• Report: #481508

Complaint Review: PHH Mortgage Services

  • Submitted: Mon, August 17, 2009
  • Updated: Thu, February 07, 2013

  • Reported By: St.clair — Fair Haven Michigan USA
PHH Mortgage Services
4001 LEADENHALL ROAD MOUNT LAUREL, New Jersey United States of America

PHH Mortgage Services PHH MORTGAGE, PHH MORTGAGE SERVICER, HSBC, MERRILL LYNCH, NEW CENTURY MORTGAGE, MORTGAGE SERVICES, SEQUOIA PHH MORTGAGE SERVICER CHANGED THE BANK NAME ON MY LOAN MODIFICATION CONTRACT AFTER I SIGNED IT AND BEFORE THEY RECORDED IT! Fair Haven, Michigan

*Consumer Comment: St. Clair,

*Consumer Comment: St. Clair,

*Consumer Comment: phh mortgage services(fair haven, mi.)

*Consumer Comment: *****NATIONWIDE MORTGAGE FRAUD ALERT: PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: *****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: *****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: PROTESTER SONG 8

*Consumer Comment: *****MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT......

*Consumer Comment: MOB SONG 14

*Consumer Comment: ****INCREDIBLE MORTGAGE FRAUD IN THE USA! BUT THE POLITICIANS DON'T SEEM TO CARE........

*Consumer Comment: *NATIONWIDE MORTGAGE FRAUD!!! MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY..

*Consumer Comment: *INCREDIBLE MORTGAGE FRAUD IN THE USA! MAKE SURE TO READ..

*Consumer Comment: *****INCREDIBLE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! MAKE SURE TO READ THIS RIPOFF REPORT.......

*Consumer Comment: *****UNBELIEVABLE MORTGAGE FRAUD IN THE USA!!! MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: *****MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY..........

*Consumer Comment: ***UNBELIEVABLE MORTGAGE FRAUD IN THE USA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: *****MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY..........

*Consumer Comment: *****MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.........

*Consumer Comment: *****MASSIVE MORTGAGE FRAUD IN THE USA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY.........

*General Comment: PHH MORTGAGE IS A GREAT COMPANY

*Consumer Comment: *****MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: *****GLOBAL ALERT: MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: *****MASSIVE MORTGAGE FRAUD IN THE USA: PLEASE READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: *****MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY..........

*Consumer Comment: INCREDIBLE MORTGAGE FRAUD IN AMERICA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY

*Consumer Comment: *****MASSIVE MORTGAGE FRAUD IN THE USA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY.........

*Consumer Comment: *****WORLDWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.........

*Consumer Comment: *****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: *****MORTGAGE/OIL SHOCK ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.....

*Consumer Comment: *****MORTGAGE SHOCK ALERT:

*Consumer Comment: ***NATIONWIDE MORTGAGE ALERT: Make sure to 'Google' this- THE NEXT HOUSING SHOCK, and watch......

*Consumer Comment: ***HOLY SWISS CHEESE! GOLLY-GEE WILLAKERS! DID EVERYBODY READ THIS RIPOFF REPORT.........

*Consumer Comment: *****OH MY GOODNESS GRACIOUS! GOLLY-GEE WILLAKERS! SWEET-SMELLIN' LIMBURGER CHEESE! DID EVERYBODY READ THIS RIPOFF REPORT.........

*Consumer Comment: *****NATIONWIDE MORTGAGE ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: BREAKING NEWS: It appears that "LADY GAGA SONG 5" was submitted at this website moments ago.......

*Consumer Comment: *****URGENT NATIONWIDE MORTGAGE ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

*Consumer Comment: ***NATIONWIDE MORTGAGE ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY..........

*Consumer Comment: ***URGENT ALERT FOR ALL AMERICANS WHO HAVE A MORTGAGE: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: ***MORTGAGE ALERT***MORTGAGE ALERT***MORTGAGE ALERT: PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: URGENT GLOBAL ALERT: IT APPEARS THAT THE ONES WHO ARE IN CONTROL OF THE U.S. GOVERNMENT.......

*Consumer Comment: WORLDWIDE ALERT: SINCE THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES.......

*Consumer Comment: ****4TH GLOBAL ALERT: MAKE SURE TO READ THIS RIPOFF REPORT.....

*Consumer Comment: ***3RD GLOBAL ALERT: PLEASE READ THIS RIPOFF REPORT IF YOU HAVE A MORTGAGE.......

*Consumer Comment: **2ND GLOBAL ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY IF YOU HAVE A MORTGAGE.....

*Consumer Comment: GLOBAL ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY........

*Consumer Comment: SEVENTH NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY......

*Consumer Comment: FRAUD BLESS AMERICA...LAND THAT'S CORRUPT...STAND BESIDE IT...AND GUIDE IT...TO THE TOILET THAT WILL FLUSH WITH YOUR GLOVE....

*Consumer Comment: ***6TH NATIONWIDE MORTGAGE FRAUD ALERT*** MAKE SURE TO READ THIS RIPOFF REPORT.....

*Consumer Comment: *****5th NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT.......

*Consumer Comment: ****4TH NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT....

*Consumer Comment: ***3RD NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT.....

*Consumer Comment: **2ND NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT....

*Consumer Comment: NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT....

*Consumer Comment: ***NATIONWIDE FRAUD ALERT!!! MAKE SURE TO READ THIS RIPOFF REPORT....

*Consumer Comment: "HUB POEM"....

*Consumer Comment: h*o, h*o, h*o!!! I HAVE THE SMARTEST REINDEER IN THE WORLD BECAUSE THEY INVESTED IN "GOLD" BACK IN 2008....

*Consumer Comment: h*o, h*o, h*o!!! "STEAK DINNER SONG" IS READY TO GO! JUST TYPE IN 411913 AT THIS SITE....

*Consumer Comment: h*o, h*o, h*o!!! IT LOOKS LIKE "WIKILEAKS SONG 25" IS NOW AVAILABLE AT THIS SITE! JUST TYPE IN 502469 AND....

*Consumer Comment: FINAL PRESIDENTIAL ALERT FOR 2010: My fellow Americans. I believe that....

*Consumer Comment: ******6TH PRESIDENTIAL ALERT: My fellow Americans. If you 'Google' this- THE OBAMA DECEPTION, you can plainly see that...

*Consumer Comment: *****5th PRESIDENTIAL ALERT: My fellow Americans. Please stay at this site and type in 529757 and sing "WEB SONG 2"....

*Consumer Comment: 4th PRESIDENTIAL ALERT: Please read this Ripoff Report now.....

*Consumer Comment: NATIONWIDE ALERT: Please read this Ripoff Report and all of the consumer comments immediately....

*Consumer Comment: "WALL STREET SONG" is available at the BANK OF AMERICA page of Ripoff Report....

*Consumer Comment: ***NATIONWIDE MORTGAGE ALERT***NATIONWIDE MORTGAGE ALERT***NATIONWIDE MORTGAGE ALERT***NATIONWIDE MORTGAGE ALERT***

*Consumer Comment: "GOLDMIN SAX POEM" is available at the 'Bank of America' page of this site. Anyone can....

*Consumer Comment: "COME CLEAN POEM" and "OIL POEM" are available at the BANK OF AMERICA page of this site.

*Consumer Comment: *9th ALERT TO EVERYONE IN THE WORLD!!!

*Consumer Comment: ***8th ALERT TO ALL AMERICANS!!! If you have a 'Health Savings Account', make sure to go to the CANOPY page of this site and....

*Consumer Comment: 7th ALERT TO ALL AMERICANS!!! You might have to 'Google' this- PEACE PRIZE POEM RIP OFF, in order to find.....

*Consumer Comment: 6th ALERT TO ALL AMERICANS!!! Anyone can 'Google' this- STEAK DINNER POEM, and find that poem and read it.....

*Consumer Comment: 5th ALERT TO ALL AMERICANS!!! YOUR MONEY COULD BE IN JEOPARDY IF IT IS IN A PUBLICLY HELD BANK LIKE WELLS FARGO!!! PLEASE....

*Consumer Comment: great job karl

*Consumer Comment: 4th ALERT TO ALL AMERICAN!!! Make sure to 'Google' this- THE WARNING: FRONTLINE PBS, and watch it on the web! It aired last night on....

*Consumer Comment: 3rd ALERT TO ALL AMERICANS!!! Go to the NISSAN page of this site and read Tanya's Ripoff Report about how her LOAN DOCUMENTS were 'forged' and...

*Consumer Comment: 2nd ALERT TO ALL AMERICANS!!! 'Google' this- CAR SALES: TRICKS OF THE TRADE- CONSUMER ALERT, and watch how a credit application was altered in a 'secret' video camera....

* : URGENT ALERT TO ALL AMERICANS: MAKE SURE TO...

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Be Sure That The Bank who


 Holds Your Note Or The Servicer


 Who Handled Your Modification,


Recorded it  properly,


Without  making changes


to it Behind Your Back!


 


AFTER I SIGNED A NOTARIZED LOAN MODIFICATION WITH PHH  MORTGAGE SERVICER, I LOOKED INTO MY COUNTY RECORDS TO SEE IF THEY RECORED IT. WHEN I OPENED THE DOCUMENT, I THEN REALIZED THAT THE DOCUMENT RECORDED WAS NOT THE DOCUMENT THAT I SIGNED! THEY CHANGED IMPORTANT INFORMATION !


 


BEFORE PHH MORTGAGE SERVICES RECORDED THE MODIFICATION, THEY CHANGED THE NAME OF THE BANK FROM PHH TO HSBC, THE DATES WERE CHANGED, VERBAIGE WAS ADDED, IT HAS THE WRONG LOT DESCRIPTON (THEY INCLUDED MY NEIGHBORS) & THEY CHANGED THE DATE IT WAS NOTARIZED BY THEM.


 


IT WAS  NOTARIZED & SIGNED BY: MARC J HINKLE, VICE-PRESIDENT.


MARC J HINKLE SEEMS TO HAVE THE AUTHORITY TO SIGN CONTRACTS/ DOCUMENTS FOR PHH MORTGAGE, PHH MORTGAGE SERVICES, NEW CENTURY (WHO WENT BANKRUPT IN 2007), HSBC AND HSBC/SEQUOIA , ETC... 


 


IF YOU REVEAL ANY FRAUDULANT ACTS,PLEASE REPORT IT IMMEDIATELY TO YOUR LOCAL POLICE, COUNTY SHERIFF DEPT,


STATE ATTORNEY GENERAL OFFICE OR THE F.B.I.


 


 



I HAVE A LETTER FROM AUGUST 2005, INFORMING ME THAT


MERRILL LYNCH WAS MY NOTE HOLDER.  IT IS NOT RECORDED WITH THE COUNTY, BUT I RECEIVE ANNUAL TAX STATEMENTS WITH THEIR NAME ON IT.


 


WHEN CONFRONTED, PHH MORTGAGE/ SERVICER: REFUSES TO DISCLOSE WHO REALLY HOLDS THE NOTE.


 


 NOW YOU KNOW WHY OUR COUNTRY IS FALLING APART!


IF ENOUGH PEOPLE COMPLAIN ABOUT THIS COMPANY, THE F.B.I. WILL LOOK INTO THIS CORRUPT COMPANY! PLEASE CHECK YOUR COUNTY RECORDS, GO ONLINE TO YOUR COUNTY WEB SITE, BE SURE IT IS ALL CORRECT. IF NOT... DO SOMETHING ABOUT IT... 


This report was posted on Ripoff Report on 08/17/2009 11:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/PHH-Mortgage-Services/MOUNT-LAUREL-New-Jersey-08054/PHH-Mortgage-Services-PHH-MORTGAGE-PHH-MORTGAGE-SERVICER-HSBC-MERRILL-LYNCH-NEW-CENTUR-481508. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

St. Clair,

AUTHOR: Karl - ()

Are you beginning to understand that the United States of America is a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world? Please give me your thoughts when you get a chance. Thanks.

WELCOME TO AMERICA- ONE MASSIVE LIE THAT IS BEING CONTROLLED BY A CARTEL OF CORRUPT, GREEDY, AND INEPT BANKERS AND THE WORTHLESS POLITICIANS WHO SERVE AND PROTECT THEM
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#2 Consumer Comment

St. Clair,

AUTHOR: Karl - (USA)

You can stay at this site and type in- HOMEOWNERS GO HOMELESS, and read Sheryl's Ripoff Report for important information. It's Ripoff Report #837982.

Have a great day!
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#3 Consumer Comment

phh mortgage services(fair haven, mi.)

AUTHOR: not gonna take it in michigan - (USA)

Please contact me fair haven of michigan!!!! asap!!!! i'm St.Clair, michigan 15 min. away from you and i can help. My complaints are with Ocwen Servicing under Freddie Mac. I have a Port Huron Atty. I can have you contact.  Please don't hesitate to read my complaints under ocwen. look up paula rush she sued on her own and won. she has valuable info. on what you need to do. Eschenberg out of saint clair michigan we are in phone book john and we are on fb with an anti-ocwen page look it up and read.You will need lots of time and patients eight one zero plus three six seven little dwarfs =seven zero three three feel free any time of day. 

Leah E. ( were not gonna take it in michigan, st. clair (ocwen)......

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#4 Consumer Comment

*****NATIONWIDE MORTGAGE FRAUD ALERT: PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***POLITICIAN ALERT: Feel free to type in the following at this site and read the Ripoff Reports from people all over America for important information-

OBAMA
BUSH
CHENEY
CLINTON
REAGAN
COMMITTEE CHAIRMAN
PRESIDENTIAL CANDIDATE
POLITICIAN
US GOVERNMENT
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#5 Consumer Comment

*****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA.

Then stay at this site and type in the following and read the Ripoff Reports from people all over America for additional information if you have a mortgage-

INDYMAC
GMAC
COUNTRYWIDE
BANK OF AMERICA
JP MORGAN CHASE
WELLS FARGO
HAMP
LITTON LOAN
CITIBANK
ONE WEST BANK
CHASE
MORGAN STANLEY
GOLDMAN SACHS
LEHMAN
DEUTSCHE BANK
MODIFICATION
MORTGAGE
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#6 Consumer Comment

*****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Happy Holidays

***NATIONWIDE ALERT FOR ALL BANK EMPLOYEES: Please type in 411913 at this site and read Ripoff Report #411913 about the 'secret life insurance policies' that many of the banks have taken out on their current and former employees, and spread it throughout the entire banking system in America.
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#7 Consumer Comment

PROTESTER SONG 8

AUTHOR: Karl - (USA)

OCCUPY!
(Please sing to the tune of "Let It Be")

Anyone can 'Google' this- FREE MIDI THE BEATLES MIDI FILES, and click on 'Let It Be' and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

Since the government is run by mobsters
Making many people cry
Folks now join together, 
Occupy!
The Wall Street goons are very greedy
We must make them go bye-bye
People Power's growing,
Occupy!

Occupy, Occupy, Occupy, Occupy
Government is broken
One big lie!

The Fed controls all politicians
A lobbyist is just a spy
Expose fraud and corruption
Occupy!
For dinner I'll have turkey sandwich
For dessert, some pumpkin pie
Then I'll sing a new song,
Occupy!

Occupy! Occupy! Occupy! Occupy!
We must band together,
Occupy!
Occupy! Occupy! Occupy! Occupy!
Change the world forever,
Occupy!

(Keep Singing)

Thank You

POWER TO THE PEOPLE



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#8 Consumer Comment

*****MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#9 Consumer Comment

MOB SONG 14

AUTHOR: Karl - (USA)

BLANKENSTEIN'S A GOON
(Please sing to the tune of- "Good King Wenceslas")

Anyone can 'Google' this- SING A LONG CHRISTMAS CAROLS, and click on song #9 and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

Blankenstein is one big goon
He controls O'Bomb-a
Big collapse is coming soon
Better tell your momma.

Wall Street is a big fat lie
Nothing but a Ponzi
Oil prices going high
Please call Ralph and text Fonzie!

(Keep Repeating)

***OIL ALERT: The price of a barrel of oil is up 3.44% at 12:09 PM EST on October 27, 2011. The Dow Jones is also up 2.57%, which is 305 points, at 12:09 PM EST on October 27, 2011.

Anyone can type in 271454 at this site and read what is stated in 'Consumer Comment #19' at Ripoff Report #271454. That consumer comment was submitted on Christmas Day, December 25, 2010.

Make sure to 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web for important information about oil prices.

Thank You

WELCOME TO THE USA & EUROPE- THE ONES WHO ARE IN CONTROL ARE OBVIOUSLY MANIPULATING THE PRICE OF OIL, AGAIN, IN ORDER TO PREVENT A COLLAPSE OF THE BANKING SYSTEM IN EUROPE AND IN AMERICA, AND THEY'RE HOPING THAT NO ONE WILL CATCH ON TO WHAT THEY'RE DOING
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#10 Consumer Comment

****INCREDIBLE MORTGAGE FRAUD IN THE USA! BUT THE POLITICIANS DON'T SEEM TO CARE........

AUTHOR: Karl - (USA)

about all of the fraud and corruption that has taken place, correct?

WHY?

Possible answer: The politicians in the USA work for, and serve, the mob.

Thank You

***MOB ALERT: Don't forget to type in 646259 at this site to see if "MOB SONG 9" is available in the consumer comments section at Ripoff Report #646259.
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#11 Consumer Comment

*NATIONWIDE MORTGAGE FRAUD!!! MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY..

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage in the USA.

Thank You
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#12 Consumer Comment

*INCREDIBLE MORTGAGE FRAUD IN THE USA! MAKE SURE TO READ..

AUTHOR: Karl - (USA)

this Ripoff Report for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK CD ALERT: Don't forget to type in 453956 at this site and read Jim's Ripoff Report for valuable information if you have money invested in a CD at any of the publicly held banks in the USA, like Wells Fargo.
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#13 Consumer Comment

*****INCREDIBLE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! MAKE SURE TO READ THIS RIPOFF REPORT.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK ALERT: Don't forget to type in all of the following at this site and read the Ripoff Reports for valuable information if you have a bank account-

BANK OF AMERICA
WELLS FARGO
CITIBANK
JP MORGAN CHASE
US BANK
WACHOVIA
MORGAN STANLEY
GOLDMAN SACHS
BLACKSTONE GROUP
ONE WEST BANK
INDYMAC
FEDERAL RESERVE
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#14 Consumer Comment

*****UNBELIEVABLE MORTGAGE FRAUD IN THE USA!!! MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#15 Consumer Comment

*****MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY..........

AUTHOR: Karl - (USA)

and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports for valuable information if you have a bank account in the USA-

BANK OF AMERICA
WELLS FARGO
CHASE
CITIBANK
WACHOVIA
GOLDMAN SACHS
MORGAN STANLEY
GM CREDIT CARD SERVICES
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#16 Consumer Comment

***UNBELIEVABLE MORTGAGE FRAUD IN THE USA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports for valuable information if you have a bank account in the USA-

BANK OF AMERICA
WELLS FARGO
CITIBANK
CITIGROUP
CHASE
WACHOVIA
GOLDMAN SACHS
MORGAN STANLEY


Welcome to the Publicly Held Banks in America- ONE BIG LIE
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#17 Consumer Comment

*****MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY..........

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#18 Consumer Comment

*****MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.........

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#19 Consumer Comment

*****MASSIVE MORTGAGE FRAUD IN THE USA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY.........

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

MORTGAGE VIDEO ALERT: Make sure to 'Google' all of the following videos and watch them on the web-

1) THE NEXT HOUSING SHOCK
2) COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS
3) INDYMAC BOYS GET SWEETHEART DEAL
4) BIG BANKS RESUME FORECLOSURE PAPERWORK PBS
5) FRONTLINE: INSIDE THE MELTDOWN
6) ELIZABETH WARREN GRILLS GEITHNER, CRITICIZES TREASURY'S FORECLOSURE PLAN

"Knowledge is power."

POWER TO THE PEOPLE

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#20 General Comment

PHH MORTGAGE IS A GREAT COMPANY

AUTHOR: 19904 - (United States of America)

Contrary to some of the disturbing reports that I have read of PHH Mortgage, my experience has NOT been a horrid one with PHH Mortgage.  In fact, it has been indelibly pleasant.  After some imprudent real estate deals and a litany of personal woes, I fell behind on my mortgage payments.  PHH agreed to work with me on a modification.   Lamentably, the hold time to speak with a representative is not always the best, but towards the end, the hold time got much better.  The staff is most courteous and professional, especially one lady in particular named Ms. Ortiz.  The representatives take good notes carry on a cogent conversation with the customer without belittling you or placing you in awkward position.  In the end my home did not go into foreclosure, and the final modification was approved.

Whilst, it is unfortunate to read some of these indelicate remarks about PHH, I beg to add my POSITIVE two cents worth to the forum.  Finally, if anyone feels as though they have not been given a fair shake by PHH Mortgage, they should take it up with corporate.  The President and CEO of the company is Jerome J. Selitto, a gentleman with a distinguished career and who commands the respect and confidence of the public.  Milton S. Prime, Smriti Laxman Popenoe, and others are behemoths of the company who enjoy public trust and are known to be "people persons".  

Again, to those who have been wronged by PHH Mortgage, I extend my sincere apologies.  Thanks for affording me the opportunity to tell my story. God bless us all!  
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#21 Consumer Comment

*****MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#22 Consumer Comment

*****GLOBAL ALERT: MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#23 Consumer Comment

*****MASSIVE MORTGAGE FRAUD IN THE USA: PLEASE READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

and spread it all over the web at sites like Twitter & Facebook!

Thank You

***Some new poems and a song were submitted in the consumer comments section at three different Ripoff Reports today. Just type in the following numbers and that will take you to them-

646259
724176
702887
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#24 Consumer Comment

*****MASSIVE MORTGAGE FRAUD IN THE UNITED STATES OF AMERICA!!!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY..........

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#25 Consumer Comment

INCREDIBLE MORTGAGE FRAUD IN AMERICA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***********************************  POEM ALERT  **********************************
A new poem was posted at this site on May 1, 2011.
Anyone can type in 724174 and go to the consumer comments section at Ripoff Report #724174 and read- "WHITE HOUSE POEM".
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#26 Consumer Comment

*****MASSIVE MORTGAGE FRAUD IN THE USA!!! PLEASE READ THIS RIPOFF REPORT IMMEDIATELY.........

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage in the USA.

Then 'Google' the following videos for PROOF that massive mortgage fraud has taken place in the USA-

THE NEXT HOUSING SHOCK
COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS

Thank You

WELCOME TO AMERICA- ONE BIG LIE
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#27 Consumer Comment

*****WORLDWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.........

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#28 Consumer Comment

*****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA.

Then 'Google' this- THE NEXT HOUSING SHOCK, and watch that 60 Minutes segment that's available on the web.

Finally, 'Google' this- COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS, and watch the related videos on the web.

Thank You

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#29 Consumer Comment

*****MORTGAGE/OIL SHOCK ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.....

AUTHOR: Karl - (USA)

if you have a mortgage in the USA for valuable information.

Then stay at this site and type in the following numbers and read the poems and sing the songs available in the consumer comments section to those Ripoff Reports for information regarding the price of oil-

646259
685999
558085
668678
92641

Thank You
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#30 Consumer Comment

*****MORTGAGE SHOCK ALERT:

AUTHOR: Karl - (USA)

Make sure to 'Google' this- THE NEXT HOUSING SHOCK, and watch that 60 Minutes segment on the web if you are facing foreclosure, or if you were already foreclosed upon by the bank.

Then stay at this site and type in 646259 to read- "SHOCK POEM", which appears in the consumer comments section at Ripoff Report #646259.

Don't forget to read this Ripoff Report too!

Thank You
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#31 Consumer Comment

***NATIONWIDE MORTGAGE ALERT: Make sure to 'Google' this- THE NEXT HOUSING SHOCK, and watch......

AUTHOR: Karl - (USA)

the 60 Minutes segment on the web if you were foreclosed on by the bank, or if you are currently facing foreclosure.

Don't forget to read this Ripoff Report too, and spread it all over the web at sites like Twitter & Facebook.

Thank You 

"Knowledge is power."

POWER TO THE PEOPLE
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#32 Consumer Comment

***HOLY SWISS CHEESE! GOLLY-GEE WILLAKERS! DID EVERYBODY READ THIS RIPOFF REPORT.........

AUTHOR: Karl - (USA)

that St. Clair posted? 

If not, make sure to read it and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#33 Consumer Comment

*****OH MY GOODNESS GRACIOUS! GOLLY-GEE WILLAKERS! SWEET-SMELLIN' LIMBURGER CHEESE! DID EVERYBODY READ THIS RIPOFF REPORT.........

AUTHOR: Karl - (USA)

that St. Clair posted?

If not, please read it and spread it all over the worldwide web at sites like Twitter & Facebook.

Thank You

**********************************   BANK ALERT   **********************************
*Make sure to type in the following at this site and read the Ripoff Reports for valuable information if you have a bank account in the USA-

BANK OF AMERICA
WELLS FARGO
US BANK
JP MORGAN CHASE
CITIGROUP
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#34 Consumer Comment

*****NATIONWIDE MORTGAGE ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#35 Consumer Comment

BREAKING NEWS: It appears that "LADY GAGA SONG 5" was submitted at this website moments ago.......

AUTHOR: Karl - (USA)

in the consumer comments section at Ripoff Report #646259.

*Just stay at this site and type in 646259 to see if it is posted later today or tomorrow.

P.S. Make sure to read this Ripoff Report if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE
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#36 Consumer Comment

*****URGENT NATIONWIDE MORTGAGE ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#37 Consumer Comment

***NATIONWIDE MORTGAGE ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY..........

AUTHOR: Karl - (USA)

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE
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#38 Consumer Comment

***URGENT ALERT FOR ALL AMERICANS WHO HAVE A MORTGAGE: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

for valuable information and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE
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#39 Consumer Comment

***MORTGAGE ALERT***MORTGAGE ALERT***MORTGAGE ALERT: PLEASE READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE

***********************************  SONG ALERT  **********************************
*A new song was posted at this site! Just type in 665528 at this site and it appears as 'Consumer Comment #26' at Ripoff Report #665528.
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#40 Consumer Comment

URGENT GLOBAL ALERT: IT APPEARS THAT THE ONES WHO ARE IN CONTROL OF THE U.S. GOVERNMENT.......

AUTHOR: Karl - (USA)

and the governments of Europe are manipulating the price of oil in order to save their companies and the governments that they control, wouldn't everyone agree?

It's a fact that the demand for oil isn't the reason for the current price increases, right? Anyone can 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web and hear how oil demand actually fell in 2008 when the price of oil surged to $147 a barrel, correct?

Anyone with a functioning brain could figure out that the ones in control were manipulating the price of oil back in 2008 in order to generate profits to stave-off a collapse of their companies and the governments that they control, right?

Many of us know that Goldman Sachs, Morgan Stanley, JP Morgan Chase, Barclays, and other corporations are the ones who control much of the U.S. government and the governments of Europe, right? Since Lehman Brothers is gone, the companies above are obviously in control of most of the economy and the governments of the USA and Europe, correct?

If you 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts, it's quite simple to see that the Federal Reserve is the "BIG" boss, right? We all know that the Fed controls most of the politicians in Washington D.C. and they also control much of Wall Street, correct? Just take a look at all of the companies that appear in the 5 charts.

*Make sure to 'Google' all of the following videos and watch them on the web for PROOF that the Federal Reserve controls most of the U.S. government, Wall Street, and the governments of Europe-

FRONTLINE: THE WARNING
FRONTLINE: INSIDE THE MELTDOWN
AMERICA: FREEDOM TO FASCISM
THE OBAMA DECEPTION
YOUTUBE FALL OF THE REPUBLIC
BIG BANKS RESUME FORECLOSURE PAPERWORK PBS
ELIZABETH WARREN GRILLS GEITHNER, CRITICIZES TREASURY'S FORECLOSURE PLAN PBS
ELIZABETH WARREN ON THE ECONOMY NOW ON PBS
FRONTLINE: BREAKING THE BANK
FRONTLINE: THE CARD GAME

***It can no longer be denied! The bankers were able to manipulate and lure the American people and the people of Europe into home loans that were designed to fail, right? Millions upon millions of people took the bait, and millions upon millions more re-financed their current homes because they were led to believe that home values would not go down.

By manipulating the price of oil for profit, the bankers are now hoping that they can keep things together, right? The USA alone consumes about 20 Million barrels of oil each day. Add that to what the rest of the world consumes. It's too bad that the politicians all over the world work for the Central Bankers, huh? 

Many of the problems all over the world, like the millions of lost jobs, foreclosures, not being able to afford food, etc., can be traced back to the "MORTGAGE/FORECLOSURE MESS" in America!

WELCOME TO AMERICA- ONE MASSIVE LIE

***********************************   ALERT   ***********************************
*Just stay at this site and type in 608350 and go to 'Consumer Comment #21' at Ripoff Report #608350 to read- "ONE BIG LIE POEM".

*Then type in 271454 and go to 'Consumer Comment #49' at Ripoff Report #271454 to sing- "BRENT CRUDE SONG".

Thank You
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#41 Consumer Comment

WORLDWIDE ALERT: SINCE THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES.......

AUTHOR: Karl - (USA)

deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world, it makes sense that we'll experience another "Collapse" in the near future, wouldn't everyone agree?

*If you stay at this website and type in 269041 and go to 'Consumer Comment #3', entitled- "Blame it on a Lawyer" and read what is stated in that comment from August 21, 2007, you can plainly see that it all came true, correct?

The USA hasn't changed much from that day, right? So, common sense would dictate that another "Collapse" is imminent, correct?

Thank You

P.S. Make sure to read this Ripoff Report for further proof that the USA is a country whose foundation is solidly built on lies, deception, fraud..........................
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#42 Consumer Comment

****4TH GLOBAL ALERT: MAKE SURE TO READ THIS RIPOFF REPORT.....

AUTHOR: Karl - (USA)

if you have a mortgage in the USA.

Thank You
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#43 Consumer Comment

***3RD GLOBAL ALERT: PLEASE READ THIS RIPOFF REPORT IF YOU HAVE A MORTGAGE.......

AUTHOR: Karl - (USA)

for valuable information, and spread it all over the web at sites like Twitter & Facebook!

Thank You
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#44 Consumer Comment

**2ND GLOBAL ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY IF YOU HAVE A MORTGAGE.....

AUTHOR: Karl - (USA)

in the United States of America, and spread it all over the web at sites like Twitter & Facebook!

Thank You

*********************************   SONG ALERT   *********************************

*Just type in 668678 at this site to sing the newest song that's available in the consumer comments section at Ripoff Report #668678. The song is entitled- "RUN ON THE BANKS SONG".
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#45 Consumer Comment

GLOBAL ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY........

AUTHOR: Karl - (USA)

in order to understand how the United States of America is truly a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, & the constant pursuit to financially injure the innocent people in the USA and all over the world.

Thank You

*************************** BABYGIRL ALERT ***************************

*Don't forget to type in 689392 at this site and read Babygirl's Ripoff Report and all of the consumer comments that appear at that Report.

Then type in 124402 at this site and read Ripoff Report #124402 and all of the consumer comments.

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#46 Consumer Comment

SEVENTH NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT IMMEDIATELY......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

********************************* ALERT *********************************

*Don't forget to type in the following at this site and read all of the Ripoff Reports for important information-

BUSH

OBAMA

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#47 Consumer Comment

FRAUD BLESS AMERICA...LAND THAT'S CORRUPT...STAND BESIDE IT...AND GUIDE IT...TO THE TOILET THAT WILL FLUSH WITH YOUR GLOVE....

AUTHOR: Karl - (USA)

From the Dow Jones...To the NASDAQ...To the Treasury...And the FED...Fraud Bless America...It's what I said.

End of 'Verse 1'.

Thank You

*Anyone can stay at this site and type in 529757 and go to 'Consumer Comment #41' at Ripoff Report #529757 and sing 'Verse 2', correct?

WELCOME TO AMERICA- IN FRAUD WE TRUST

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#48 Consumer Comment

***6TH NATIONWIDE MORTGAGE FRAUD ALERT*** MAKE SURE TO READ THIS RIPOFF REPORT.....

AUTHOR: Karl - (USA)

for important information, and spread it all over the web at sites like Twitter & Facebook!

Thank You.

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#49 Consumer Comment

*****5th NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT.......

AUTHOR: Karl - (USA)

if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

****************************** ALERT *******************************

*Don't forget to stay at this site and type in the following and read the Ripoff Reports for valuable information-

BANK OF AMERICA

GMAC

OBAMA

BUSH

BILL CLINTON

d**k CHENEY

US BANK

WELLS FARGO

MORGAN STANLEY

LEHMAN

GOLDMAN SACHS

US GOVERNMENT

TOYOTA

NISSAN

FORD

INDYMAC

CHASE

FEDERAL RESERVE

NBC

GM CREDIT CARD SERVICES

*Thank You

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#50 Consumer Comment

****4TH NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT....

AUTHOR: Karl - (USA)

and spread it all over the web at sites like Twitter & Facebook.

Thank You

*************************** PRESIDENTIAL ALERT **************************

*Anyone can stay at this site and type in 92641 and read the 'Presidential Alerts'.

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#51 Consumer Comment

***3RD NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT.....

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage, and spread it all over the web at sites like Twitter & Facebook.

Thank You

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#52 Consumer Comment

**2ND NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT....

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage, and spread it all over the worldwide web at sites like Twitter & Facebook!

HAPPY NEW YEAR

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#53 Consumer Comment

NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO READ THIS RIPOFF REPORT....

AUTHOR: Karl - (USA)

for valuable information if you have a mortgage in the USA.

Thank You

******************************* LIE ALERT *******************************

*Anyone can stay at this website and type in 608350 and go to 'Consumer Comment #21' for an important lie alert.

HAPPY NEW YEAR

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#54 Consumer Comment

***NATIONWIDE FRAUD ALERT!!! MAKE SURE TO READ THIS RIPOFF REPORT....

AUTHOR: Karl - (USA)

and spread it all over the web at sites like Twitter & Facebook.

Thank You

HAPPY NEW YEAR

******************************* LIE ALERT *******************************

*Don't forget to type in 411913 and read about the "Worldwide Lie Alert" in the consumer comments section at Ripoff Report #411913.

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#55 Consumer Comment

"HUB POEM"....

AUTHOR: Karl - (USA)

is only available at this website!

*Just type in 670790 and it appears as 'Consumer Comment #10' at Ripoff Report #670790.

Thank You

HAPPY NEW YEAR

****************************** LETTER ALERT *****************************

*Anyone in the world can read the 'open letter' to WikiLeaks, which appears at this website! Just type in 271454 and it appears in 'Consumer Comment #20' at Ripoff Report #271454.

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#56 Consumer Comment

h*o, h*o, h*o!!! I HAVE THE SMARTEST REINDEER IN THE WORLD BECAUSE THEY INVESTED IN "GOLD" BACK IN 2008....

AUTHOR: Karl - (USA)

when it was around $780 an ounce.

Anyone can stay at this site and type in 402261 and read "PONZI POEM", which is posted in 'Consumer Comment #2' at Ripoff Report #402261.

***Take a look at what is stated in the 5th quatrain of that poem.

Quote:

"Where is Dasher, where's Dancer

Where's Comet, where's Cupid

They invested in GOLD

Even reindeer aren't stupid!"

*That poem was posted on December 18th, 2008, over two years ago when GOLD was around $780 an ounce. Gold is now at $1,380 an ounce, and it recently went over $1,400 an ounce.

My reindeer are now telling Santa that the price of OIL will go over $100 a barrel soon.

h*o, h*o, h*o!!!

I have the smartest reindeer in the world.

h*o, h*o, h*o!!!

It's time for me to go!

MERRY CHRISTMAS!

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#57 Consumer Comment

h*o, h*o, h*o!!! "STEAK DINNER SONG" IS READY TO GO! JUST TYPE IN 411913 AT THIS SITE....

AUTHOR: Karl - (USA)

and you can sing "STEAK DINNER SONG".

Thank You

MERRY CHRISTMAS!!!

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#58 Consumer Comment

h*o, h*o, h*o!!! IT LOOKS LIKE "WIKILEAKS SONG 25" IS NOW AVAILABLE AT THIS SITE! JUST TYPE IN 502469 AND....

AUTHOR: Karl - (USA)

it appears in the consumer comments section at Ripoff Report #502469.

h*o, h*o, h*o! Time for me to go!

MERRY CHRISTMAS!

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#59 Consumer Comment

FINAL PRESIDENTIAL ALERT FOR 2010: My fellow Americans. I believe that....

AUTHOR: Karl - (USA)

a new song was recently posted at Ripoff Report #411913 in the consumer comments section on December 15th, 2010.

If you stay at this site and type in 411913 you can scroll down to 'Consumer Comment #53' and sing it, if you'd like.

Happy Holidays to all of the people out there, especially the ones who voted for me. Make sure to eat your applesauce every day to stay healthy and remember to support the failed system known as the United States government, okay?

Finally I'd like to mention that we're having "steak" for dinner tonight at the White House. 
If you stay at this site and type in 529757 you can read "STEAK DINNER POEM" in the consumer comments section at Ripoff Report #529757.

Thank You

"STEAK!" It's what's for dinner tonight.
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#60 Consumer Comment

******6TH PRESIDENTIAL ALERT: My fellow Americans. If you 'Google' this- THE OBAMA DECEPTION, you can plainly see that...

AUTHOR: Karl - (USA)

it has over 8 Million views!

That's a lot of views, correct?

But it isn't anywhere close to the amount of views that Charlie and his brother have received. If you 'Google' this- CHARLIE BIT MY FINGER AGAIN, you will see that it has over 250 Million views!

It looks as though the children are now taking over the web, and hopefully they'll soon take over the world.

HAPPY HOLIDAYS!

P.S. There are plenty of songs and poems available at this site. Just type in the following numbers and it will take you to where they are posted in the consumer comments section-

411913
502469
529757
476868
646259
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#61 Consumer Comment

*****5th PRESIDENTIAL ALERT: My fellow Americans. Please stay at this site and type in 529757 and sing "WEB SONG 2"....

AUTHOR: Karl - (USA)

which is now available in the consumer comments section at Ripoff Report #529757, okay?

Thank You

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#62 Consumer Comment

4th PRESIDENTIAL ALERT: Please read this Ripoff Report now.....

AUTHOR: Karl - (USA)

and then go to the BANK OF AMERICA page of this site and sing "BANK SONG 3", which is at Report #411913 in the consumer comments section, okey-dokey?

Thank You

Go Phillies!
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#63 Consumer Comment

NATIONWIDE ALERT: Please read this Ripoff Report and all of the consumer comments immediately....

AUTHOR: Karl - (USA)

for valuable information if you live in the USA

Thank You
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#64 Consumer Comment

"WALL STREET SONG" is available at the BANK OF AMERICA page of Ripoff Report....

AUTHOR: Karl - (USA)

in the consumer comments section at Ripoff Report #529757.

*Anyone can 'Google' this- STEAK DINNER POEM, and that should take you to where that song appears.


********************************   ALERT   *********************************

Bank of America owns Merrill Lynch and Countrywide. 
Make sure to read this Ripoff Report and spread it all over the worldwide web at sites like Twitter & Facebook.

Thank You
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#65 Consumer Comment

***NATIONWIDE MORTGAGE ALERT***NATIONWIDE MORTGAGE ALERT***NATIONWIDE MORTGAGE ALERT***NATIONWIDE MORTGAGE ALERT***

AUTHOR: Karl - (USA)

*Make sure to read this Ripoff Report if you have a mortgage and alert everyone you know to read it too.

Thank You

POWER TO THE PEOPLE
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#66 Consumer Comment

"GOLDMIN SAX POEM" is available at the 'Bank of America' page of this site. Anyone can....

AUTHOR: Karl - (USA)

'Google' this- STEAK DINNER POEM, and that should take you to where it is posted. Or you can simply go to the BANK OF AMERICA page of this site and it appears as an Update to a Ripoff Report.

Thank You

Don't forget that "TOYLETOTA POEM" is available at the TOYOTA page of this site.

TOYOTA + TOILET = TOYLETOTA
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#67 Consumer Comment

"COME CLEAN POEM" and "OIL POEM" are available at the BANK OF AMERICA page of this site.

AUTHOR: Karl - (USA)

*Anyone can 'Google' this- BROCK O'BOMB-A POEM, and that should take you to where "COME CLEAN POEM" is posted, correct?

And anyone can 'Google' this- STEAK DINNER POEM, and that should take you to where "OIL POEM" is posted, right?

POWER TO THE PEOPLE
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#68 Consumer Comment

*9th ALERT TO EVERYONE IN THE WORLD!!!

AUTHOR: Karl - (USA)

*Make sure to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and read- 'Chapter 15' & 'Chapter 17'. (If you have the time, read the entire book.)


P.S. Make sure to visit the 'BANK OF AMERICA' page of this site, the 'COUNTRYWIDE' page of this site, the 'GMAC' page, & the 'WELLS FARGO' page and read all the Ripoff Reports if you have a mortgage.



*And please visit the 'TOYOTA' page of this site if you have a Toyota/Lexus vehicle, and read all of the Ripoff Reports.



Thank You
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#69 Consumer Comment

***8th ALERT TO ALL AMERICANS!!! If you have a 'Health Savings Account', make sure to go to the CANOPY page of this site and....

AUTHOR: Karl - (U.S.A.)

read all of the Ripoff Reports now!

*SPREAD IT ALL OVER THE WEB at sites like- 'TWITTER' & 'FACEBOOK'. Also print copies of your Ripoff Reports and mail them to the White House. The address is-

The White House
1600 Pennsylvania Ave., NW
Washington, DC  20500
Attn: President Obama

>>>>>>>>>>>>>>>>>>>>>VIDEO ALERT<<<<<<<<<<<<<<<<<<<<<<<

*Anyone can 'Google' the following videos and watch them on the web-

THE OBAMA DECEPTION

YOUTUBE FALL OF THE REPUBLIC

OBAMA'S WAR: FRONTLINE PBS

INSIDE THE MELTDOWN

THE WARNING: FRONTLINE PBS

ELIZABETH WARREN ON THE ECONOMY NOW ON PBS

THE ASCENT OF MONEY PBS (Make sure to watch Parts 1 & 2. This is the best documentary ever made, in my opinion.)

Happy New Year!



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#70 Consumer Comment

7th ALERT TO ALL AMERICANS!!! You might have to 'Google' this- PEACE PRIZE POEM RIP OFF, in order to find.....

AUTHOR: Karl - (U.S.A.)

'STEAK DINNER POEM' & 'MR. REUBEN POEM' & all the others, okay?


*You can always go to BING, and then type this in, exactly as it appears here- BROCK O'BOMB-A POEM, and you'll find more poems. 



Happy Holidays!



WELCOME TO AMERICA- IN FRAUD WE TRUST
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#71 Consumer Comment

6th ALERT TO ALL AMERICANS!!! Anyone can 'Google' this- STEAK DINNER POEM, and find that poem and read it.....

AUTHOR: Karl - (U.S.A.)

on the web, correct?

And anyone can 'Bing' this- BROCK O'BOMB-A POEM, and find that poem and read it on the web too, right?

QUOTE: "POEMS, NO LESS, POEMS EVERYBODY!" - TEACHER

*To hear that quote by the Teacher, simply 'Google' this- YOUTUBE PINK FLOYD ANOTHER BRICK IN THE WALL, and watch that video on the web.

Happy Holidays!
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#72 Consumer Comment

5th ALERT TO ALL AMERICANS!!! YOUR MONEY COULD BE IN JEOPARDY IF IT IS IN A PUBLICLY HELD BANK LIKE WELLS FARGO!!! PLEASE....

AUTHOR: Karl - (U.S.A.)

'Google' this- RIP OFF REPORT WELLS FARGO BANK CLAIMS THEY HAVE LOST RECORD OF MY GRANDCHILDREN'S 100,000 CD, and read Jim's Ripoff Report. Make sure to read all of his Updates too! Pay close attention to what he stated in his most recent Update. I believe it was posted on September 4th, 2009.

*SPREAD THIS ALL OVER THE WEB at sites like- 'TWITTER' & 'FACEBOOK'. Also spread it at websites that are popular in China. Let the Chinese people know what's really going on in the USA.

Thank You.

P.S. Make sure to 'Google' this- THE WARNING: FRONTLINE PBS, and watch it on the web.


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#73 Consumer Comment

great job karl

AUTHOR: forthepeople - (USA)

                i am glad to see there is someone else as passionate about these problems as myself this is the new front on americas freedom the feds need to put the smackdown on these people now and get our money back theyll have to let some pot heads out of jail to make room for these crooks lol good job
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#74 Consumer Comment

4th ALERT TO ALL AMERICAN!!! Make sure to 'Google' this- THE WARNING: FRONTLINE PBS, and watch it on the web! It aired last night on....

AUTHOR: Karl - (U.S.A.)

the PBS station.

Thank You.
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#75 Consumer Comment

3rd ALERT TO ALL AMERICANS!!! Go to the NISSAN page of this site and read Tanya's Ripoff Report about how her LOAN DOCUMENTS were 'forged' and...

AUTHOR: Karl - (U.S.A.)

how the term for her loan was lengthened without her knowledge! She has photos available at her Ripoff Report for anyone to see.


Don't forget to 'Google' this- COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS, and watch that video. Then 'Google' this- AUTO DEALER LOUIS F HARRELSON TO PLEAD GUILTY, and read that article. Then 'Google' this- CAR SALES: TRICKS OF THE TRADE- CONSUMER ALERT, and watch that one too!



Make sure to 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read how Bank of America & Wells Fargo have $17 BILLION each in secret life insurance policies on their own employees! JP Morgan Chase has $11 BILLION, according to that article. That's $45 BILLION in 'SECRET LIFE INSURANCE POLICIES' by just those 3 banks!!! $17 BILLION + $17 BILLION + $11 BILLION = $45 BILLION, right? 'Google' this- WACHOVIA COMPLAINTS SECRET LIFE INSURANCE POLICIES, and read that article. It seems as though there are even MORE banks doing this, correct?



I could go on & on & on.............



WELCOME TO AMERICA- ONE MASSIVE LIE!
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#76 Consumer Comment

2nd ALERT TO ALL AMERICANS!!! 'Google' this- CAR SALES: TRICKS OF THE TRADE- CONSUMER ALERT, and watch how a credit application was altered in a 'secret' video camera....

AUTHOR: Karl - (U.S.A.)

that was caught at a Car dealership.

If this was being done in the Car industry, you can be certain it was happening in the mortgage industry too, right?

'Google' this- LIAR LOANS COUNTRYWIDE, and read that article. Countrywide & Merrill Lynch are now owned by Bank of America, correct?

WELCOME TO AMERICA- IN FRAUD WE TRUST!
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#77

URGENT ALERT TO ALL AMERICANS: MAKE SURE TO...

AUTHOR: Karl - (U.S.A.)

ALSO CONTACT THE BANK THAT HAS YOUR LOAN FOR YOUR CAR, TRUCK, SUV, & MINI-VAN TOO!

There is a chance that your LOAN PAPERS were altered by someone at the dealership or at the bank AFTER you filled out the information.

'Google' this as an example- AUTO DEALER LOUIS F HARRELSON TO PLEAD GUILTY, and read it!

You see, it was obviously being done in the car business, right? So, isn't it safe to assume that it was being done in the mortgage business too?

You can also go to STOPAUTOFRAUD.COM and watch the Dateline Undercover video from 2003 and see what happened to a customer who went in to buy a car.

CONTACT YOUR MORTGAGE COMPANY, & THE BANK THAT HAS YOUR CAR LOAN, & GET COPIES IMMEDIATELY!

Thank you.
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