• Report: #1043154

Complaint Review: OCWEN LOAN SERVICING, LLC

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  • Submitted: Sun, April 14, 2013
  • Updated: Tue, April 16, 2013

  • Reported By: ben — Alta Loma, California
OCWEN LOAN SERVICING, LLC
1661 Worthington Road Suite 100 West Palm Beach, Florida United States of America

OCWEN LOAN SERVICING, LLC OCWEN FRAUDULENT BUSINESS PRACTICES, ILLEGAL FEES & CHARGES, ILLEGAL INCREASES IN MORTGAGE PAYMENT AMOUNTS West Palm Beach, Florida

*Consumer Comment: Naomi,

*General Comment: Do not use all capitals letters!

*General Comment: Owen says they are helping people to keep their homes.

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OCWEN TOOK OVER MY LOAN IN FEB. 2013 AND IMMEDIATELY SENT ME A PREVIOUSLY NON EXISTENT BILL OF $640 DESCRIBED AS FEES AND $2,779 WHICH THEY DESCRIBED AS COLLECTION COST, EVEN THOUGH I HAVE NEVER BEEN LATE WITH MY PAYMENTS, NEVER MISSED A PAYMENT AND NEVER HAD A COLLECTION ACTIVITY! I SENT A LETTER TO THEIR RESEARCH DEPARTMENT REQUESTING THE REMOVAL OF THE ILLICIT CHARGES AS DIRECTED OVER THE PHONE BY THEIR CUSTOMER SERVICE. I WAS FIRST TOLD THAT SINCE MY LOAN WAS NEW TO THEM, THEY WOULD EXPEDITE ACTION ON MY REQUEST AND TO EXPECT RESPONSE IN 15 DAYS. WHEN THE 15 DAYS EXPIRED THEY SENT ANOTHER LETTER SAYING THAT THEY ARE ENTITLED TO 30 DAYS AND ANOTHER 15 DAYS BEYOND THAT 30 DAYS TO TAKE A LOOK AT MY COMPLAINT. THEY HAVE SINCE IGNORED ME AND TAKING CLANDESTINE STEPS TO MOVE ON FORECLOSURE. THEY HAVE SENT THOUSANDS INTO BANKRUPTCY THROUGH THEIR ILLEGIMATE PRACTICES.

I HAVE CONTACTED A VERY COMPETENT CLASS ACTION LITIGATION FIRM AND I AM MEETING WITH THEM ON 4/15/2013 OVER THE FILING OF A CLASS ACTION LITIGATION AGAINST OCWEN ALL PERSONS WILLING TO JOIN SHOULD HIT ME AT (((ROR redacted))) IMMEDIATELY


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This report was posted on Ripoff Report on 04/14/2013 09:57 AM and is a permanent record located here: http://www.ripoffreport.com/r/OCWEN-LOAN-SERVICING-LLC/West-Palm-Beach-Florida-33409/OCWEN-LOAN-SERVICING-LLC-OCWEN-FRAUDULENT-BUSINESS-PRACTICES-ILLEGAL-FEES-CHARGES-ILL-1043154. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Naomi,

AUTHOR: Karl - ()

Your mortgage could have been sold to a group of investors in other parts of the world. If you 'Google' this- FRONTLINE: MONEY, POWER AND WALL STREET, you can watch it on the web in order to better understand. At approximately 6 minutes and 40 seconds into that documentary you will hear how mortgages were 'pooled together', also known as a CDO's. (Collateralized Debt Obligation).

Then some of these CDO's were 'sliced' and sold to other investors. Perhaps the investor, or investors, who ultimately assumed the debt on your mortgage are now calling you and other Americans in order to get their money. 

To sum it up in a nutshell, the American people were manipulated and tricked into doing what the banks wanted them to do, and the bankers were bailed-out by the American people.

Make sure to watch that documentary on the web for proof. Good luck to you!
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#2 General Comment

Do not use all capitals letters!

AUTHOR: Shawn H - ()

The first rule shown on the page as you were typing was:

"DO NOT use all capital letters, it makes it hard to read."

This is 2013, yet people still can't get this through their head?
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#3 General Comment

Owen says they are helping people to keep their homes.

AUTHOR: naomi - ()

Owen claims they are here to help people of hard times.   They took over my loan in July of 2011.  But I not got any letters from them telling me that.  I had been sending my payments to Litton Loans, until I got a letter in September saying I was suppose to send my payments to this place Ocwen.    They said I owe all these attorney fees, filing fees, late charges.  In which I had never been late on a payment.  I

They put my house payment up over $1000.00 a month in December of 2012.  But I wasn't notified til I spoke to a man on the phone in February of 2013.  In which he could not speak English very good.  And could hardly understand what he was saying.   All he could say was, when I was going to send some money.    ;Now they are charging me $10.50 to have someone come by to see if we are still living here.    I guess they are suppose to come by every month.  

I told them I did not ask my contract to be sold to them.    They need to collect from the company who sold it.    They charged me late charges for payments I already made to the other loan company from July to September 0f 2011.    Because the payments was not sent to them.    I never had trouble with the other loan companies that had my contract.   Until this company took over.  

They are not from the United States.    When you ask to speak to someone who can speak English, they get angry and hang up.   They have sent me papers for foreclosure.    I filed for a modification, and waiting to see if they will ok it.   Its just not right for them to come in and take peoples homes like that.   I've read many reports from other people what they are doing to them.   They need to be stopped.
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