- Report: #258721
Report - Rebuttal - Arbitrate
Complaint Review: P. Scott Lowery
P. Scott Lowery4500 Cherry Chreek Drive South Suite 700 Denver, Colorado U.S.A.
P. Scott Lowery purchased account from MBNA charging consumer 14%interest on account. Denver Colorado
*Consumer Suggestion: Don, "post charge off" interest of 14%-20% is ILLEGAL!
*Consumer Suggestion: Adding interest
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The earliest date I have on record was 2-12-04. Persons whom I delt with were Tiffany Webber, Mr. Flemings, Mr. Oliver, Mr. Hooks, Amanda and Devon Fitch I requested that Tiffany Webber and Amanda not contact me anymore due to their rudeness over the phone. They both continued to call until I was able to speak with a supervisior.
I have been making monthly payments of $50-100 a month since that time and three years later my balance is around $5,000 more.
After a representive called my home, she managed to get my cell number from my daughter. She called me on my cell phone which angered me. I was asked by this individual if I wanted to settle my account. I have kept copies of the letters that the frim has sent me but none of the letters have a balance due. I preceeded to ask her what was the balance and it occured to me tht the balancing is increasing instead of decreasing. I was told by a representive on 7-3-07 that the account was acruding interest at 14%. Is this legal? Please give me any legal advice you can.
This report was posted on Ripoff Report on 07/04/2007 09:12 PM and is a permanent record located here: http://www.ripoffreport.com/r/P-Scott-Lowery/Denver-Colorado-80246/P-Scott-Lowery-purchased-account-from-MBNA-charging-consumer-14interest-on-account-Den-258721. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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