• Report: #300949

Complaint Review: Orchard Bank ,mastercard

  • Submitted: Thu, January 17, 2008
  • Updated: Thu, June 05, 2008

  • Reported By:978 Ashford St California
Orchard Bank ,mastercard
Salinas, California U.S.A.

Orchard Bank ,mastercard Holding credit card payment to assess more late pay fees Salinas California

*Consumer Suggestion: Just a suggestion

*Consumer Suggestion: hello! :)

*Consumer Suggestion: Suggestion

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This bank holds consumer payments to assess a hgher fee for late payments, and when phone calls are made to try and resolve this issue the story is we the we are not interested in your problem. Hello..anyone want to go in on a class action?

Lapdsniffer
978 Ashford St, California
U.S.A.

This report was posted on Ripoff Report on 01/17/2008 11:45 AM and is a permanent record located here: http://www.ripoffreport.com/r/Orchard-Bank-mastercard/Salinas-California/Orchard-Bank-mastercard-Holding-credit-card-payment-to-assess-more-late-pay-fees-Salinas-300949. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Just a suggestion

AUTHOR: Catherine - (U.S.A.)

I also have a Orchard Bank Mastercard. I've had the card for over 3 years and have never had a problem as long as I follow the rules....I don't go over my credit limit and I make payments by their due date. Easiest way to confirm that your payment posts when you want it to is to make your payments over the internet. When you use the internet you will get a confirmation that shows the date paid and what day it will post to your account, the amount paid and a confirmation number for tracking. If you don't have a checking account, use a pre-paid debit card that is available from a lot of retailers (Walmart is one). If you don't have a computer, go to your local library and use one of their computers.
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#2 Consumer Suggestion

hello! :)

AUTHOR: Consumer - (U.S.A.)

your statement is quite unclear. banks only hold payments if you have history of bouncing checks or if you had made multiple payments. better check again and find out exactly whats going on.
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#3 Consumer Suggestion

Suggestion

AUTHOR: Out2help - (U.S.A.)

Did Orchard Bank hold your payments? A class action is being initiated against Orchard Bank. If you are interested, please contact me
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