• Report: #857957

Complaint Review: One Main Financial

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  • Submitted: Thu, March 22, 2012
  • Updated: Thu, May 17, 2012

  • Reported By: TB — Monroe Louisiana United States of America
One Main Financial
P.O Box 183172 Columbus, Ohio United States of America

One Main Financial ripoff Columbus, Ohio

*Consumer Comment: Mona, that's what the written policy is for.

*Consumer Comment: INSURANCE

*Consumer Comment: So, what's the Ripoff?

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Took out a loan with this co.about 8 years ago and still owe three years on a 36 month loan
Got in a bind when i lost my job tried to file on the insurance i baught for the purpose and guess what they couldnt pay for some reason had to refinance to stay above water tacking on more insurance and higher intrest rates
still not working insurance wont pay off because never paid a not ye on new loan they sugested defering the notes tacking on late fees and and more intrest
got new job finaly but not making near the money i was they sugested lowering the note so we did that fore about 2 years finding out that i was only paying interest no principal
but they were tacking on higher interest because there were no payments on princapal now i still owe more than i inathiley borrowed is there no end car is wore out and cant get title to make a trade
 Help.

This report was posted on Ripoff Report on 03/22/2012 03:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/One-Main-Financial/Columbus-Ohio-43218-3172/One-Main-Financial-ripoff-Columbus-Ohio-857957. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Mona, that's what the written policy is for.

AUTHOR: Ken - (USA)

It IS the agreement between customer and company.

Explaining it so that we're SURE the customer understands everything, really means nothing.  The customer would then come back and say they were misled by the agent and they lied to them.

Notice, the OP did NOT come back and explain why the claim was denied.

In fact the OP is pretty close to illiterate. I can see how they would be confused, addled and dazed.

People need to take responsibility for their own actions and not try to shift blame or responsibility to others.  Failing to take responsibility dooms you to the same mistakes time after time after.......

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#2 Consumer Comment

INSURANCE

AUTHOR: Mona - (United States of America)

 Whoever is selling the insurance in case you get layed off needs to be sued! OneMain should be held accountable because we the consumer are less knowledgeable then OneMain is on financial situations and OneMain should make sure the consumer understands the rules of the insurance.

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#3 Consumer Comment

So, what's the Ripoff?

AUTHOR: Ken - (USA)

Did they violate any of the terms of your signed agreement?

Did YOU fail to live up to the terms of said agreement....for whatever reason?

Why would they be dumb enough to give you the title on a car THEY own?
That would be a very poor business practice.

Why, did your insurance NOT pay, it's hard to tell from your posting?
Are you saying THEY Ripped you off too?

I just don't see any Ripoff here at all.
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