• Report: #1041811

Complaint Review: Onemain Financial

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Mon, April 08, 2013
  • Updated: Tue, April 09, 2013

  • Reported By: Rk — Riverside California
Onemain Financial
6205 Pats Ranch Rd Ste G Mira loma, California United States of America

Onemain Financial One Main financial Unethical, fraudulent loan and manipulative Mira loma, California

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

The principal never decreases your interest will increases if you deferred one payment you are dead even you pay it back your principal will not changed they won't tell you that and you better monitor your account, the interest owed get so high you can not pay it back their definition of deferred payment mean interest accumulation means your principal will not get reduced On 9/2011 i need it some cash around $5500 to pay credit cards debt plus the add insurance and others fees to gather around $800 that be added to the loan so I got loan with 36% after 3 months I got call we can give additional $1500 and lower your interest rate and it was xmas time so I agreed not only the did not reduce the interest rate they raised to 39% and charged me $331 fee too i was stooped so I took the money was promised if I make my payment I will get the 23% after 6 months the said my score is not high enough but was higher from starting the loan so called in few months later nothing happened on 8/2012 i had to change my checking account so I paid that payment from different account my payment was not deducted from my account but i did not know that, so on sept, 2012 I called and tell them I will be late few days they said no worry we can deferred your payment so I agreed I made two additional payments around Xmas time I asked if I can defer another payment after few days they agreed not knowing deferral payments mean IF YOU DEFER ONE PAYMENT YOUR PRINCIPE STAY SAME from the date you deferred your payment but start bearing interest on entire principle so on March 2013 I logged in my account and since 8/2012 my principle stopped decreasing and they told me if I pay $1083 (they promised me )if I paid it they will go back from August 2012 and correct the principal from that day and I be current till June 2013, after I made the payment on 4/5/2013 the only reduce my principal $209.01 and rest for interest that i owed but on 4/7/2013 they lied
ANYBODY READING THIS JUST DO NOT GET ANY LOAN FROM ONE MAIN FINANCIAL THE CHANGED THEIR NAME THEY ARE SAME BANK CITY FINANCIAL AND IF YOU DO CHECK GHE ACCOUNT all the time and NEVER DEFERRED ANY PAYMENT IF YOU CHANGED CHECKING ACCOUNT MAKE SURE TO CHECK YOUR ACCOUNT FOR ACCURACY TOO they are piraas

This report was posted on Ripoff Report on 04/08/2013 11:57 PM and is a permanent record located here: http://www.ripoffreport.com/r/Onemain-Financial/Mira-loma-California-91752/Onemain-Financial-One-Main-financial-Unethical-fraudulent-loan-and-manipulative-Mira-lo-1041811. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Onemain Financial

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory