Upon a recent routine check of my credit report from Experian, I noted a delinquency in the amount of $55 from Trident Asset Management on behalf of Columbia House DVD. Since I do not have an account with Columbia House, I contacted them and told them my problem. They looked my name up, came back empty. Looked my current address (2 yrs) up.....my previous address (15 yrs) up, both came back with nothing. I was told I did not have a past due account, nor were they finding any account in my name, or linked to either my current or previous address (this much I already knew). Then they asked if there was some account number listed on my credit report, which I found and gave them. To which they responded, "OH...yes you owe $55 for two dvds plus a late fee."
Then they said BUT, they no longer have the account, its been sold to Orion Portfolia Services and I need to contact them. CLICK.
This is new to my credit report, and says the account was opened in 12 of 2010 and was first reported as delinquent in July of 2011. I have never gotten a letter from any of the companies involved, and even Columbia House dvd says I am not an account holder by name or address, yet claim I do still owe them $55 for movies I somehow rented???? I am trying to get this removed from my credit, but am being hung up on, redirected and put on "ever lasting hold" each time. This account which is not even mine is adversely affecting my credit, but whats worse is the companies involved continue to give me the run around and I feel as though I am just going in circles.
I am soooooo frustrated!! Now, having found this site and searching it, I see others having the exact same issues with the exact same companies....I just can not imagine how nothing legal is being done to stop these scamming companies!????!!!!