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Report: #144374

Complaint Review: Ocwen Federal Bank FSB - West Palm Beach Florida

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  • Reported By: Windsor Locks Connecticut
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  • Ocwen Federal Bank FSB P.o Box 24737 West Palm Beach, Florida U.S.A.

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My mother-in-law refinanced her home in CONNECTICUT last year. Ocwen bought the loan and so she started making payments to them. She became ill and my husband and I, and our children moved in to help out.

By this time she was 3-4 months behind, owing about $8000 in fees. I spoke to a lady at Ocwen, who said we had about 2 weeks to come up with the money or we could enter a forebearance agreement. I had about $6000 coming from England and was just waiting for it to clear in the bank, so I managed to scrape the money owed together and it went through fine.

At the time, I told the lady that because we had pretty much cleared out our account to pay this, that May's payment would be a little late, but we should have it cleared by June... July at the latest and we would be square. She also said that I couldn't have a reciept stating that we had paid it, as they "didn't send them out to people and you can check online."

Now, about a week later we recieved another bill from Ocwen saying we owed ANOTHER $3000, this was round about the beginning of May, for May's payment, $1200 in legal fees and June's payment. So I, of course, got STRAIGHT on the phone and spoke to a lady saying that I had believed the legal fees to be part of the $8000 we had already paid them. She said, that according to her computer we only owed May and June NOTHING in legal fees. I asked her if she was positive, she said Yes.

Now we are in the process of scraping together EVERY penny we can to pay off May and Junes payment and then we will be paid up to date with them.

After reading through this site, we obviously got very worried and have since been trying to get with another company to get away from Ocwen. We have found someone to help us, but when he phoned Ocwen to find out the details, they said we are 3 months behind!!! HOW THE HECK ARE WE 3 MONTHS BEHIND????? May yes... but guess what??? ITS NOT EVEN JUNE YET!!!!!!

I am wondering if we are eligible to put our names forward in the CONNECTICUT legal suit? if we don't get away from them soon, I am terrified we will lose this house! Or are we not in enough trouble yet? Forgive me, if that came out wrong, I meant that our story is not as bad as some, so we have been lucky so far.

God bless you all, and Good luck dealing with these hellish people

Shaney
Windsor Locks, Connecticut
U.S.A.

This report was posted on Ripoff Report on 05/29/2005 09:01 AM and is a permanent record located here: https://www.ripoffreport.com/reports/ocwen-federal-bank-fsb/west-palm-beach-florida-33416-4737/ocwen-federal-bank-fsb-ripoff-trying-to-get-away-from-them-west-palm-beach-florida-144374. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Consumer Suggestion

ocwen has done me the same way

AUTHOR: Lisa - (U.S.A.)

POSTED: Tuesday, May 31, 2005

shaney,

We had ocwen ourselves and had the same issues. we would pay them several thousand dollars and told we were current only to find out that they added or put the money we sent elsewhere ..like in suspense and add fees and what not. Its a big joke. They stole 46,000 from us. Dont ever get into a forebearance plan that will just put you even further behind. We finally sold the home because there was no way to get out of debt with them once we had gotten behind. I had gotten ill and we had to close down our business and had substantial loss of income for awhile. So anyone reading this im sure you have read others on ocwen.. get away asap! your problems will only get worse. Once we sold the home ocwen admitted to making errors but i have still not yet settled the matter with them.

best of luck to anyone that has to say the word ocwen

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#3 Consumer Comment

Is the OTS enforcing its own rules and regulations? I had a feeling it was too good to be true. I'm so tired of our government not doing its job.

AUTHOR: Jon - (U.S.A.)

POSTED: Monday, May 30, 2005

Thanks Marlene! Is the OTS enforcing its own rules and regulations? I had a feeling it was too good to be true. I'm so tired of our government not doing its job. They are paid to protect us, yet they do nothing. We do need to find a way to get this action into criminal court. Although, Ocwen appears to be able to buy their way out of everything, especially under our current administration that is so pro-business and seems to have nothing but contempt for the middle class and the poor of this nation.

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#2 Consumer Suggestion

OTS protects Ocwen

AUTHOR: Marlene - (U.S.A.)

POSTED: Sunday, May 29, 2005

The so called "OTS-Ocwen Supervisory Agreement" is just a fiasco. It obeys OTS private policy to defend Ocwen's interests. These lasts are to look good in the eyes of the public.

Mr. Denby is a decent man with an easy going personality and gentle matters. His job is to make the borrowers feel OTS cares about them. But it is not true. He will take your complaint, listen to your reasons, receive your proof, but his job description prevents him for giving you real help. He is just there TO PUT UP THE PRETENSE!

And what's their pretense? That OTS cares about the borrowers welfare and stands up for his rights. That OTS will see that Ocwen does not abuse you and behaves in a lawful and ethical way. LIES, LIES, LIES, LIES.

OTS does not care. Ocwen uses OTS to perpetrate its crimes.

Wake up brothers and sisters! This is not the land you believe it is. This is the land of the corrupted ...no rights....the govern does not serve WE, THE PEOPLE....

It is darn hard and very cruel, but we are on our own.But God is on our side.

Besides, we have an advantage over them: Ocwen has a lot more to loose than us, its victims. WHAT AN ADORABLE REALITY!

If you want to sue the company, FILE IN CRIMINAL COURT. Don't file any civil claim against Ocwen. It would be catapulted to Chicago, where the bankster, the legal firms, and .....$%#%^$! have lunch together at a table and even make jokes about us.

Yes, criminal court for you, Ocwen. I had not file yet cuz I am looking for a harder court....really? That phrase "CRIMINAL COURT" has such a mild sound. I am ready to proceed against you when I find it.

Do not dispair, fellos. Facts of life are facts of life are facts of life are facts of life.

No choice but to fight but to fight but to fight ...UNTIL YOUR END OR OURS...BEFORE GOD, OCWEN...

Spitting on your face all my despise for your abominable existence devoted to eat the lives of our American families.

Marlene from Miami,
Your eternal enemy, here in the home you want to take away from me. I don't hide, COWARDS! I am here, you know where.

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#1 Consumer Suggestion

Contact Richard Denby at the OTS, finally acknowledged that Ocwen is a crimminal enterprise

AUTHOR: Jon - (U.S.A.)

POSTED: Sunday, May 29, 2005

The OTS has finally acknowledged that Ocwen is a crimminal enterprise and has offered to help. I spoke with Richard the other day. He knows all about their scam.

Good Luck!

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