Do not send them any of your money to secure a loan. You will speak with Bradley Beal, Lisa Turner, Alex Rodriguez and a guy named Paul in processing.
Bradley will tell you that they need collateral or you will need to insure your loan with their insurance company. He will tell you that you were approved for $10,000 with a payment of $550 that will go to the insurance company if you have no collateral. You will also recieve your money after you make 6 timely payments.
You will never get a phone call from anyone at that company unless they ask for more money because the "insurance company" is deeming you a high risk client and requires more money because you need to upgrade to full coverage. Once you pay them for full coverage, they will require more money to pay processing fees.
You have to wire your money to a Cory Jones, James Turner or someone else in Canada, either London or Pickering, Ontario. They say they will get you your payment fee back, as well. Once you pay the insurance, you are supposed to get the funds wired to you, but that never happens because they always require more money to secure the loan.
Bradley and his "co-workers" are smooth talkers and are rarely available to talk. He said they are located in South Dakota and that they are backed by the BBB. LIES! Their website www.oasismutual.com has no endorsements from the BBB and they are located in vermont.
If you have applied for a P2P loan and they call you, run far, far away. They got me for a decent amount of money which I will never see back. I have all my receipts and phone records (100+ phone calls over a week). I guess we'll see what happens. Do NOT even entertain the thought of getting any money wired to you from this company.