of original report: Defamation Lawsuit No More

*Author of original report: GLENN REFUSES TO ATTEND HIS DEPOSITION

*Consumer Suggestion: My Hat is off to Stay at Home Mom..... a Brave Spirit and True Heart

*Author of original report: I AM BEING SUED BY THE SAFE MONEY GUY

*REBUTTAL Owner of company: False claims

*REBUTTAL Owner of company: False claims

*REBUTTAL Owner of company: False claims

*REBUTTAL Owner of company: False claims

*REBUTTAL Owner of company: False claims

*Author of original report: Glenn Neasham & Oxyboosth2o! Lawsuit

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Mr. Neasham is duping his clients into closing their annuity accounts in order to invest in his start-up water company, OxyboostH2O!, then misappropriating the funds. I was a client who opened an Allianz life insurace annuity account with The Safe Money Guy, and who was later conned into investing thousands in his new company. I didnt think that a Certified Senior Advisor and member of the National Ethics Bureau would knowingly engage in immoral behavior.

I was never informed of the serious conflict-of-interest issues, I was constantly constantly harassed to give him more money for this "amazing opportunity," our personal information was given out to lenders who tried to get us to mortgage our house, and when we refused to spend any more money because of concern for how he was handling the business and misappropriating other people's funds, he became threatening, coercive, and vindictive. OxyboostH2O! is being mismanaged and will likely fail. My husband and I have, of course, changed agents.

I am concerned about what he may be doing to other clients, especially seniors who are even more vulnerable, with no one looking over his shoulder. Before doing business with Mr. Neasham, my husband and I did extensive searches online for any "red flags" about him - and never found any. (I now know the reason for this is that when he gets into trouble with people he uses a variety of methods to convince people to back down.) Hopefully this report will help be a red flag for consumers who are doing their research before deciding to do business with him.

anonymous
kelseyville, California
U.S.A.

This report was posted on Ripoff Report on 01/19/2008 03:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/Neasham-Financial-Glenn-Neasham-The-Safe-Money-Guy/Lakeport-California-95453/Neasham-Financial-AKA-Glenn-Neasham-The-Safe-Money-Guy-Agent-takes-advantage-of-our-fina-301639. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 14Consumer 15Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Owner of company

Civil suit filed, we won,and other case overturned and reversed in full October 2013

AUTHOR: Glenn - (United States of America)

http://www.riabiz.com/a/5063614255857664/glenn-neashams-hellish-odyssey-to-regain-his-reputation-after-being-prosecuted-then-exonerated-of-insurance-fraud

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#2 REBUTTAL Individual responds

My response

AUTHOR: Mr. Neasham - (USA)

Lou Jochim a long time client contacted me in January of 2008 and said Fran had a CD maturing early February. Fran and Lou came into my office February 1st 2008 to find out about product's similar to Lou's because he earned 10% that year.Lou was my client since 1997. On that day I did my due diligence which means gathering information with great care.I gatherered her current financial information, monthly income,home value(which was free and clear),goals, health status(which she herself said was good),what types of things are important to her as far as financial products,tax deferral,guaranteed monthly income,long term care,safe returns,risk tolerance,current financial goals,and what would you like to improve about your current financial situation?As an insurance agent I am required to make sure any products that I offer are suitable.At no time did Fran appear to be confused.I also gave Fran a brochure on a product which I felt would serve her needs which was the MasterDex 10 thru Allianz.The MD 10 was the number one selling fixed indexed annuity in the country for five consecutive years.It had the best crediting strategy of the 350 fixed indexed annuities available in California. It's a product that allows you to participate in the stock market gains with no downside risk.It also offers a fixed accont which earns about 3%-3.50% currently.This product since 1994 has averaged 8% in the equity options.It offers plenty of liquidity options. 10% free withdrawls,policy loan provisions,a 10% bonus which is paid upfront(however product must be annuitized to realize this bonus,but all gains are credited annually to the initial investment plus the bonus) on any premiums added anytime in the first five years, and 20% free withdrawls if you enter a nursing home which in Frans case would of been $44,000.00 per year for five years.After five years it can be annuitized(which means turned into a guaranteed monthly income for ten years or longer. If during the pay out phase if the policy owner dies the remaining payments will go to the beneficiary)As far as safety Allianzse the parent company is worth 1.7 trillion in assets and A+ rated by AM best.Allianzse owns Pimco,Oppenhiemer,Firemans Fund,and about 700 other companies in more than 60 countries.Allianzse is the third biggest money manager in the world, and the 15th biggest corporation in the world.Allianz of North America which this policy was underwritten by had 157% solevency which means for every dollar they have $1.57 cents in reserves.This product is designed as a legacy product or a product to provide income you cant outlive.
 
February 4th Lou, and Fran came back.At this time I did the presentation which took about one hour and thirty minutes.(presentation and completion of the application).During this time Deanna Jones was in my office for most of the presentation,as my assistants typically are. Deanna Jones testified Fran appeared "very competent" and was not at all confused during the presentation.During the beneficiary part of the application Fran wanted to name Lou the primary(he was on CD sincre 2004) and she wasn't sure who she wanted as contigent beneficiary.They finally agreed on Betty Koenig Lou's daughter. Fran was told she could change that at anytime.Deanna Jones witnessed that too)After the presentation Fran, and Lou went to the bank to get the funds made payable to Allianz.Lou Jochim called me from the bank and said the bank was giving them problems in reference to moving the money.I called Susie Robinson to talk to her per Lou's request.Susie told me she was concerned about Lou's influence, and said she doesn't have a problem with Fran her concern was with Lou.She also said Fran was confused about the investment.However Fran knew she wanted to withdrawl $175,000.00 made payable to Allianz.
I went over the product  with Susie on the phone for about five to ten minutes and Susie said "she doesn't have a problem with the annuity her  problem was with Lou" .During Susie testimony she denied me going over product with her, and my attorney never asked her if she said to me 'I dont have a problem with Fran I have a problem with Lou"The bank at no time said anything that led me to believe Fran was confused other than Fran being confused about the benefits of the annuity.They never expressed to me that Fran was incapable of understanding the transaction.When Fran and Lou came back to my office to give me the check I asked Fran if she understood the annuity and she said yes.
 
On 12/05/2008 ten months after the sell I met with Fran and Lou in my office after Lou called me to say that an investigator came to their home from the Dept. of Insurance on December 3rd to ask them some questions. During our meeting I asked Fran if she understood the investment and went over the letter the courts referred to as the CYA letter.The letter was signed by Fran and Lou and the reason for the letter was because when Fran and Lou came in for policy delivery 2/13/08 I wanted to make sure Fran was still ok with her choices of beneficiary.I've never had a  client choose someone other than a spouse or child as beneficiary.Again during application process Fran wasn't sure who she wanted to name as contigent beneficiary.After our meeting I called Lou at Fran's home and asked him if Fran has ever had a diagnoses of Alzheimers or Dementia and Lou said " no".
 
On February 5th 2008 one day after Fran bought the annuity I called the son Ted Schuber and told him what his mom did and set up a meeting with him February 6th 2008 at my office at  3:00 pm.(The date is in my 2008 planner)Ted testified under oath we met the summer of 2008. Which never happened.We only met once which was February 6th.During our phone conversation Ted said "he was concerned about his moms overall health" at no time has he ever told me his mom had alzheimers or dementia.During our meeting her health never came up again.If he would of told me his mom had Dementia or Alzhiemers I would of immediately stopped the transaction from going thru.The policy wasn't even issued yet and the client had a thirty day free look period.I would of called Allianz immediately and asked them and my FMO what do I do in this situation.I would of also contacted the client and asked further questions about her health. During my first interview Fran said she was in good health.
 
I was concerned about Lou only after the bank said they were concerned about Lou. I never understood why son Ted wasn't at least contigent beneficiary?I tried to set up a meeting with Ted and his mom  at an annual client appreciation dinner.Ted said he didn't want to do that.He loved his mom, wanted her to do what she wanted and he wanted her to be happy.The CYA letter was written because I was concerned about Fran's choice of beneficiary,I felt Ted should be beneficiary or atleast contigent beneficiary. I also felt like I needed to protect myself from having to use my E & O insurance because Ted wasn't named as beneficiary.I felt more than ever after meeting with him he should be the beneficiary. Fran's money was her's and his deceased dad's.I even contacted Fran and asked for a copy of the CD statement to show Lou was the beneficiary of the CD. He was since 2004 and I still have the postmarked envelope that show's a date of February 6th 2008.
During my conversations with the Dept. of Insurance investigator Kristian Schriber. I told her certain things that were not in her reports.She in my opinion withheld critical evidence. One was about why I had the client and boyfriend sign the CYA letter.Her response to me was "no it wasn't it was because you knew something was wrong with Fran" I said "no that's not true.Fran was completely fine during the presentation. It was a good case".The second thing was I told her I left my client with $100,000.00 in liquidity, and she Fran liked to gamble and she said "you should of left her more money to gamble with".The third thing I told her was the bank said they were concerned about Lou not Fran.In none of her reports does it mention any of this.
 
Another concerning fact is on 4/1/08 Investigator Martina Santor met with Fran and Lou.Fran told Martina she moved the money to help out with taxes and no one forced her to do it.She made her decision of her own free will.Fran further explained that she purposely removed her son Ted Schuber as beneficiary.She said that when Ted married Karen,Karen made it very clear that she believed all of Fran's assets would one day be hers and actually referred to them as hers. She no longer communicates with them,and has essentially disowned the whole Schuber family.Fran also thanked Martina for looking into suspected elder abuse,however she denied being forced by anyone.Under oath Martina said she had no video or audio recordings of the 4/1/08 meeting with Fran,however the day before closing arguments at 10:30 am Martina produced a audio tape to the court of six and a half minutes of a fifteen to twenty minute meeting(the audio wasn't complete it malfuntioned) and on this audio you can hear Fran saying no one forced her to do it and why she did it.It was not introduced into evidence and the jury didn't hear it.
 
I wish I would of testified but my attorney said the things I would of said mostly were on the twenty minutes the jury heard on the audio tapes.My attorney said the people haven't proved anything and that was one reason to rest and not call any of my twenty five satified client witnesses who were on our witness list and others who knew me and worked with me now or in the past.Alot of these things I'm telling you now were not on the audio tapes.
 
 
My witness list including but not limited to are Ed Robey,Roy Parmentier,Dennis Day,Ken Marshick,William Craig,Don Hummell,Robert Swim,Clark and Lou Miller,Gene Frazell,Jan Baker,Paul Brisco,Margie Dias,Frank Bowen,Roy Dufrain,Carlton Jennings,Pat Sanchez,Richard and Scotty Latham,Virginia Dilaberto,Vince Metzger,Bill Fargusson,Tom Engstrom,Roy Disney,Carolyn Greenlea,Lucille Ramoni,Yvonne Walter, and others.
 
Another thing the jury didn't consider was Dr.Rosaffs testimony. Dr.Rosaff said unless I witnessed her day to day activities a sporadic or one time meeting with Neasham wouldn't of known she had any problems, and the doctor said the condition she's in today has taken one year to get there as well he testified when she went to the doctor from 2005-2009 she seemed competent according to the medical records.
 
d**k Duff testified the product had alot more benefits than negatives and the product paid an average commission. d**k is an author of five financial books and has appeared on CNBC,CNN,and also has a radio show. He is an attorney of about 47 years and stills sells annuities in Colorado,and is licensed in many other states.
 
This simply was a product the client wanted and she met the criteria of the insurance company to buy this product and I earned a nominal commission to serve her and the rest of my clients for as long as they own the product. I even tell my clients that if something happens to them I will also help their spouses, or even the kids.The commission earned comes out to about one half of  1% per year for the life of duration of the policy.
 
I also called Lou Jochim three days after my arrest on 12/17/2010 at 10:42 AM and asked him again if Fran has ever had any diagnosis of alzheimers or dementia and he again said "no she doesn't".No doctors diagnoses period".I also asked him about a year and a half earlier if I asked you if Fran had Alzheimers or Dementia and he said yes you did and "no she didn't"."I asked if Fran was happy with investment and he said "yes". "She's very happy she's made money". 
 
In closing I want to say my client earned $42,000.00 in three years and seven months.Fran came to me and she's satisfied with the choice she's made according to long time boyfried Lou..She had plenty of liquidity,$100,000.00 in other accounts and access to another $17,500.00 per year if she wanted it for atleast five years or half that amount for ten years, and the annuity could of given her a monthly income for the rest of her life.Her account today has grown to over $217,000.00. I noticed no sign's at all of anything wrong with Fran in 2008.  During our annual review in September of 2009  Fran left her purse in my office and a minute or so later came into retrieve it.One of my assistants at the time Penny Patrick who worked for me on and off from 2007-2010 met with Fran prior to the meeting with me as well as during the annual review testified Fran did not appear at all cofused during the 2009 annual review. Penny is now a  medical assistant,Chaplian for years at St.Helena hospital in Clearlake and does disaster relief testified she has worked with many people who have dementia and noticed nothing wrong with Fran  during our September 2009 meeting.I haven't seen Fran since other than two times at the court house during my trial.She is remarkebly different today then in 2008 and 2009.
 
The arrest I understand for this type of thing is unprecedented.This completely ruined my business. My family and I have lost almost everything.Our house, two cars,retirement and other things such as health insurance.I've got four kids.This verdict I feel is unjust because of some of the facts that weren't introduced.Like I said I've been in business for 23 years. My client satisfaction rate is atleast 98% or better.My BBB rating was A+ while i was a member until June of this year.( I couldn't afford to renew) I've never had any disciplenary action by the Dept. of insurance prior to my arrest.I still feel I've done nothing wrong and have significantly improved my client's financial position.I plan to appeal. Thankyou, Glenn Neasham
 
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#3 Consumer Comment

Glenn Neasham "The Safe Money Guy" Arrested

AUTHOR: The Eagle - (United States of America)

Businessman arrested on elder theft charge, special allegationsPDFPrintE-mail
Written by Elizabeth Larson   
Thursday, 16 December 2010
LAKEPORT, Calif. A local businessman has been arrested on allegations of theft from an elderly client.


Glenn Andrew Neasham, 50, of Kelseyville was taken into custody by a Lake County District Attorney's Office investigator Tuesday afternoon, according to court and jail records.


He later was released on $20,000 bail.


Neasham known as The Safe Money Guy is owner of Neasham Financial and Insurance Group and OxyboostH20!, based in Lakeport.


He is charged with felony theft from an elder that the District Attorney's Office alleges took place between Feb. 1 and Feb. 28, 2008.


The case, filed by Senior Deputy District Attorney Rachel Abelson, is based on an investigation largely carried out by the California Department of Insurance.


It alleges that Neasham committed theft and embezzlement against the property of the then-83-year-old female client, with the property valued at more than $950.


Neasham is also charged with two special allegations that he took, damaged or destroyed property of more than $50,000 and that the theft totaled more than $100,000.


The investigation was triggered when, in February 2008, the Savings Bank of Mendocino County made a report because the alleged victim came in to take out $175,000 in order to purchase an annuity, according to case documents.


The California Department of Insurance received a report on the case in May 2008 and assigned an investigator who subsequently interviewed the alleged victim, her boyfriend who has been named the annuity's beneficiary and Neasham.


The report stated that Neasham at various times provided information and at other times reportedly yelled at the investigator and threatened to bring legal action for defamation.


The alleged victim's son told the investigator that his mother had Alzheimer's disease. The investigator noted in her report that the woman often seemed confused and also appeared to be under the control of the boyfriend, who case documents indicated had been a client of Neasham's for about 10 years.


Neasham told the investigator he was not aware of an Alzheimer's diagnosis, and maintained that he was working hard to get his client a good return on her money, as he said he had done for other clients.


In late June and early July of 2009, the investigator got copies of Neasham's newspaper ads guaranteeing 13.575 percent returns on first-year investments with his annuities.


When the investigator contacted Allianz Life Insurance Co., for which Neasham is authorized to sell insurance, the company informed her that it hadn't approved the ads.


At the time, Neasham also had a billboard outside of Lakeport advertising the 13.575 percent return.


The California Department of Insurance did not return a call by end of business Wednesday.


However, the agency's online license search showed Neasham's licenses to still be active, with both one for accident and health and one for life insurance set to expire next March.


The database cautions, however, that not all information is current, but it is not clear if licenses can be put on hold while prosecutions take place.


The state database shows no history of enforcement actions against Neasham, who is authorized to sell insurance for Guaranty Income Life Insurance, Lincoln National Life Insurance, London Pacific Life & Annuity, Transamerica Life Insurance, Equitrust Life Insurance, Aviva Life and Annuity and Allianz Life Insurance.


His booking document indicates he's set to appear in court Feb. 7.


E-mail Elizabeth Larson at elarson@lakeconews.com . Follow Lake County News on Twitter at http://twitter.com/LakeCoNews , on Facebook at http://www.facebook.com/pages/Lake-County-News/143156775604?ref=mf and on YouTube athttp://www.youtube.com/user/LakeCoNews .

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#4 REBUTTAL Owner of company

These ex employee's were sued and I won.I recieved a cash settlement.

AUTHOR: Glenn - (United States of America)

These ex employee's were sued for defamation and four other things. We did settle in mediation. I DID recieve a settlement however I cant disclose amount due to signing a confidentiality agreement. Beware of these people. They filed baseless police reports and baseless restraining orders as they attempted to take over my water company.It's amazing to me that the DA wont prosecute them. We have the evidence. They are liars that got away with it. They even sued there own attorney because they thought they were overcharged by him in there attempt to extort from me.It's pretty amazing??
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#5 REBUTTAL Owner of company

These claims are 100% untrue,libelious and false.

AUTHOR: Glenn - (U.S.A.)

These claims are 100% baseless.

Its sad but true anyone can say anything they want to about you annomously on the internet thinking there not accountable for there actions which is completely untrue. There comments will be subpeoned and will will find the source. Most of these comments were made by fired non members,and a spouse of an LLC that I am currently the majority owner. We have filed a verified cross complaint and made a demand for defamation/slander. The other comments were made by the a couple others who will be dealt with also by the full extent of the law. It's sad but true anyone can say anything on the internet about anyone and get it posted being true or not.It's sader for the the person posting because they are accountable for there posts. Not one client was duped out of anything. No one threatened anyone or got angry about anything. In fact your husband asked me if he could surrender your annuity without you knowing.There are no RED FLAGS because i've done nothing wrong to anyone since i've been in this business the past 23 years. There haven't been any methods to get people to back down from anything. These are nothing but lies because you either believe what your husband,or the fired woman are saying to you or your just a compulsive liar yourself. You were also paid back any money you invested into oxyboost. I paid you back every dollar in reference to reciepts you gave me.I'm sure since all this you've finally found out about the truth about the people who have accused me of stuff. They have there own "skeletons in the closet" There's an old saying.... What goes around comes around.
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#6 REBUTTAL Individual responds

Previous poster is not an ex employee.

AUTHOR: Glenn - (U.S.A.)

Hes just a bad experience I had doing a loan on a home I refinanced.
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#7 UPDATE EX-employee responds

ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

AUTHOR: Goodguy - (U.S.A.)

Brother Neasham.......contrary to your fabricated responses here on Ripoff........you have never been truthful about the loan I did for you. As I mentioned several times now........it appears you may have lied about the income you make on a federal 1003 loan application I took from you.

Please clear up this cloudy issue here in now.......state here what your reported income for 2005 was.........simply look on you tax return or call that high priced accountant over at H&R Block for some help. The FBI will be getting copies anyway, and I am sure they will be talking to both of us about any possible issues that may arise.

Have you contacted Mr. Swanson about this loan? Does he represent your personal interests as well as business concerns?

Speak up now Bro.........clear your festering conscience now.

.....And the Truth shall set you........ummm.......shall set us free - lol!

Goodguy
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#8 UPDATE EX-employee responds

ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

AUTHOR: Goodguy - (U.S.A.)

Brother Neasham.......contrary to your fabricated responses here on Ripoff........you have never been truthful about the loan I did for you. As I mentioned several times now........it appears you may have lied about the income you make on a federal 1003 loan application I took from you.

Please clear up this cloudy issue here in now.......state here what your reported income for 2005 was.........simply look on you tax return or call that high priced accountant over at H&R Block for some help. The FBI will be getting copies anyway, and I am sure they will be talking to both of us about any possible issues that may arise.

Have you contacted Mr. Swanson about this loan? Does he represent your personal interests as well as business concerns?

Speak up now Bro.........clear your festering conscience now.

.....And the Truth shall set you........ummm.......shall set us free - lol!

Goodguy
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#9 UPDATE EX-employee responds

ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

AUTHOR: Goodguy - (U.S.A.)

Brother Neasham.......contrary to your fabricated responses here on Ripoff........you have never been truthful about the loan I did for you. As I mentioned several times now........it appears you may have lied about the income you make on a federal 1003 loan application I took from you.

Please clear up this cloudy issue here in now.......state here what your reported income for 2005 was.........simply look on you tax return or call that high priced accountant over at H&R Block for some help. The FBI will be getting copies anyway, and I am sure they will be talking to both of us about any possible issues that may arise.

Have you contacted Mr. Swanson about this loan? Does he represent your personal interests as well as business concerns?

Speak up now Bro.........clear your festering conscience now.

.....And the Truth shall set you........ummm.......shall set us free - lol!

Goodguy
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#10 UPDATE EX-employee responds

ANXIOUS TO TELL THE TRUTH? Anything but the Truth!

AUTHOR: Goodguy - (U.S.A.)

Brother Neasham.......contrary to your fabricated responses here on Ripoff........you have never been truthful about the loan I did for you. As I mentioned several times now........it appears you may have lied about the income you make on a federal 1003 loan application I took from you.

Please clear up this cloudy issue here in now.......state here what your reported income for 2005 was.........simply look on you tax return or call that high priced accountant over at H&R Block for some help. The FBI will be getting copies anyway, and I am sure they will be talking to both of us about any possible issues that may arise.

Have you contacted Mr. Swanson about this loan? Does he represent your personal interests as well as business concerns?

Speak up now Bro.........clear your festering conscience now.

.....And the Truth shall set you........ummm.......shall set us free - lol!

Goodguy
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#11 Consumer Comment

Buried?

AUTHOR: No Friend Of - (U.S.A.)

"I showed up to my deposition,and buried your asses?
Even someone driving there car thru the front windows of 'NEASHAM FINANCIAL & INSURANCE GROUP' at 9:30 PM the night before my deposition (while I was in bed)I showed up. Dont you think that would of shaken me up worse than a freakin picket? Couldnt keep me away from my deposition? I WAS VERY ANXIOUS TO TELL THE TRUTH... HOW OFTEN DO PEOPLE DRIVE THERE CARS THRU BUSINESSES????WEIRD,OR NOT I WAS THERE ON TIME.ID LOVE TO GO AGAIN. I HAVE ALOT MORE I WISH TO SAY......PLEASE DEPOSE ME AGAIN......"



Why are you trying so hard to explain exactly what you were doing at the moment your office was hit? on the night before your deposition? after weaseling out of the last deposition date?


Does "buried your asses" mean you spent your deposition lying? Must be so since you admitted to enough wrong doing to have it go to jury trial.
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#12 Author of original report

BANKRUPTCY - NECESSARY INFO

AUTHOR: Anonymous - (U.S.A.)

Also, Glenn, you can't file for bankruptcy if you've ever falsified a loan app.
Better hurry, before Gregg alerts the FBI - if he hasn't already.
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#13 REBUTTAL Individual responds

I ALMOST FORGOT THIS?

AUTHOR: Glenn - (U.S.A.)

Interestig reading.
FBI mortgage probe expands to 21 firms from 19 1 hour, 22 minutes ago



WASHINGTON (Reuters) - The FBI's investigation into potential corporate fraud in the U.S. home mortgage industry now encompasses 21 companies, up from 19 reported in April, a bureau spokesman said on Wednesday.

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'It's up to 21 now,' FBI spokesman Jason Pack said. He had no further details on the expansion. Bureau officials have regularly said they expect the number of corporate and individual mortgage fraud cases to grow amid a crisis in the U.S. home-lending industry.

The bureau has publicly acknowledged only one company -- Doral Financial Corp, as involved. The largest U.S. mortgage lender, Countrywide, also is under FBI investigation, authorities have said, although the FBI has declined to comment and Countrywide said it was unaware of any investigation.

When the FBI disclosed its industry investigation, major investment banks Goldman Sachs, Morgan Stanley and Bear Stearns Cos each said the government had asked them for information, but there was no confirmation of any FBI role. Beazer Homes said last year it had received a federal grand jury subpoena related to its mortgage business.

Pack also said he was unaware of any new FBI initiative to investigate potential stock manipulation in major financial firms, including housing finance giants Fannie Mae and Freddie Mac .

U.S. securities regulators issued an emergency rule on Tuesday to limit certain types of short selling in such firms.

(Reporting by Randall Mikkelsen)

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#14 UPDATE EX-employee responds

FBI phone number......Operators standing by!

AUTHOR: Goodguy - (U.S.A.)

Hello Flea,

Here is that number you are looking for:


FBI Sacramento
4500 Orange Grove Avenue
Sacramento, California 95841-4205
sacramento.fbi.gov
(916) 481-9110

Ask for the fraud division.......turn yourself in and plead your case on the basis of "Insanity"..........we have plenty of witnesses here who can attest to this fact.

The fraud unit will look into all your loans, including the loan on the 11 acres you were foreclosed on. They will ask you to document the income you stated to make and compare it to the income you "stated" to make on your loan applications.

One last thought, federal sentences are not negotiable........they no not plea bargain or reduce sentences like the state will. If the penalty is 10 years, then you will get 10yrs, if found guilty.

Cheers!

Goodguy
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#15 REBUTTAL Individual responds

SOOOOOOOOOOOOOO CONFUSED....

AUTHOR: Glenn - (U.S.A.)

PLEASE DONT ACCUSE MY WIFE OF DOING ANYTHING UNETHICAL OK??????WE SPENT APPROX.$65,000.00 DURING THIS TIME IN QUESTION AND WE CAN BACK THAT. IM SICCCCKKKKK OF YOUR LIES..... WE HAVE THE RECIEPTS.... I ALSO HAVENT BEEN SUSPENDED FROM GOING TO CHURCH.. THE AMOUNT OF SUFFERING YOU EXTORIONISTS HAVE CAUSED HAS MADE OF ALL THINGS CHURCH AN UNPLEASANT PLACE TO BE RIGHT NOW.WE HAVE PLENTY OF FOOD AND MORTAGE PAYMENTS.. WHERE DO YOU GET THIS CRAZY INFORMATION??????????NO ONE... I REPEAT NO ONE HAS LOST ONE DOLLAR INVESTED IN ONE OF MY ANNUITIES... I WANT TO REPEAT NO ONNNNNNNNNNEEEEEEEEE......OKOKOKOK... CAN YOU SAY TAKEOVER??????
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#16 REBUTTAL Individual responds

AS USUAL YOU DONT KNOW WHAT YOUR TALKING ABOUT.

AUTHOR: Glenn - (U.S.A.)

SHOW ME RECIEPTS THAT DONT EXIST. THE ONLY OTHER EXPENSISE YOU INCURRED WERE THE HALF OF THE STAR CARD TICKETS YOU RENIGNED ON.... UNLESS YOUR REFERRING TO THE NICE VAN YOU BOUGHT AND SOLD,OR ARE YOU REFERRING TO THE $1000.00 CAMERA YOUR HUSBAND BOUGHT????I PAID YOU BACK EVERYTHING YOU GAVE ME A BILL FOR. HOWEVER YOU STUCK ME WITH AN ADDITIONAL$6750.00 IN KONOCTI CHARGES.YOUR HUSBAND WOULD STILL BE WORKING THERE IF HE WORKED? BESIDES STEPHANIE SAID "IM SICK OF DOING ALL THE WORK,AND ALL DAVE DOES IS LOOK AT PORN ALL DAY".DID SHE TELL YOU SHE DIDNT SAY THAT TOO? MAN YOUR GULABLE.....SHE WAS PISSED SHE WAS MAKING $2000.00,AND DAVE WAS MAKING $3000.00. IF YOUR MAD GET MAD AT HER... CAN YOU SAY TAKEOVER. THATS WHAT YOUR FRIENDS TRIED TO DO. NO ONE MISSAPPROPIATED ANYTHING.THE OTHER MEMBER TELLS THE TRUTH ALWAYS.STOP LETTING YOUR HUSBAND TRY TO CONVINCE YOU OTHERWISE. PLEASE STOP DEFAMING ME. YOUR MAKING IT WORSE ON YOURSELF?????CAN YOU SAY TAKEOVER,TAKEOVER,TAKEOVER,TAKEOVER........
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#17 Author of original report

Glenn Neasham's Continual Lying -

AUTHOR: Anonymous - (U.S.A.)

Glenn Neasham, if you think $5K is all we invested in your company, you are obviously as sick and insane as everyone says you are. The only reason we stayed with OxyboostH2O one day longer than the date of your piddly reimbursement was to get the company successful so our returns would become a reality. Only your victims can imagine what it was like to keep working for you day in and day out, watching you sabotage your own business. To then fire the two people who were your only hope for becoming successful was stupid and moronic. If you had used your investment money to build the company, none of this would be happening to you now. To expect your workers to hide your fraudulent corporate activity was to expect them to act like YOU; not possible. You fired them for blowing the whistle on your financial fraud, and for using the legal system to protect themselves from your hostile and predatory behavior. That is against the law.

Only you know why you would take someone's massive business investment and then go buy a fancy boat (among other things) for yourself, while expecting everyone else to pay for your company. (Oh, yes, you were just reimbursing yourself! Right....but there aren't any receipts to prove that are there....? Except for your wife's creative endeavors with QuickBooks....) You have gotten away with your shameful behavior so long, Glenn, that you think you are above the law. You desperately want to shut everybody up, to the point where you pay your lawyer so much that your family struggles for food and you have a hard time making mortgage payments. Poor Glenn. Now you know what it's like for your victims.

FYI, Mr. "Safe Money Guy," it is illegal in California for an insurance agent to advertise in a deceptive manner. No one would buy insurance from you if they knew the truth about your own UNSAFE money practices.

And, by the way, now that you've been suspended from your Ward, you should have plenty of time to research how to make REAL amends. Lying about what you've done is so silly and just makes you look worse. The actual victims involved know the truth.
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#18 REBUTTAL Individual responds

YOU GOT YOUR MONEY BACK. I HAVE THE CANCELLED CHECK. DID YOUR HUSBAND FORGET TO GIVE IT TO YOU?

AUTHOR: Glenn - (U.S.A.)

I GAVE YOUR HUSBAND A CHECK FOR $4593.00 dated 6-7-07.YOU WERNT SWINDLED OUT OF A THING. FOR YOUR HELP AT THE TIME YOUR HUSBAND WAS GIVEN AN ADDITIONAL 5% OF OXYBOOSTH2O THAT HE LATER SAID HE DIDNT WANT. HE WANTED HIS MONEY BACK. I THEN GAVE HIM HIS MONEY BACK.CHECK # 3285.Made payable to your husband.I also didnt missapropiate anything. Nor did I ask my client to surrender there annuity. They did it of there own free will and choice.They initially did it to buy a house which turned out to be too expensive.Later they invested in oxyboosth2o by there own free will and choice.Quit lying.... IM SICK OF IT. NO ONE THREATENED YOUR HUSBAND EITHER...
YOU NEVER FOUND ANY RED FLAGS ABOUT ME BECAUSE THERE ARNT ANY. MY CLIENTS HAVE BEEN TREATED HONESTLY, AND ETHICALLY.YOUVE EVEN SAID I MOVED HERE BECAUSE I HAD TOO? NO MY CLIENTS ARE HERE 90%. I MOVED CLOSER TO SERVE THEM BETTER.;.. IT TOOK ME TWO YEARS TO CONVINCE MY WIFE TO MOVE BACK HERE. I GREW UP HERE.IT WAS A GREAT PLACE TO RAISE A FAMILY UNTIL I MET YOU. I LIVED AND SERVED LAKE TREMENDOUS JOB PROTECTING MY CLIENTS ASSETS. NOT ONE OF MY CLIENTS HAVE LOST A DIME ON ONE OF THERE ANNUITIES. WE OFFER ONLY FIXED PRODUCTS.GET YOUR STORY STRAIGHT.....
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#19 REBUTTAL Individual responds

I showed up to my deposition,and buried your asses?

AUTHOR: Glenn - (U.S.A.)

Even someone driving there car thru the front windows of "NEASHAM FINANCIAL & INSURANCE GROUP" at 9:30 PM the night before my deposition (while I was in bed)I showed up. Dont you think that would of shaken me up worse than a freakin picket? Couldnt keep me away from my deposition? I WAS VERY ANXIOUS TO TELL THE TRUTH... HOW OFTEN DO PEOPLE DRIVE THERE CARS THRU BUSINESSES????WEIRD,OR NOT I WAS THERE ON TIME.ID LOVE TO GO AGAIN. I HAVE ALOT MORE I WISH TO SAY......PLEASE DEPOSE ME AGAIN......
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#20 Author of original report

Defamation Lawsuit No More

AUTHOR: Anonymous - (U.S.A.)

It's nice to have a $1milllion umbrella policy on your house that covers defamation....
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#21 Author of original report

GLENN REFUSES TO ATTEND HIS DEPOSITION

AUTHOR: Anonymous - (U.S.A.)

An informational picket was held today in downtown Lakeport, drawing attention to the activities of Mr. Neasham. Because of this he says he is "too traumatized" to attend his own deposition that was scheduled for Wednesday. His lawyer is also threatening to impose "sanctions" against the picketers. I guess we all live in Communist Russia now.

It was a peaceful protest, got lots of public support i.e., honks, thumbs-up, supportive comments like, "I never did trust him," "He is an a-hole," "I can't stand that pervert," "See, Dad, the sign says sexual harassment! I told you!," "I've been to his steak dinners. I didn't buy anything because I didn't get a good feeling," "I know a lot of people who want to report him, but they're afraid to go it alone," and even "I know an 80 year-old couple he sold an annuity policy to that they can't get their money out of for 20 years!" Not one comment in support of Neasham.

There were only a handful of people (all women and two young girls) at the picket, but the press did show up, took a picture, asked a few questions.

How convenient for Mr. Neasham that he now has the "too traumatized" excuse to avoid giving testimony under oath this week. My husband was traumatized by Mr. Neasham for months and he showed up for his deposition. So did his co-plaintiff, who endured nearly endless sexual harassment before she too was fired for whistleblowing. Both of them are in therapy. I'm pretty traumatized too, but I showed up for my deposition, answered honestly, and lived to tell about it.

What is he hiding from? The Truth is already out.
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#22 Consumer Suggestion

My Hat is off to Stay at Home Mom..... a Brave Spirit and True Heart

AUTHOR: Goodguy - (U.S.A.)

I was the 2nd to report....and I commend Stay at Home Mom.......this is a great forum, and if used properly and within the rules of the agreement we accepted from the sponser, it is a just forum at that!

Stay-at-Home........please consider taking a moment to read some legal details the sponser of this forum posted. The CDA (Communications Decency Act) protects Ripoff expressly from being sued. As for the content subscribers input, keep in mind your indentity is not revealed by this form, nor Ripoff, nor anyone else. You are.....anonymous.

The CDA grants immunity against more claims than just defamation. For example, the CDA has granted immunity from suits involving negligent misrepresentation, interference with business expectancy, breach of contract, intentional nuisance, violations of federal civil rights, and emotional distress. However, the CDA does not grant immunity for federal criminal law, intellectual property law, and electronic communications privacy law.

What has actually happened here.....is Mr. Neasham has found himself the recipient of his deeds........in other words "...you reap what your sow...". .....and "by their fruit you shall know them...".

We are all aware that it is a big sin to bear false witness against thy neighbor.........but these reports do not appear to be false at all. Mine certainly is not false. Let's keep in mind........"in the mouth's of two or more witness's shall every word be established......". Seems the good books have given us good counsel.......and just look at all these mouths, or witnesses, if you will. Are all these people unrepentant liars and slanderers? I doubt it.........they all seem to be whistling the same tune.......a very curious choir .....to sing in unison without a conductor.

Myself, I am not even in the Clear Lake community.......and I know none of the other contributors to these complaints.......yet they all speak of the same complaints and bad experiences I had with Neasham........can this be coincidence?

You will prevail Stay-At-Home Mom........the truth will set you free.......I suspect Mr. Neasham will be running out of rocks to throw soon.

GoodGuy
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#23 Author of original report

I AM BEING SUED BY THE SAFE MONEY GUY

AUTHOR: Anonymous - (U.S.A.)

Mr. Neasham has filed a cross-complaint against his ex-employees and he has included me in his 2nd Action. I am the wife of one of the plaintiffs. My crime was filing the very first Neasham Report on this site, telling my personal story - every word of which is true - and admitting to this at my deposition on March 24, 2008. My report was written solely by me, and was carefully edited to ensure that it contained no false or defamatory statements. It does, indeed, stand in sharp contrast to many subsequent inflammatory reports about Mr. Neasham. I stand proud of my action, which is protected by the First Amendment, especially because had I not posted, attention to Mr. Neasham's other activities involving even greater segments of the public would not have come to light.

For example, I received a call from an anonymous woman not long ago saying, "Thank you on behalf of 3/4 of Lake County for what your husband is doing with his lawsuit." She refused to give her name out of fear that Mr. Neasham would find out, but said that he was slandering me and my husband all over the place and threatening to "take our house." She added that we were doing what everyone else wanted to do if they had the nerve, and gave us names and phone numbers of other victims who sought justice.

We received a call from one of Mr. Neasham's previous assistants who complained in great detail about the treatment she and several clients had undergone during the short period she worked for him. She said she had quit because she was afraid of him.

Other particulars about certain harassment victims are still confidential at this time, but rest-assured they are being handled by the professionals.

Since the inception of the first suit filed, so much evidence has surfaced that had been previously unknown. I keep thinking about how Mr. Neasham had the chance to settle for a modest sum, but chose instead to keep fighting. If he had settled early on, none of the current information would have been discovered. It would have definitely been easier on me and my family who consist of my honest and brave husband who also happens to be an Iraq war veteran and former police officer, my beautiful teenage daughter, my spirited 6 year-old son, and my sweet little baby boy. But God has his reasons, and I know now that there was and is more Truth to come out with the passage of time.

A few notes about the cross-complaint: I'm a stay-at-home mom with a graduate degree and lots of time on her hands to research, plan, and win a legal battle. I also have all of Mr. Neasham's emails in which he pressures us to invest in OxyboostH2O, the notarized contract he later signed promising to stop pressuring us to spend our personal assets, police reports, witnesses, many angry victims, taped recordings (not just on my machine), his reputation, local government officials, legal and regulatory systems, and the Truth on my side. He would be smart to save his resources for the bigger legal challenges that are on their way. These silly lawsuits will look like small potatoes in comparison. (Oh, and he might rethink the current attorney he has. During my deposition, he demanded to know the address of my Grandfather, a dear old man who died two years ago at the age of 97, leaving us an inheritance that we foolishly invested with Mr. Neasham. Wouldn't you think that his lawyer might be aware of that MINOR detail which was the catalyst for our entire relationship with Mr. Neasham in the first place? Additionally, an informant called us to say that his attorney had told people that Mr. Neasham's greatest fear was of this becoming public, resulting in a class action lawsuit. I'm not a lawyer, but I've at least heard of attorney-client privilege!)

Regarding the couple who lost their money to OxyboostH2O and are terrified to go against Mr. Neasham out of fear that his water company will fail, leaving them penniless: They are truly between a rock and a hard place. May they come to their senses and contact the authorities before they go under oath at their upcoming depositions. The main thing: You really don't have to be afraid. You really and truly are not alone. There are many others who want their money back too.

I know that Mr. Neasham really does have a kind heart and wants the world to read a myriad of reports on this site praising his integrity. I have to think Heavenly Father does too.

I'm ready to be the first to write a glowing report,

but

the ball is in his court...

In loving memory of Grandpa,
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#24 REBUTTAL Owner of company

False claims

AUTHOR: Glenn - (U.S.A.)

I, Glenn Neasham, wanted to take this opportunity to respond to reports that have been posted on www.ripoffreport.com. It is my opinion these false reports are being made by former working members of an LLC where I am also a working member. I believe they are being made maliciously with the intent to cause me harm. These reports are completely false and seek to damage my reputation in the community. I have been operating a business for twenty-one (21) years and have many satisfied clients. I will vigorously defend my reputation against these false, defamatory claims. I want to thank all of my clients for their continued support of me and Neasham Financial.
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#25 REBUTTAL Owner of company

False claims

AUTHOR: Glenn - (U.S.A.)

I, Glenn Neasham, wanted to take this opportunity to respond to reports that have been posted on www.ripoffreport.com. It is my opinion these false reports are being made by former working members of an LLC where I am also a working member. I believe they are being made maliciously with the intent to cause me harm. These reports are completely false and seek to damage my reputation in the community. I have been operating a business for twenty-one (21) years and have many satisfied clients. I will vigorously defend my reputation against these false, defamatory claims. I want to thank all of my clients for their continued support of me and Neasham Financial.
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#26 REBUTTAL Owner of company

False claims

AUTHOR: Glenn - (U.S.A.)

I, Glenn Neasham, wanted to take this opportunity to respond to reports that have been posted on www.ripoffreport.com. It is my opinion these false reports are being made by former working members of an LLC where I am also a working member. I believe they are being made maliciously with the intent to cause me harm. These reports are completely false and seek to damage my reputation in the community. I have been operating a business for twenty-one (21) years and have many satisfied clients. I will vigorously defend my reputation against these false, defamatory claims. I want to thank all of my clients for their continued support of me and Neasham Financial.
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#27 REBUTTAL Owner of company

False claims

AUTHOR: Glenn - (U.S.A.)

I, Glenn Neasham, wanted to take this opportunity to respond to reports that have been posted on www.ripoffreport.com. It is my opinion these false reports are being made by former working members of an LLC where I am also a working member. I believe they are being made maliciously with the intent to cause me harm. These reports are completely false and seek to damage my reputation in the community. I have been operating a business for twenty-one (21) years and have many satisfied clients. I will vigorously defend my reputation against these false, defamatory claims. I want to thank all of my clients for their continued support of me and Neasham Financial.
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#28 REBUTTAL Owner of company

False claims

AUTHOR: Glenn - (U.S.A.)

I, Glenn Neasham, wanted to take this opportunity to respond to reports that have been posted on www.ripoffreport.com. It is my opinion these false reports are being made by former working members of an LLC where I am also a working member. I believe they are being made maliciously with the intent to cause me harm. These reports are completely false and seek to damage my reputation in the community. I have been operating a business for twenty-one (21) years and have many satisfied clients. I will vigorously defend my reputation against these false, defamatory claims. I want to thank all of my clients for their continued support of me and Neasham Financial.
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#29 Author of original report

Glenn Neasham & Oxyboosth2o! Lawsuit

AUTHOR: Anonymous - (U.S.A.)

News travels fast in a small town. I was on the website for his water company and saw all these names of "owners." How sad for them. They may not even know who they are dealing with. I was reading on other posts about scam companies how they recruit people and give them the title "vice president" and it looks like that on Neasham's site.
People I've talked to are saying he's been sued for harassing people. There's been someone in town poking around trying to ask a lot of questions. Kudos to the people standing up to this guy. I hope they have the energy to withstand his nastiness.

Sincere in Soda Bay
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