- Report: #1035935
Report - Rebuttal - Arbitrate
Complaint Review: Nevada State Bank
Nevada State BankThe Lakes Las Vegas, Nevada United States of America
Nevada State Bank ABUSIVE OVERDRAFT FEES - UNFAIR HOLDS ON SMALL CHECKS Las Vegas, Nevada
*Author of original report: ...follow up on rebuttal about NSB
*Author of original report: It is my personal account
*Consumer Comment: Here is the real question
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I have banked at NSB for 8 years and never had a customer's check bounced. never. This bank is NOT SMALL BUSINESS FRIENDLY. You better have a lot of money to bank there, in which case they kiss your butts, but if you are a struggling business, they make your life miserable. They constantly put holds on checks, local or not, up to 7 business days for a $1,000 check. SEVEN, that's more than ten days counting the weekend in between. Everyone who owns a small business and struggle to make a living knows how much we depend on getting our money fast. But NSB couldn't care less. They hold the check for SEVEN DAYS supposedly because of 6 overdrafts in 6 months, 1 a month... A check takes 3 days max. to clear.... even sooner if they call to verify funds. So their policy is bs and discriminatory. The less money you have or make, the more they bury you. Stay away from that bank or be prepared to count on your savings and friends when you expect YOUR money to pay your bills because NEVADA STATE BANK won't give a d**n if holding your check puts you in trouble. DO NOT BANK AT NSB OR YOU WILL BE SORRY.
This report was posted on Ripoff Report on 03/18/2013 11:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/Nevada-State-Bank/Las-Vegas-Nevada-/Nevada-State-Bank-ABUSIVE-OVERDRAFT-FEES-UNFAIR-HOLDS-ON-SMALL-CHECKS-Las-Vegas-Nevada-1035935. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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