- Report: #294978
Report - Rebuttal - Arbitrate
Complaint Review: Oakwood Acceptance - Vanderbilt
Oakwood Acceptance - Vanderbilt7800 McCloud Rd Greensboro, North Carolina U.S.A.
Oakwood Acceptance - Vanderbilt We thought we had a 15 year loan with Oakwood and Vanderbilt is telling us that we have a 25 year note. Greensboro North Carolina
*Consumer Comment: Your copy does not matter
*Author of original report: Oakwood Homes/Vanderbilt
*Consumer Comment: What does your original loan paperwork stipulate? 15 years or 25 years?
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We found out later that our note had been bought out by Vanderbilt. We have paid over 32,000 on the trailer that the purchase price was 32,000 not including interest. We have found out today that we still owe 212 months at 393.00 a month on this trailer. They are saying that we purchased the trailer on a 25 year note. My husband and I both know that we did not do that. This is for the trailer only. There is no land that goes with the trailer.
We honestly feel like we've been raped. Who in their right mind would pay over 100,000.00 dollars for a 30,000 trailer with no land.
Is there not someone out there that helps the consumer against people that takes advantage of others. There has got to be a law somewhere that protects the consumer. We do not want to let the trailer go back but we in good conscious could not ask someone to take over payments knowing what we do about this company and the way they have manipulated and taken advantage of us. If someone has got any ideas on this and what we could do I would appreciate hearing from you.
Taylorsville, North Carolina
This report was posted on Ripoff Report on 12/27/2007 05:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/Oakwood-Acceptance-Vanderbilt/Greensboro-North-Carolina-27409-9634/Oakwood-Acceptance-Vanderbilt-We-thought-we-had-a-15-year-loan-with-Oakwood-and-Vanderbi-294978. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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