• Report: #297530

Complaint Review: Option One Mortgage Corporation

  • Submitted: Sun, January 06, 2008
  • Updated: Sun, January 06, 2008

  • Reported By:Valley Springs California
Option One Mortgage Corporation
6501 Irvine Center Drive Irvine, California U.S.A.

Option One Mortgage Corporation Loan Modification/Loan Workout Irvine California

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I currently have a mortgage with Option One that is going to adjust in August 2008 by $1695. I have contacted customer service quite a few times to get information on the rate freeze and/or loan modification and get the run around each time I call.
I am anxious to "fix" my loan with a modification or rate freeze so that I may continue to pay my mortgage payments in full and on time.

I just wanted to suggest to anyone going through foreclosure with Option One to request a loan modification so that you may continue to stay in your home. There is help out there and a lot of non-profit organizations that can help you stay in your home. One website I found to be helpful is LoanSafe.org and that website is specifically geared towards homeowners in crisis.

Just my two cents but from what I have read about Option One a class action should be filed against them for predatory lending and predatory servicing.

Valley Springs, California

This report was posted on Ripoff Report on 01/06/2008 01:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/Option-One-Mortgage-Corporation/Irvine-California-92618/Option-One-Mortgage-Corporation-Loan-ModificationLoan-Workout-Irvine-California-297530. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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