• Report: #477363

Complaint Review: Option One And AHMSI

  • Submitted: Fri, August 07, 2009
  • Updated: Thu, February 28, 2013

  • Reported By:Valley Stream New York
Option One And AHMSI
P.O. Box 631730 Irving, Texas U.S.A.

Option One And AHMSI They never paid my taxes or home Ins. and the mortgage keeps going up. we just got a loan modification in writing and they said we still owe more money. Irving Texas

*Consumer Comment: Option one

*REBUTTAL Owner of company: Milagros from Valley Stream

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I don't know what to write anymore we just got a loan modification signed and now they are saying we still owe more money an extra 1000.00 more a month till 2012.

We went with N.R.F. Funding Corp. 9 S. Long Beach Rd. Rockville Centre, NY 11570 (516)855-1966 also had to paid them over 2000.00 . They said everything was again included in the mortgage taxes and home ins. this is about the third time we are going through this with option one and Ahmsi.

From a mortgage of 1500.00 amonth to 4100.00 amonth and i don't have a job my husband working three jobs.

I think the only thing to do is to lay down and die

Milagros
Valley Stream, New York
U.S.A.

This report was posted on Ripoff Report on 08/07/2009 09:05 AM and is a permanent record located here: http://www.ripoffreport.com/r/Option-One-And-AHMSI/Irving-Texas-75063-1730/Option-One-And-AHMSI-They-never-paid-my-taxes-or-home-Ins-and-the-mortgage-keeps-going-up-477363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Option one

AUTHOR: fraudulent folks - (U.S.A.)

they could be resaling your home loan as they did my home and my relatives loans, thus creates a higher payment, go down to your local real estate records office check the deads, make sure, Option one has not done a quiet title or added someone else to the dead or purchased another loan using ID theft, interest would not make higher, you should check to see if ID theft was used to apply for more loans, and also ask for all loan docs check signature
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#2 REBUTTAL Owner of company

Milagros from Valley Stream

AUTHOR: rmadden12 - (United States of America)

We modified Ms. Milagros loan in 2009 and  she got a great deal.  After we were done our work her taxes and insurance got raised which we have no control of during a modification.  Out goal is to get a lower rate and lower principal interest payment.  We accomplished this for this client and she wants to have a payment with lower taxes and insurance.  Again where ever you live you have to pay taxes and insurance we cannot get them lowered or claim to.  We did a great service for this client and saved her home so she can still live there.  We informed her she needed to contact an attorney to grieve her taxes and shop for lower insurance in order for that to change,  but she insisted on blaming us after we helped. All she wants is to live in a home and not pay taxes and insurance which does not happen in this country.  I request this report before removed effective today since it a complate lie and is slanderous.  I will be forwarding this to my attorney to also have him contact ripoff report for this file and if you would like the proof  of the signed modification agreement that we got for Milagros we would provide.  Please contact me at 5168551966.

Thanks

Richard Madden
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