- Report: #227735
Report - Rebuttal - Arbitrate
Complaint Review: Orchard Bank
Orchard Bankorchardbank.com Internet U.S.A.
Orchard Bank Excessive charges, Fraudulent Advertising Internet
*Author of original report: One of few with good things to say about Orchard Bank
*Consumer Suggestion: I'm actually happy with Orchard Bank
*Consumer Comment: I ALSO HAVE PROBLEMS WITH ORCHARD. THEY DEDUCTED $200 OUT OF MY CHECKING ACCOUNT
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
The first incident was when I asked for a credit limit increase. They had no problem giving me a $100.00 increase then charged me $25.00 for it. Bottom line was I only received a $75.00 increase.
Then I was charged an overlimit fee when they assessed their $59.00 yearly charge and it put me over my limit. Then without any prior notice my percentage rate kept creeping up to over 30%.
The next incident was when I asked to have my account reviewed for a limit increase. (They advertise that they periodically review accounts for rate increases) I was told that due to my bad credit report they could not give me a credit line increase. My bad credit report is the reason I went with them to begin with and if they are going to use my credit report to determine an increase, I'll probably never get one.
Just as a note to everyoe else out there that has crossed paths with Orchard Band, I'd like to let you know that a lawyer has contacted me about filing a class action lawsuit against them and needless to say, I gave him the okay on my behalf.
Wilkes Barre, Pennsylvania
This report was posted on Ripoff Report on 12/29/2006 07:31 AM and is a permanent record located here: http://www.ripoffreport.com/r/Orchard-Bank/internet/Orchard-Bank-Excessive-charges-Fraudulent-Advertising-Internet-227735. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.