One Click Cash Company lied in regards to their terms and conditions and repayment schedule Internet

I was solicited via email to take advantage of a payday advance through one click cash.  Being out of work for the summer months, one click cash was willing to advance me $400.00. I would pay back $520.00 for this loan.  I proceeded with their on line application process, in which I read carefully.. It asked for your employment and how you were payed; ie: weekly, bi-weekly or monthly.  I checked that i was payed bi-weekly.  They asked for my date of birth, social security number, etc in addition to 3 references.  At the end of the process a loan agreement re-payment was provided, which I read.  It stated that the amount of money I would be charged was $120.00 per month in loan fees. This was not to be applied to the principal amount of $400.00.  I could add an extra $50.00 per month in addition to the $120.00 with the $50.00 being applied to the $400.00 principal.  At the end of the on line loan process a representative from one click cash called me to verify my information.  At this time i went over the monthly payments as stated above.  I was also directed to their website again to set up what payments i wanted in regards to monies towards the principal each month.  I was also informed that I would receive an e-mail 3 days before they were to withdraw monies from my checking account.  I never did. 
I called one click cash the week of 7/27/12 and informed them that my first payment for July needed to be only $120.00 and for August the same.  I explained that I work for a School District and do not receive any monies for those months.  the representative stated, that she would submit that request for approval and I would be notified via e-mail.  On 7/27/12 $120.00 was deducted from my checking account without ever receiving an e-mail.. The next payment of $120.00 according to my understanding was to be deducted at the end of August. 
On 8/10/12 another $120.00 was deducted from my checking account, which was only two weeks later.   I called One Click Cash immediately at 1-800-230-3266.  I was then informed that they would be taking $120.00 from my account every two weeks.  I was beside myself, explaining to the representative, that this is not what I agreed to.  I would never have applied for this loan.  I informed them that all their representatives informed me that this was a monthly repayment, which also was stated during the application process.  I was told that i was imagining things.  I was informed to write and email or fax a letter to their compliance department.  I asked to be connected to their compliance department and was informed that they only accept emails at compliancedepartment@oneclickcash.com or faxes at 1-800-491-6913.  I hung up and went back to the website to locate an address for this company and was locked out of my account with them.  I called them back and they refused to talk to me and referred me again to their compliance department, which i could contact by fax or email. 

I forwarded a letter to their compliance department on 8/13/12 via email in regards to the aforementioned details listed above.  I was informed via email that i would receive a response in 3 to 4 hours. I did not.  Today, 8/14/12 I received a response from One Click Cash, which did not answer one question in my email to them.  they are requesting bank statements, pay stubs. voided checks, award letters???? 

I will be closing my checking account as I was advised to do so, by the local District Attorneys Office here in New York.  I was advised that One Click Cash will call my job, incessantly and harass me beyond toleration.  I would like to know where they are located, so that i may contact them, but as i stated before was locked out of their website.  Please, any help in this matter would greatly be appreciated, as I feel these people are criminals, preying on the needy.