- Report: #227735
Report - Rebuttal - Arbitrate
Complaint Review: Orchard Bank
Orchard Bankorchardbank.com Internet U.S.A.
Orchard Bank Excessive charges, Fraudulent Advertising Internet
*Author of original report: One of few with good things to say about Orchard Bank
*Consumer Suggestion: I'm actually happy with Orchard Bank
*Consumer Comment: I ALSO HAVE PROBLEMS WITH ORCHARD. THEY DEDUCTED $200 OUT OF MY CHECKING ACCOUNT
The first incident was when I asked for a credit limit increase. They had no problem giving me a $100.00 increase then charged me $25.00 for it. Bottom line was I only received a $75.00 increase.
Then I was charged an overlimit fee when they assessed their $59.00 yearly charge and it put me over my limit. Then without any prior notice my percentage rate kept creeping up to over 30%.
The next incident was when I asked to have my account reviewed for a limit increase. (They advertise that they periodically review accounts for rate increases) I was told that due to my bad credit report they could not give me a credit line increase. My bad credit report is the reason I went with them to begin with and if they are going to use my credit report to determine an increase, I'll probably never get one.
Just as a note to everyoe else out there that has crossed paths with Orchard Band, I'd like to let you know that a lawyer has contacted me about filing a class action lawsuit against them and needless to say, I gave him the okay on my behalf.
Wilkes Barre, Pennsylvania
This report was posted on Ripoff Report on 12/29/2006 07:31 AM and is a permanent record located here: http://www.ripoffreport.com/r/Orchard-Bank/internet/Orchard-Bank-Excessive-charges-Fraudulent-Advertising-Internet-227735. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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