• Report: #149989

Complaint Review: Orchard Bank - HSBC Card Services

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  • Submitted: Sat, July 16, 2005
  • Updated: Sat, July 16, 2005

  • Reported By:Peoria Illinois
Orchard Bank - HSBC Card Services
P. O. Box 80053 Salinas, California U.S.A.

Orchard Bank - HSBC Card Services ripoff Salinas California

*Consumer Comment: QUIT SENDING THEM MONEY!

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I received this card in February, 2001. I charged prescriptions on it to the limit of $250.00. I paid the regular monthly payment, but as time went on, the interest and late fees have continued to climb.

I have not used the card since 2001 and am still trying to pay it off - but there is no way I will ever be able to pay it off. The balance is now $1938.09, and I just sent in $115.00, but it doesn't even cover the late fees, they just keep climbing. I will never get this paid off, at this rate.

Agnes
Peoria, Illinois
U.S.A.

This report was posted on Ripoff Report on 07/16/2005 11:12 AM and is a permanent record located here: http://www.ripoffreport.com/r/Orchard-Bank-HSBC-Card-Services/Salinas-California-93912-0053/Orchard-Bank-HSBC-Card-Services-ripoff-Salinas-California-149989. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

QUIT SENDING THEM MONEY!

AUTHOR: Juliet - (U.S.A.)

For heaven's sake, Agnes, QUIT SENDING THEM MONEY!!! If it's on your credit report as a result of this, and you need a loan, you can always try explaining the situation to the lender. But to pay $2000 for $250 in credit is crazy! Let's assume a generous 100% return is justified by the credit card company - have you paid $500 to them so far? If so - STOP!!!! They are robbing you blind sweetheart! Don't continue to let them do this to you!
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