• Report: #306448

Complaint Review: PHH Mortgage Services, NJ

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  • Submitted: Tue, February 05, 2008
  • Updated: Tue, February 05, 2008

  • Reported By:Philadelphia Pennsylvania
PHH Mortgage Services, NJ
3000 Leadenhall Mt Laurel NJ Mt Laurel, New Jersey U.S.A.

PHH Mortgage Services, NJ Complete Foreclosure Rip off Mt Laurel New Jersey

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In 2005, I became ill and could no longer work because I needed brain surgery. During my recovery, I was unable to keep up my mortgage payments. I was threatened with foreclosure. I filed Chapter 13 bankruptcy because it was my only chance to save my home. After I entered into the bankruptcy and was paying both the trustee and the mortgage, I had to get another surgery which caused me to fall behind on both payments. Finally in 2007 I was determined to be legally disabled and received a lump sum payment from social security. PHH told me that since they had hired a law firm to prusue the foreclosure, I would have to pay the lawyer $13,000 in order to get my account out of foreclosure. After doing so, my mortgage payment went up another $245. While my account incurred almost $20,000 in late fees and attorneys fees. When I asked since I had paid the so called attorneys fees why didnt my principal go down. I was told that the money that I supposedly paid the lawyer, which the certified check went to PHH Mortgage was just for the current fees and not for the previous fees. PHH is a rip off and now I am trying to find another mortgage company to accept me since I have damaged my credit by filing bankruptcy.

Chichi
Philadelphia, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 02/05/2008 03:52 PM and is a permanent record located here: http://www.ripoffreport.com/r/PHH-Mortgage-Services-NJ/Mt-Laurel-New-Jersey/PHH-Mortgage-Services-NJ-Complete-Foreclosure-Rip-off-Mt-Laurel-New-Jersey-306448. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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