- Report: #184430
Report - Rebuttal - Arbitrate
Complaint Review: New Credit Financial - NCFA
New Credit Financial - NCFAP.o.box 86309 Saint Petersburg Florida 33708 Nationwide U.S.A.
New Credit Financial - NCFA ripped me off $300 misrepresented what I was receiving HOW DO I GET MONEY BACK ripoff Saint Petersburg Florida
*Author of original report: update
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So a few months back I receive a phone call from NCFA. And I talk to this woman and she tells me that I have been approved for a credit card with a $2,500.00 limit. And if I want additional info, she can forwarded me on to a representative that can further tell me details.
So I say yes, what do I have to lose to talk to someone else. So I am forwarded to this guy, and he tells me all the good stuff I want to hear. He askes me if I want a visa or mastercard. I tell him visa. He then tells me they would need a $300.00 deposit. And I think okay, I don't know if I want to do this. But my husband had jsut received a credit card from First Premier Bank and had to pay a balance of $175 on his card, being that he had no credit what-so-ever.
So I think to myself, "Hey this is a good deal, I can try and get my credit back on track and have a credit card." In no part of the conversation did he tell me it was only for catalog purchases. He led me to believe I was getting a real credit card. He also tells me I will be receiving 4 $100 certificates towards my balance. So I say good deal. I sign up.
Then I receive a large envelope in the mail, and that is when I find out its for catalog orders and that the certificates are only for the DOWN PAYMENT towards the items. They want you to send in 7% of the total for shipping and 35% down on the product you are ordering. And by this time I am LIVID, because I paid $300.00 for something I did not know I was getting.
They fully misled me to believe I was getting a visa credit card. I even asked the guy numerous times if this was a credit card and he said yes. I call to try and get my money back and another guy tells me I can't but I can use these USELESS certificates and then cancel.
I would tell anyone being called by these guys TO NOT do it. They mislead you on what you will be receiving.
If someone knows what I can do to get my money back, I would be happy to hear any suggestions.
This report was posted on Ripoff Report on 04/01/2006 10:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/New-Credit-Financial-NCFA/nationwide/New-Credit-Financial-NCFA-ripped-me-off-300-misrepresented-what-I-was-receiving-HOW-DO-184430. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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