• Report: #184283

Complaint Review: PC One Club (aka), Liberty First Financial (aka), CCR (aka), Regency Benefits Group

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  • Submitted: Fri, March 31, 2006
  • Updated: Tue, July 03, 2007

  • Reported By:Orange Park Florida
PC One Club (aka), Liberty First Financial (aka), CCR (aka), Regency Benefits Group
1320 Route 9 Champlain, St Paul, New York U.S.A.

PC One Club, Regency Benefits Group, Liberty First Financial, CCR ripoff, Mail fraud, I've reported them to the FTC, and local Police Stamped On Back Of Check St Paul, MN New York

*Author of original report: Something Fishy in Champlain, New York and Las Vegas, Nevada

*Author of original report: Something Fishy in Champlain, New York and Las Vegas, Nevada

*Author of original report: Something Fishy in Champlain, New York and Las Vegas, Nevada

*Author of original report: Something Fishy in Champlain, New York and Las Vegas, Nevada

*REBUTTAL Individual responds: That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

*REBUTTAL Individual responds: That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

*REBUTTAL Individual responds: That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

*REBUTTAL Individual responds: That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

*Author of original report: PC one Club, Liberty, First Financial, CCR, I Did more research

*Author of original report: PC one Club, Liberty, First Financial, CCR, I Did more research

*Author of original report: PC one Club, Liberty, First Financial, CCR, I Did more research

*Author of original report: PC one Club, Liberty, First Financial, CCR, I Did more research

*Author of original report: PC One Club - CCR ... Received response from Federal Trade Commission

*Author of original report: PC One Club - CCR ... Received response from Fdereral Trade Commission

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I was called on Dec 23 about an offer for a $5000 VISA or Mastercard at 0% interest. It would cost me $369 and I would receive the card in 3 weeks. They sounded very official, asking me if I had any questions. Telling me to hold for a verification number. They had even gave me their names. Which doesn't really matter what name they used. They take so much of your personal information. They have probably used my name when running one of these scams. I never received a package and I'm still waiting for my refund. They say 30 business days which is bull. These people are parasites and need to be stopped.

They told me if I had any questions, or if the funds weren't available 4 days before withdrawl to call this number, 1-866-426-3170. Everytime I called that number I would get a message saying all circuits were busy. I checked my caller ID and it was a local number 904-223-2263. When I called that number it was disconnected. That's when the red flags went up.

I began researching them. I found a site were these people were pretending to be at least 20-40 different legitiment companies. I went to my bank and ask for the cancelled check. Stamped on the back was "FOR DEPOSIT ONLY INTEGRATED CHECK TECHNOLOGIES" below that is stamped "RETURNS PROCESSED THRU NATIONAL CITY BANK >041000124>041000124<<" there is also in smaller print an account number for US Bank in St Paul, MN.

I found out that INTEGRATED CHECK TECHNOLOGIES is a place that insures that their checks get processed. They may not know that this company is scamming people. And the Processed thru Cleveland, Ohio is a company that processes checks to ensure that if a check has Non Sufficient Funds the depositor won't be hit with bank fees. I doubt if they know that they are processing scammers checks either. There is a wealth of information on the back of that cancelled check.

Now they are mailing out post cards identifing you as a possible quailifier for a government grant of at least $5000.00. When you call the number 1-866-831-0252 you get there message to hold on. After they get all your information they get your phone number. They say they are checking to see if you qualify. Then they call you back saying that you qualified for at least $5000.00 it could be more. For a fee of $299 they will send your information to the government. The card has the Company name Liberty First Financial at 1117 Desert Lane, Las Vegas, NV 89102. My daughter told me she's received two.

I know because I called the next day with a question and got a number from them and it was this number 1-866-289-5970. CCR answered. That's when I was cancelled my bank account and I reported them to FTC and consumer affairs.

I don't know how people got the address in Champlian, NY. While reading where people got there money in 2 days. He said he did a reverse search on the address and it came up as Canadian Courier Service. When I did the reverse search they showed up as Selwel & Company Limited. with a phone number of 518-298-4522. I found the business name listed under a long line of business names in Quebec.

I own some detective software. I intend on doing more research on these people. If I don't get my money back soon they are going to wish they never heard of me.

I wonder if Uncle Sam is getting his share of our money??????

Bonnie
Orange Park, Florida
U.S.A.

This report was posted on Ripoff Report on 03/31/2006 10:39 AM and is a permanent record located here: http://www.ripoffreport.com/r/PC-One-Club-aka-Liberty-First-Financial-aka-CCR-aka-Regency-Benefits-Group/Champlain-St-Paul-New-York/PC-One-Club-Regency-Benefits-Group-Liberty-First-Financial-CCR-ripoff-Mail-fraud-Ive-184283. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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#1 Author of original report

Something Fishy in Champlain, New York and Las Vegas, Nevada

AUTHOR: Bonnie - (U.S.A.)

When is someone going to realize, besides me, that there is one major SCAM going on. Especially under the pretenses of Champlain, NY. These people are using probably 100 different company names. They are operating out of Canada. They use the name CCR when you call for assistance. They claim that they intercept calls for "MANY DIFFERENT COMPANIES".

Now they are using mail fraud, claiming that they can get people government grants. I did a search on Champlain, NY and 3230 hits appeared on this site alone. That doesn't count the reports from NV. All the stories sound the exactly the same.

I read one report where a lady, named Kathy, complaining about grants and the customer service reps. being rude and rip-offs. And the dumb rep, named "Damien" was stupid enough to respond stating she was dead wrong. He indicated that he was from Champlain, NY. Boy that's one hell of a commute.

I'm sick of it! Refer to Raquels report dated 1/29/2007 you go girl!

Bonnie
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#2 Author of original report

Something Fishy in Champlain, New York and Las Vegas, Nevada

AUTHOR: Bonnie - (U.S.A.)

When is someone going to realize, besides me, that there is one major SCAM going on. Especially under the pretenses of Champlain, NY. These people are using probably 100 different company names. They are operating out of Canada. They use the name CCR when you call for assistance. They claim that they intercept calls for "MANY DIFFERENT COMPANIES".

Now they are using mail fraud, claiming that they can get people government grants. I did a search on Champlain, NY and 3230 hits appeared on this site alone. That doesn't count the reports from NV. All the stories sound the exactly the same.

I read one report where a lady, named Kathy, complaining about grants and the customer service reps. being rude and rip-offs. And the dumb rep, named "Damien" was stupid enough to respond stating she was dead wrong. He indicated that he was from Champlain, NY. Boy that's one hell of a commute.

I'm sick of it! Refer to Raquels report dated 1/29/2007 you go girl!

Bonnie
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#3 Author of original report

Something Fishy in Champlain, New York and Las Vegas, Nevada

AUTHOR: Bonnie - (U.S.A.)

When is someone going to realize, besides me, that there is one major SCAM going on. Especially under the pretenses of Champlain, NY. These people are using probably 100 different company names. They are operating out of Canada. They use the name CCR when you call for assistance. They claim that they intercept calls for "MANY DIFFERENT COMPANIES".

Now they are using mail fraud, claiming that they can get people government grants. I did a search on Champlain, NY and 3230 hits appeared on this site alone. That doesn't count the reports from NV. All the stories sound the exactly the same.

I read one report where a lady, named Kathy, complaining about grants and the customer service reps. being rude and rip-offs. And the dumb rep, named "Damien" was stupid enough to respond stating she was dead wrong. He indicated that he was from Champlain, NY. Boy that's one hell of a commute.

I'm sick of it! Refer to Raquels report dated 1/29/2007 you go girl!

Bonnie
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#4 Author of original report

Something Fishy in Champlain, New York and Las Vegas, Nevada

AUTHOR: Bonnie - (U.S.A.)

When is someone going to realize, besides me, that there is one major SCAM going on. Especially under the pretenses of Champlain, NY. These people are using probably 100 different company names. They are operating out of Canada. They use the name CCR when you call for assistance. They claim that they intercept calls for "MANY DIFFERENT COMPANIES".

Now they are using mail fraud, claiming that they can get people government grants. I did a search on Champlain, NY and 3230 hits appeared on this site alone. That doesn't count the reports from NV. All the stories sound the exactly the same.

I read one report where a lady, named Kathy, complaining about grants and the customer service reps. being rude and rip-offs. And the dumb rep, named "Damien" was stupid enough to respond stating she was dead wrong. He indicated that he was from Champlain, NY. Boy that's one hell of a commute.

I'm sick of it! Refer to Raquels report dated 1/29/2007 you go girl!

Bonnie
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#5 REBUTTAL Individual responds

That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

AUTHOR: Bonnie - (U.S.A.)

I've also reported these people. I reported them to the FBI. Maybe we need to scream a little louder. I can't go to my bank and get my money. I closed my account when number one the bank manager wouldn't cooperate after I had filed a police report. annd number two I had gave those parasites my banking information. Maybe someone on a Governmental level can do something. I think maybe it's time to write a letter to President Bush. They are pretending to represent the government via US mail.
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#6 REBUTTAL Individual responds

That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

AUTHOR: Bonnie - (U.S.A.)

I've also reported these people. I reported them to the FBI. Maybe we need to scream a little louder. I can't go to my bank and get my money. I closed my account when number one the bank manager wouldn't cooperate after I had filed a police report. annd number two I had gave those parasites my banking information. Maybe someone on a Governmental level can do something. I think maybe it's time to write a letter to President Bush. They are pretending to represent the government via US mail.
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#7 REBUTTAL Individual responds

That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

AUTHOR: Bonnie - (U.S.A.)

I've also reported these people. I reported them to the FBI. Maybe we need to scream a little louder. I can't go to my bank and get my money. I closed my account when number one the bank manager wouldn't cooperate after I had filed a police report. annd number two I had gave those parasites my banking information. Maybe someone on a Governmental level can do something. I think maybe it's time to write a letter to President Bush. They are pretending to represent the government via US mail.
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#8 REBUTTAL Individual responds

That's not the only scam PC One is Pulling! Liberty First Financial Governmental Grant Fraud Too

AUTHOR: Bonnie - (U.S.A.)

I've also reported these people. I reported them to the FBI. Maybe we need to scream a little louder. I can't go to my bank and get my money. I closed my account when number one the bank manager wouldn't cooperate after I had filed a police report. annd number two I had gave those parasites my banking information. Maybe someone on a Governmental level can do something. I think maybe it's time to write a letter to President Bush. They are pretending to represent the government via US mail.
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#9 Author of original report

PC one Club, Liberty, First Financial, CCR, I Did more research

AUTHOR: Bonnie - (U.S.A.)

I did another reverse search and the address is in there 3 times with three different names, Can US Courier (518)298-2712,
Selwel&CO LTD FAX (518) 298-8582, and Freeport Forwarding Inc (518) 298-4522

The address on the little yellow postcard is in there 100 times! Yes you read it right, one hundred times. And guess what? Liberty First Financial is not listed in that group once! Can you say MAIL FRAUD? Have they ever heard of a FEDERAL PRISON?

I found two Liberty First Financials and they are located in Wall Township, NJ 07719 and 2875 Moorpark Avenue Suite 100, San Jose, CA 95128, (408) 615-6800, the second one has a website http://www.libertyfirst.com. Do you think they know that these scammers are using thier business name like this? I don't think they know. Like when they called me in December identifying themselves as Regency Benefits Group.

I emailed pictures of my cancelled ACH check, payed to the order of "PC One Club", and the bogus postcard, front and back. I hope this forum is able to use them. I'm going to go check out the FTC and see if they need copies of the stuff. Well that's it for now.

Out for Revenge and I won't stop until I get my money BACK and get them EXPOSED for the PARASITES they ARE!
Bonnie
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#10 Author of original report

PC one Club, Liberty, First Financial, CCR, I Did more research

AUTHOR: Bonnie - (U.S.A.)

I did another reverse search and the address is in there 3 times with three different names, Can US Courier (518)298-2712,
Selwel&CO LTD FAX (518) 298-8582, and Freeport Forwarding Inc (518) 298-4522

The address on the little yellow postcard is in there 100 times! Yes you read it right, one hundred times. And guess what? Liberty First Financial is not listed in that group once! Can you say MAIL FRAUD? Have they ever heard of a FEDERAL PRISON?

I found two Liberty First Financials and they are located in Wall Township, NJ 07719 and 2875 Moorpark Avenue Suite 100, San Jose, CA 95128, (408) 615-6800, the second one has a website http://www.libertyfirst.com. Do you think they know that these scammers are using thier business name like this? I don't think they know. Like when they called me in December identifying themselves as Regency Benefits Group.

I emailed pictures of my cancelled ACH check, payed to the order of "PC One Club", and the bogus postcard, front and back. I hope this forum is able to use them. I'm going to go check out the FTC and see if they need copies of the stuff. Well that's it for now.

Out for Revenge and I won't stop until I get my money BACK and get them EXPOSED for the PARASITES they ARE!
Bonnie
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#11 Author of original report

PC one Club, Liberty, First Financial, CCR, I Did more research

AUTHOR: Bonnie - (U.S.A.)

I did another reverse search and the address is in there 3 times with three different names, Can US Courier (518)298-2712,
Selwel&CO LTD FAX (518) 298-8582, and Freeport Forwarding Inc (518) 298-4522

The address on the little yellow postcard is in there 100 times! Yes you read it right, one hundred times. And guess what? Liberty First Financial is not listed in that group once! Can you say MAIL FRAUD? Have they ever heard of a FEDERAL PRISON?

I found two Liberty First Financials and they are located in Wall Township, NJ 07719 and 2875 Moorpark Avenue Suite 100, San Jose, CA 95128, (408) 615-6800, the second one has a website http://www.libertyfirst.com. Do you think they know that these scammers are using thier business name like this? I don't think they know. Like when they called me in December identifying themselves as Regency Benefits Group.

I emailed pictures of my cancelled ACH check, payed to the order of "PC One Club", and the bogus postcard, front and back. I hope this forum is able to use them. I'm going to go check out the FTC and see if they need copies of the stuff. Well that's it for now.

Out for Revenge and I won't stop until I get my money BACK and get them EXPOSED for the PARASITES they ARE!
Bonnie
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#12 Author of original report

PC one Club, Liberty, First Financial, CCR, I Did more research

AUTHOR: Bonnie - (U.S.A.)

I did another reverse search and the address is in there 3 times with three different names, Can US Courier (518)298-2712,
Selwel&CO LTD FAX (518) 298-8582, and Freeport Forwarding Inc (518) 298-4522

The address on the little yellow postcard is in there 100 times! Yes you read it right, one hundred times. And guess what? Liberty First Financial is not listed in that group once! Can you say MAIL FRAUD? Have they ever heard of a FEDERAL PRISON?

I found two Liberty First Financials and they are located in Wall Township, NJ 07719 and 2875 Moorpark Avenue Suite 100, San Jose, CA 95128, (408) 615-6800, the second one has a website http://www.libertyfirst.com. Do you think they know that these scammers are using thier business name like this? I don't think they know. Like when they called me in December identifying themselves as Regency Benefits Group.

I emailed pictures of my cancelled ACH check, payed to the order of "PC One Club", and the bogus postcard, front and back. I hope this forum is able to use them. I'm going to go check out the FTC and see if they need copies of the stuff. Well that's it for now.

Out for Revenge and I won't stop until I get my money BACK and get them EXPOSED for the PARASITES they ARE!
Bonnie
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#13 Author of original report

PC One Club - CCR ... Received response from Federal Trade Commission

AUTHOR: Bonnie - (U.S.A.)

While speaking to, one of the lovely ladies working for CCR who stated her name as, Sarah in early March she assured me I would get my refund in 30 days. I told her at the time I was going to go on line and file this report but I didn't.

Then after the whole post card fiasco I was a bit lived and called and spoke to a rude non-gentleman asking him how he could work for such horrible people? And he went off on me as if I was verbably attacking him. When I was in fact attacking the people he was working for. Saying to me, "Well you're the one who gave them your number!" I had my husband call and ask to speak to the person that was so rude to me and my husband was given the run around.

Like I'm supposed to believe anything they say to me from this point forward. I called back again on another day and spoke to Sarah again asking her why was it taking so long to get my money. Apparently someone added a letter to my name to make it sound like something different than it was. (Really immature) Anyway that neither here nor there, Sarah maintained a professional demeaner unlike her co-worker. Unfortunately I won't receive my refund for 30 business days. Sometime in mid April. I ask, What happens if I don't get it then? She stated you'll just have to request it again. Or something of that nature.

I told her I had a complaint form filled out to the Federal Trade Commission about the post cards. I was either going to get my refund now or I was going to report their scams. She said go ahead. Everything their company was doing was legit. So I reported them to the FTC. I got a response back with a ref no stating, "The information that you provided will be recorded in our complaint retention system. This computerized system enables us to identify questionable business practices that are generating numerous complaints and may be in violation of the law."

I urge everyone with complaints against these people to take it to the FTC. It will generate even more complaints in thier system. I need to update a few things on my initial FTC complaint. Like my research information.
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#14 Author of original report

PC One Club - CCR ... Received response from Fdereral Trade Commission

AUTHOR: Bonnie - (U.S.A.)

While speaking to, one of the lovely ladies working for CCR who stated her name as, Sarah in early March she assured me I wpould get my refund in 30 days. I told here at the time I was going to go on line and file this report but I didn't.

Then after the whole post card fiasco I was a bit lived and called and spoke to a rude non-gentleman asking him how he could work for such horrible people? And he went off on me as if I was verbably attacking him. When I was in fact attacking the people he was working for. I called back again on another day and spoke to Sarah asking her why was it taking so long to get my money. She ask if I was some one I wasn't. Apparently some added a letter to my name to make it sound like something different than it was. Anyway that neither here nor there, Sarah maintained a professional demeaner unlike her co-worker. Unfortunately I won't receive my refund for 30 business days. Sometime in mid April. I ask What happens if I don't get it then? She stated you'll just have to requested it again. Or something of that nature.

I told her I had a complaint form filled out to the Federal Trade Commission about the post cards. I was either going to get my refund now or I was going to report their scams. She said go ahead so I reported them. I got a response back with a ref no stating "The information that you provided will be recorded in our complaint retention system. This computerized system enables us to idtentify questionable business practices that are generating numerous complaints and may be in violation of the law."

I urge all your people with complaints against these people to take it to the FTC. It will generate even more complaints in thier system. I need to update a few things on my initial complaint.
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