- Report: #182206
Complaint Review: Orchard Bank Credit Card
Related Reports
Featured Ripoff Reports
Ripoff Reports
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
Special Features
-
Doctored Reviews is designed to help patients, doctors, and websites understand the problems created by Medical Justice, a company trying to restrict online patient reviews, and to offer some ways that let patients freely talk about their healthcare experiences. -
The government should serve voters, not corporate special interests. Public Citizen works to empower ordinary citizens, reduce the influence of big corporations on government, open the government to public scrutiny, and hold public officials accountable for their misdeeds. -
WHAT YOU NEED TO KNOW ABOUT THE BBB: NOT a government agency as listed in your local phone book. Instead the BBB is a private non-profit / franchise operation. 20/20 exposes the BBB, Hamas Terror Group Gets 'A' Rating - BBB is running a "pay for play" scheme.
| Orchard Bank Credit Card Po Box 80084
Salinas, California U.S.A. |
|
Orchard Bank Credit Card ripoff Salinas California
*Consumer Comment: To Heather
*Consumer Comment: I have orchard bank cc
*Consumer Comment: Curious
*Consumer Comment: Curious
*Consumer Comment: Curious
*Consumer Comment: Curious
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
When I recieved Orchard Bank credit card application 09/04 and that I was prequalified. I did fill out the application and came back with a card in mail and limit of $300.00 10/04.
They took out $59.00 from my checking account which I was floored not knowing there was annual fee. I never activated the card till 03/20/06 I called to tried activate it. They told me I had a outstanding balance of $194.74 which I wasnt aware of. It contains another annual fee and late fees. They said they need $90.00 today and they will than activate the card for me to use. I feel I dont owe them nothing when I never activated the card than and now.
It hurts my credit when I'm trying to build it up not down.I wanted my wife to talk to them and they wanted her full name and SSN # which was a sure red flag knowing I was being scamed. Whats the next step anyone can help me, I'd appreciate it.
Genaro
new port richey, Florida
U.S.A.
They took out $59.00 from my checking account which I was floored not knowing there was annual fee. I never activated the card till 03/20/06 I called to tried activate it. They told me I had a outstanding balance of $194.74 which I wasnt aware of. It contains another annual fee and late fees. They said they need $90.00 today and they will than activate the card for me to use. I feel I dont owe them nothing when I never activated the card than and now.
It hurts my credit when I'm trying to build it up not down.I wanted my wife to talk to them and they wanted her full name and SSN # which was a sure red flag knowing I was being scamed. Whats the next step anyone can help me, I'd appreciate it.
Genaro
new port richey, Florida
U.S.A.
This report was posted on Ripoff Report on 03/20/2006 11:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/Orchard-Bank-Credit-Card/Salinas-California-93912-0084/Orchard-Bank-Credit-Card-ripoff-Salinas-California-182206. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Orchard Bank Credit Card
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips
It appears that it did not take Orchard bank over a year to activate the card. From what I read, it appears that is how long it took Genaro to even bother with the card, and make an attempt at activation.
Again, I am wondering why anyone would get a credit card in the mail, and let it sit around for 16-17 months before attempting to activate it. Are we to assume that Orchard bank did not send a single statement to Genaro? I would imagine that if the fees have been adding up for over a year, and if the card was over it's limit, then Orchard would have started it's collection process. It sounds rather odd to me. :o(
Again, I am wondering why anyone would get a credit card in the mail, and let it sit around for 16-17 months before attempting to activate it. Are we to assume that Orchard bank did not send a single statement to Genaro? I would imagine that if the fees have been adding up for over a year, and if the card was over it's limit, then Orchard would have started it's collection process. It sounds rather odd to me. :o(
Respond to this report!
What's this? #2 Consumer Comment
I have orchard bank cc
AUTHOR: Heather - (U.S.A.)
SUBMITTED: Friday, March 31, 2006
I have an orchard bank cc and i can say that they clearly state that there is an annual fee and that it goes right on your cc. the money shouldnt have come out of your checking account. when i signed up, all they did was ask if i had a checking account. the fact that it took over a year to activate the card is weird. the annual fee gets put right on the cc so there would be fines and late penalties so that would explain why there is so much on the card.
Respond to this report!
What's this?
You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???
Respond to this report!
What's this?
You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???
Respond to this report!
What's this?
You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???
Respond to this report!
What's this?
You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???
Respond to this report!
What's this? 
