One Click Cash .com via Money Mutual (sponsered by 'trusted' Montel Williams !!!SCAM!!! Deceiving, affinity fraud?, ponzi scheme?, !!!SCAM!!!! Niobrara, Nebraska

To Whom It May Concern,  I think you will be interested to know the following information.   I am writing you today in complete and udder frustration in terms of a $400.00 loan via Money Mutual. Money Mutual connected me with Oneclickcash.com.   My understanding was to receive $400.00 and pay back a total of $500.00 with $120.00 payment installments.  I recently went on oneclickcash.com to find out my last scheduled payment to see I owed $400.00.  I was confused so I called oneclickcash.com and thought that there was a misunderstanding.  The representative I spoke with first said that a $120.00 fee was being taken out of my checking account each month to extend my loan.  The emails I receive from oneclickcash.com tell me when my next payment is due.   At this time, I have emailed oneclickcash.com, I have called them three times since Monday, June 4, 2012.  I am told by the past two representatives that my account is in review.  I ask to speak to a manager and each worker tells me that my account is in review.  I was told a manager was going to call me back within 24 hours which was up on 6-5-2012 @ 1:49p.m. PST.  I have not received a call yet.  My checking account is now overdrawn by 120.00 from oneclickcash.com and an additional 35.00 fee for overdraft charges.  I am very upset.  I have been taken advantage of through Money Mutual's 'trusted' Montel Williams and am beyond the understanding of internet and electronic fund transfer laws.  I need help.  I am on SSDI and do not have enough money to pay off these scammers.  Note:  On my application for the loan, I stated that I was on SSDI {reasons: lack of coping skills, marked depression, anxiety and trust issues to name a few}.   There needs to be laws set into place to stop deception when it comes down to a person's well being.