I applied for a $7000.00 loan with this company. I was sent a "pre-approval" email. The contact person was Anthony Stevens at the 866 number x805. I spoke with him and documentation of my income, identification and ssn were requested. These items were faxed. I was informed I was approved for the loan and the terms and conditions would be faxed to me, but "Anthony" explained the terms over the phone. I was informed I would need to put down a $700.00 (10%) deposit as insurance. This would be for the companies protection in the event I could not pay in the future.
When I received the email from firstname.lastname@example.org, a bell went off in my head. I called Anthony and I was told that when the deposit was sent, the loan funds would then be in my account within 1-2 hours. I assume that this is long enough for their "courier" to pick up the funds from Western Union and be long gone.
I was given instructions to wire the money to "Anna Rodriguez" person to person to Hamilton, Ont (another bll)and if questioned at Western Union, to say it was a "loan to a friend" (last bell). This made me quite suspicious, if this was for insurance, then why wasn't this being sent to an insurance company? Or, the company itself? I hung up with Anthony and immediately went online and started researching the company and internet loan scams. I was horrified to see that so many people had been ripped off by these people.
I immediately contacted my bank and closed the account. I then called all three credit reporting agencies and placed a fraud alert on my credit reports. I will need to monitor my reports and any other activity for a while, but thankfully I am not out any money. I feel so bad for those of you that lost money. I hope you were able to recover. I am a single mother with 2 children and custody of a niece, this would have devestated us. Thanks to all of you that were brave enough to report this.
moreno valley, California