• Report: #913432

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  • Submitted: Tue, July 17, 2012
  • Updated: Wed, August 08, 2012

  • Reported By: Ocwen Wants to Foreclose On My Home — Waxhaw North Carolina United States of America
OCWEN
Internet United States of America

OCWEN IS TRYING TO FORECLOSE ON MY HOME FOR AN 80 CENTS WESTERN UNION ERROR Internet

*Consumer Comment: to iamnogood

*Consumer Suggestion: I am Good needs a job! Or a Life!

*Consumer Comment: To IAmGood

*Consumer Comment: Typical rebutt

*General Comment: The OP is claiming to have been ripped off

*Consumer Comment: Question for Iamnogood

*General Comment: question for you

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0Author 7Consumer 0Employee/Owner

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As most homeowners today, I, was behind in my mortgage payment, but not to the extent of foreclosure proceedings. I followed up with Ocwen (holder of my mortgage) 2-3 times per month.  On May 17, I made a Western Union payment to Ocwen in the amount of $1849.80.  Western Union only processed the payment for $1849.00.

Ocwen rejected the payment.  No one wrote to me or called to informe me.  On June 15th, I called Ocwen to let them know I will be making another payment, they then informed me that I couldn't make a payment, instead I needed to pay NINE THOUSAND plus to reinstate my loan. 

When I asked why, I was then told that the payment I made in May was rejected because only $1849.00 was paid by Western Union.  I could not believe what I was hearing, they rejected $1849.00 for an 80 cents error (not even my error).

I kept calling to try and get someone that I could understand, and that had a heart, and could not get either.  I finally spoke with a rep who told me to get a letter from Western Union indicating their error and fax it to Ocwen's research department - I did, instead, I am now told I have to pay ELEVEN THOUSAND plus to reinstate my loan.  Oh..they told me I can try for a modification, but no guarantee I will get approved.  I submitted the paperwork and they are picking and the proofs/documentation I send in.  I don't know what else to do. I need to report this to everyone I can in an effort to stop banks from this type action.

 

This report was posted on Ripoff Report on 07/17/2012 01:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/OCWEN/internet/OCWEN-IS-TRYING-TO-FORECLOSE-ON-MY-HOME-FOR-AN-80-CENTS-WESTERN-UNION-ERROR-Internet-913432. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

to iamnogood

AUTHOR: The Outlaw Josey Wales - (United States of America)

 why don't you tell me how you really feel

???
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#2 Consumer Suggestion

I am Good needs a job! Or a Life!

AUTHOR: Texasconsumer - (United States of America)

I am Good responds to every report on this site. He responded to a Wells Fargo Report calling the reporter a Deadbeat. IamGood needs a life and it sounds like a job or a hobby. He is probably one of those who live in Ft. Worth and is on welfare. The government is his daddy. He has way too much time on his hands. People like Iamgood are losers who stick their nose in other peoples business. Iamgood is one of those trash fat Ft.Worth rednecks who is a waste of decent peoples air. 
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#3 Consumer Comment

To IAmGood

AUTHOR: voiceofreason - (United States of America)

Not to defend Team Butthead's star quarterback TOJ Wales, whose interjections end up obfuscating the real issues, you ought to know that in truth, Ocwen has been, to put it as politely as possible, not the "nicest" most upstanding corporate citizen in the history of creation. They've not been anywhere near among such. Never mind the incredible number of complaints against them here and on similar venues. Just Google them for past news stories on them and legal actions taken against them.

I don't understand, given the things they've been accused of, how they are still allowed to do business, and I would not want to ever take out a loan that could possibly be sold to, or serviced by them.

Yeah, this OP probably made a mistake in choosing that method of payment, and now ACHwen is going to eat their heart out for no better reason I can fathom other than they feel like it, and can.
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#4 Consumer Comment

Typical rebutt

AUTHOR: The Outlaw Josey Wales - (United States of America)

 When someone doesn't agree with the team, attack. SO I'm so hurt, called me names. Boo Hoo Hoo
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#5 General Comment

The OP is claiming to have been ripped off

AUTHOR: IamGood - (USA)

She is sullying the name of a company, and claiming she was ripped off.
I am not trying to  help her.  I merely want her to provide the information so WE the viewers can see all the facts, and decide for ourselves if she is being ripped off.

MY GOAL IN LIFE IS TO EXPOSE THOSE WHO WOULD USE THIS SITE TO TELL PARTIAL AND 1/2 TRUTHES IN ORDER TO JUSTIFY THEMSELVES.

YOU JOSE WALES, ARE A INSIGNIFICIANT SPEC IN THE UNIVERSE, AND YOU ARE JUST A PISS ANT.
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#6 Consumer Comment

Question for Iamnogood

AUTHOR: The Outlaw Josey Wales - (United States of America)

 Why must you know????OP is not asking for help, especially from the know it all Team Rebutt
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#7 General Comment

question for you

AUTHOR: IamGood - (USA)

You sent in 1848.80.  The big question is, how much is your mortgage payment?  How many payments were u behind?  If they wanted 9000.00 plus interest, It sounds like you were more than 1 payment behind.

Once you get too many payments behind the mortgage will no longer accept just 1 payment.
Is 1848.00 your monthly payment? 

It sounds like you may have been 4 payments behind, and the bank has decided to cut their losses, and take the house back, and hold it until the market improves, and then sell the house to the highest bidder.

This kind of information is needed so we can know if a rip off has really occured.

Kindly inform us
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