I was ripped off by a fradulant company, known as North American Financial Services. I firmly believe that each person involved in this company needs to be reprimanded and this business taken off the internet and wherever else it may advertise itself.
I recently applied for a loan with this company, and received a call from Scot Logan. He presented himself to be a loan representative of this company. He told me that I was approved for a loan of $5,000. He then explained to me that I needed to sign some documents and pay a collateral up front before obtaining my loan.
I received the faxed documents and read them over and signed and faxed back to Scot. I still have those documents in my possession.
When I faxed them over, Scot said that everything looked good. And the next step would be to make the collateral payment. He then proceeded to give me the information I needed to do this. He gave me specific instructions about wiring the money to a person residing in Victoria, BC, named Mary Davis. He gave me that name and her address, which is 3660 Quadra St, Victoria BC, V8X 4B3. No phone number, however, I had asked him about that and he said that he is supposed to have communications with this lender - not me.
I asked him if I could mail him a check or have that collateral payment ($592.62) taken out of the loan itself and have Mary (posing as a private lender) send me the rest of the loan. He wouldn't agree to it.
He began to get a bit impatient and seemed flustered after a while.
First Money Gram, would not allow me to wire money to a person in Canada. They suspected of this person to be a fraud. So, I went to Western Union online and was able to wire the payment to Canada.
I wired the money on Friday, Jan 27th in the evening. Scot informed me that I needed to call him back with the ref. number, which I did. That was Friday night. Monday morning came and no call back Scot. I called maybe multiple times and left several messages and had him paged a few times as well.
Tuesday, today, I call Scot back two more times and left one message. I said in his message, "If I don't hear from you by noon today (my time) I will take further action against you and the company. About three or four hours later, I was unable to reach him on that business number. He had the line disconnected.
So, then I wrote an email to the company (N. American Fin) and explained to them that I was swindled and I expect a full refund. I've gotten no repsonse.
I have reported this company to the BBB, and to the Attorney General in Rhode Island. What I am wanting out of this is a settlement for myself, a refund of that collateral payment and jail time for Scot Logan (or whatever his name is). I feel that I have been violated and this needs to stop before another victim comes on this website.