- Report: #1032760
Report - Rebuttal - Arbitrate
Complaint Review: Option One Mortgage
Option One MortgageP.o. Box 57054 Irvine, California U.S.A.
Option One Mortgage charging late fees when always pd, having me having two seperate loans listed with credit beauras, when i only had one property finaced with them, sowing me late all the time, harrassing me on the phone, home, work and cell phone all hours of day and night for years! having my loan with them since 2000 and continually being harrarassed and theating to forclose! want all the late fees removed, Irvine California
*Author of original report: I have couple and a loan officer giving them money to buy my house....but Option one Mortgage will not let them buy it....!
*Author of original report: Option One Mortgage Irvine California
I have been harrased day and night at home, work and on my cell phone by them threating to forclose on me!
Last year they also had me listed on my credit report as having 2 loans, payment amts different on the one and only property that i have mortgaged with them! i had to fight to get it removed and it has hurt my credit score!
I have just sold my house today for barley payoff and I want all the late fees removed when I pay them off! I hated to have to sell it for so little but I am glad to never have to hear from Option one again!
In 2000 I borrowed $62,000 on my house and 7 years later it is a shame that I pd $644 a month and still have only according to them $2000 toward the principal. And I had to deal with all the stress and harrassement from them!
I was out of work in 2002 and asked could I pay just the interest one month and the guy was so rude (as any of them always were) and told me why did i not go to work at Mcdonalds ( which no problem with that, except i was so depressed from my job being shut down with no warning)
Thanks for your help!
i would love to see them put out of business
This report was posted on Ripoff Report on 06/25/2007 10:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/Option-One-Mortgage/Irvine-California-92619-7054/Option-One-Mortgage-charging-late-fees-when-always-pd-having-me-having-two-seperate-loans-1032760. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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