Identity theft is the title of my story.An e-mail account was used to setup an online loan then the money was tranferred to another persons bank account. No human contact was ever made yet Stephen A. Cerrone is 100% positive i made this online transaction.When i 1st got this letter i called & spoke to a gentleman who advised me on what steps to take. Which i followed & kept in contact with him. Last time we spoke he said he would advise the company it was a fraudulent transaction. I then get a call from another creditor who bought the debt from PEAK CREDIT(Stephen A Cerrone) & it starts all over again. I notified the 3 credit agencies & fill out a police report which i was advised to do. To my surprise PEAK SERVICES was contacted & was given my updated personal info(WOW). I was advised by the police officer not to give out any more personal info because i already got RIPPEDOFF once. Now Stephen A. Cerrone wants me to give him more personal info & when i refused he stated " i already have your social & date of birth if i wanna rip you off i can". Which leads me to think maybe already has. The 2nd creditor who called actually provided me with the e-mail account & bank account that was used which is not nor has ever been associated with me. Yet Stephen A. Cerrone president of PEAK CREDIT SERVICES will not assist me with info regaurding the fraudulent loan yet tried to befriend me by telling me he also was a victim of identity theft. He then went on to tell me that only he can take the debt off my credit report & i need to fill out a fraud package. To get the fraud package i need to give him more personal info which i do not understand because he should be able to send it to the address he sent the letter to i got yesterday. I almost forgot to mention i already fill out a fraud package which he claims he never got. How can it be legal to be victimzed & then some guy hiding behind a p.o. box buy your info & harass you like your the criminal? I will be looking forward to StephenA. Cerrones reply as i see others have had similar contact with him & have express disgust on this site & he often replys so he can make himself out to be less of a d****ebag.If anybody knows where CASEY ANTHONY is tell her i found her the perfect SCUMBAG!! I will be looking to find more info on who ripped me off & if possible will prosecute & sue their a**.