One West Bank Indymac one west bank indymac watch out for these guys Indianopolis Indiana

I had a mortgage with Indymac bank and have paid on time. I did not have an impound account set up to pay the property taxes. I live in Los Angeles county and our property taxes are outrageously high but I have managed to pay them timely. However I got behind this year as a lot of homeowners in LA County. I called the Tax Assessor and worked out a payment plan and was told by the Assessor's office that "don't worry about us trying to auction off your home, we don't do that unless you are way, way behind--like 5 years".

Long story short, One west bank took over Indy mac and re-did my loan. They took it upon theirselves to pay the outstanding tax bill, tack it onto my loan and increase my monthly payment from $2200 a month to $4400 saying that my escrow account was in the negative by $11,000!!!! My taxes were only $3700 WTF???

I called One West Bank--no help at all. I can't get past the main customer Service unit and had to deal with a condscending rep. who was immediately hostile.

This doesn't sound legal at all. They are saying that my escrow account has a deficiet of $11,000 when I NEVER had an escrow account with this mortgage. They seem to be basing the deficiet going back to the inception of the loan.

Rebecca
redondo beach, California
U.S.A.