- Report: #416892
Report - Rebuttal - Arbitrate
Complaint Review: Option One Or Ahmsi
Option One Or Ahmsi4600 Retent Blvd Irving, Texas U.S.A.
Option One - Ahmsi mortage loan sharks, what this company does to its customers is much like what a loan shark does to its bowwers in a MOB movie Irving Texas
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We saw our rates double, just as the housing market bottomed out and our house lost a whopping 80,000.00 in value, which left us no options for refinancing our home. Ultimately we had been taken for a ride by three seperate companies following three aprasials and 2 set of loan processing fees later, and as for the helped offered by our own state government; well that was just a fading promise because in order to qualify for help our home needed to be appraised at at the very least our current total mortage payoff amount, FAT chance, so the government that promised to help only turned out to be as useful as a set of screen doors on a submarine. We finally stopped believing in the pipe dreams offered by soliciting mortage companies, and sought our oun bailout plan, we consulted a lawyer. Ultimately we filed a bancrupcy chapter and kept our home out of forclosure and actually was able to have our second mortage confirmed as unsecured debt and filed into the bancrupcy, when all is said and done our payments will be lower and our final loan amount is now marketable and as soon as the housing economy starts to turn around we will actually have positive equity in our home, and as for our credit; well it would have been ruined with a forclosure anyway and we can build positive credit history with our continued payments to our first mortage balance. I would advise any and all of my fellow Americans to do the same!!! Let these compaines bear the burden of their own unsecured debt they brought onto the nation with their outragious adjustable rates and shifty practices.
How can the fedral government allow these companies to steal the nation right out from under the American people with no recourse or accountability, and contrarilary have been rewarded with a national bail-out program and were awarded bilions of American TAX dollars to continue to screw the nation on home at a time. I feel like I am in a MONOPOLY NATION, and just a pawn on the board of a realestate game of life.
This report was posted on Ripoff Report on 01/27/2009 01:52 PM and is a permanent record located here: http://www.ripoffreport.com/r/Option-One-Or-Ahmsi/Irving-Texas-75063/Option-One-Ahmsi-mortage-loan-sharks-what-this-company-does-to-its-customers-is-much-li-416892. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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