• Report: #73461

Complaint Review: Nextcard - Merrick Bank

  • Submitted: Sat, November 29, 2003
  • Updated: Sat, November 29, 2003

  • Reported By:Chino Hills California
Nextcard - Merrick Bank
Nationwide U.S.A.

Nextcard - Merrick Bank Need Contacts Georgia Nationwide

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I was never late in payments, nor had a bad entry on my credit report. I signed with Nextcard orginally because of a good interest rate. I was happy.

One day I find out that another company has taken over, my interest rate jumped from under 10% to well over 27% no explanation. My monthly payments went sky high, and there was no way I could afford them. I got behind. Harrassing phone calls ensued, including threats made to my in-laws, who then blasted me for having a debt. No way to explain to an arrogant father inlaw what was going on.. Its all my fault etc....

they threatened my inlaws with court action, legal proceedings.. I have no idea how they even got their phone number.

We then got a call from a collections agency (i think it was a collections agency) who offered to broke a deal for half of the full payment and matter closed. I did not have the cash at the time. I have the cash now, but the calls have stopped, I have no idea who to contact to pay off this debt. My credit is ruined. And after reading all the complaints I am now really scared.

Can anyone lead me in the right direction as to how I can contact someone to negotiate a payment in full.

Sheralee
Chino Hills, California
U.S.A.

This report was posted on Ripoff Report on 11/29/2003 11:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/Nextcard-Merrick-Bank/nationwide/Nextcard-Merrick-Bank-Need-Contacts-Georgia-Nationwide-73461. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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