Now that the word is out about PJP Health Agency and their fraudulent business practices, the creeps that run this racket have come up with a scheme to try to hide all of the online complaints that appear in a Google search of their company. They enter their company's name on all kinds of business to business websites and then have their employees contantly click on the links to these websites in order to bury the complaints that appear in a Google search. The more clicks on a link, the higher up it appears in a Google search. The desired goal of doing such a thing is to bury all of the negative stories and online complaints which used to appear at the top of the list in a Google search.
Even though they have lied to and ripped of hundreds of customers, they have the audacity to brag about the fact that they now have an A- rating from the Better Business Bureau! How did their rating with the BBB magically change from an "F" to an "A-"? They had Gina Monteforte (their so-called "Operations Manager") contact the BBB and lead them to believe that PJP Health Agency was going to become a member of the Better Business Bureau. As you may know, the BBB is an organization that gives letter grades to various businesses. You may think that they are on the "up and up", but this is not the case. They sell higher letter grades to businesses that either become members, or promise that they will become members. In fact, the terrorist group "Hamas" recently recieved an "A" rating from the BBB!
Read the truth about the BBB: Google the words Terror Group Gets 'A' Rating From Better Business Bureau? and click on the first link to see the expos that ABC News did on the Better Business Bureau last in November of 2010.
Don't be fooled by the smooth-talking con men at PJP Health Agency. They have not "reformed". They are as crooked as they have ever been. Sure, a couple of "sacrificial lambs" such as Dan Benazzi and Vito Spatafora were let go after the NYS Insurance Department revoked their insurance broker's licenses, but this company still lies to and rips off those customers stupid enough to give them their bank account information.
If you have been the victim of PJP Health Agency, my advice to you is to call Janet Davignon at the New York State Insurance Department at (Five One Eight) Four Seven Four - Five One Five Four and Angela Cascarano (Segment Producer of "Shame, Shame, Shame") at Fox 5 New York at (Two One Two) Four Five Two - Five Eight One Six. These two individuals have been investigating the dubious business practices of PJP Health Agency.
If you were stupid enough to give PJP Health Agency your checking account information, I would also go into my local bank branch and close the checking account which they are withdrawing funds from. If you keep your compromised checking account open, PJP Health Agency will continue to make unauthorized withdrawals from your checking account.
The "people" at PJP Health Agency are the scum of the earth. Besides James Struss, Phil Teseo, Sr. and his sons (Joe and Phil, Jr.), some of the people who run things at PJP Health Agency's Melville, NY location (in other words, "The Scam Masters") are Dan Hardwick of Farmingdale, NY and Gina Monteforte of Patchogue, NY.
Additionally, if I were you, I would record all of my telephone conversations with PJP Health Agency employees and I would keep records of all written communications.
It may take a while (thanks to the "slow as molasses" bureaucrats in the NYS Insurance Department), but eventually, PJP Health Agency will be permanently put out of business!