• Report: #104135

Complaint Review: Option One Morgage Company

  • Submitted: Tue, August 17, 2004
  • Updated: Tue, August 17, 2004

  • Reported By:petrolia California
Option One Morgage Company
P.o. Box 57054 Irvine, California U.S.A.

Option One Morgage Company ripoff original note,98,400. 2-1/2yrs later I owe 102,486.73. CROOKS, WHY? Irvine California

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First, there was not supposed to be a pre-payment penalty. The day I signed,I found where they added it. It was to be removed.

It never was. After sept. 11 bombing, money got tight. I am a single working mother and was trying to juggle alot of things. They do not care. Harassing phone calls.

They knew I was having trouble, I told them. So they forclosed,to make it even harder for me to pay them,inorder to keep my house.

May 18th. I was sent a letter, stating I had over paid them by 1360.80. I was not supposed to receive this letter because I was behind in my payment,I was told this by one of there employee's. They would not use it as a payment and they would not give back to me until I paid them money.If they ended up with my house,they were going to keep the 1360.80. I had been over paying them for 2.6 years and they never told me.

Now that I am trying to refinance and get away from them, they say I owe them $102,486.73+ 4000.00 for prepayment penalty, I think this is a large RIP-OFF, and I have made payments in the amount of 1030.00 for 2.6 years. I need help here.

Estrellita (lita)
petrolia, California
U.S.A.

This report was posted on Ripoff Report on 08/17/2004 05:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/Option-One-Morgage-Company/Irvine-California-92619-7054/Option-One-Morgage-Company-ripoff-original-note98400-2-12yrs-later-I-owe-10248673-C-104135. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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